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Blog Collection

What is the Effect of Repo Rate on Loan?

Updated on Wednesday, September 3rd, 2025 | By

What is the Effect of Repo Rate on Loan?

If you’ve taken or are planning to take a personal loan, you’ve probably heard the term “repo rate” being tossed around—especially when the Reserve Bank of India (RBI) announces monetary policy updates. But what exactly is the repo rate, and how does it influence the cost of your loan? In this blog, we’ll break down…

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Category : Personal Loan

What are the benefits of a medical loan and how does the process work?

Updated on Tuesday, October 6th, 2026 | By

What are the benefits of a medical loan and how does the process work?

Medical emergencies can arise unexpectedly. Whether it is an accident, injury, or sudden onset of an illness, healthcare emergencies need immediate attention. You need to have a financial cushion for urgent medical treatments and procedures. Medical loans on that front can provide instant financial support to ensure timely treatment. What are Medical Loans? Medical loans…

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Category : Personal Loan

Is Opting for Pre-Closure of a Personal Loan Right Option

Updated on Wednesday, September 3rd, 2025 | By

Is Opting for Pre-Closure of a Personal Loan Right Option

People generally apply for a personal loan when they need funds for unplanned expenses. They consider closing a loan whenever they have the required funds to avoid paying interest. As these loans are unsecured and given keeping in mind the current income and CIBIL score of the borrower, the rate of interest is usually higher…

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Category : Personal Loan

How to Get a Personal Loan on an Aadhaar Card?

Updated on Monday, September 28th, 2026 | By

How to Get a Personal Loan on an Aadhaar Card?

In today’s uncertain world, unexpected financial challenges can cause significant distress. Despite having healthy financial habits, insurance coverage, and emergency funds, a sudden need for finance may arise anytime. Personal loans can be a valuable tool for handling such financial difficulties. What makes personal loans a great choice when you are in need is the…

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Category : Personal Loan

How do you choose between a personal loan vs using securities as collateral for a loan?

Updated on Friday, October 16th, 2026 | By

How do you choose between a personal loan vs using securities as collateral for a loan?

Uncertainty is constant despite having a robust financial plan in place. Unanticipated financial crises may arise at any moment in life due to health emergencies, sudden job loss, damage due to natural disasters, etc. Moreover, you may often fall short of funds for children’s higher education, sudden home renovation, and potential investments. These situations may…

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Category : Personal Loan

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