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Blog Collection

Can Becoming a Loan Guarantor Affect Your Credit Score?

Updated on Wednesday, September 3rd, 2025 | By

Can Becoming a Loan Guarantor Affect Your Credit Score?

A Loan Guarantor, as the name suggests, is an individual who guarantees that he or she will repay any unpaid portion of a loan if the person who is borrowing defaults on repayment. Why are Guarantors Required? Banks and Financial Institutions usually ask a person applying for loan to provide a guarantor when the applicant…

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Category : Personal Loan

Optimising Tax Advantages: Proper Documentation of Personal Loan Utilisation

Updated on Friday, October 16th, 2026 | By IndusInd Bank

Optimising Tax Advantages: Proper Documentation of Personal Loan Utilisation

Personal loans are your saviour when you need a financial boost. They help you get instant funds to manage your cash needs without much hassle. The best part? No collateral is needed. Many turn to personal loans owing to their simple and quick nature. But there’s more to personal loans than just quick financial relief….

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Category : Personal Loan

Learn All About Calculating EMI Using an Online Calculator

Updated on Thursday, September 4th, 2025 | By

Learn All About Calculating EMI Using an Online Calculator

A personal loan is a type of unsecured loan offered to individuals from banks or financial institutions. Securing the lowest interest rate on a personal loan is a financial goal for many borrowers. When you take a personal loan, you typically agree to repay it in fixed monthly instalments, known as Equated Monthly Instalments EMIs….

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Category : Personal Loan

Understanding the Loan Recovery Process

Updated on Wednesday, September 16th, 2026 | By

Understanding the Loan Recovery Process

Missing an EMI can happen because of a job change, a medical expense, delayed salary, or a simple oversight. The loan recovery process is the way a bank follows up when an instalment or another loan amount remains unpaid. It usually begins with reminders and can move to formal notices, contact from an authorised recovery…

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Category : Personal Loan

Understanding Personal Loan Rejections and How to Improve Your Chances of Personal Loan Approval

Updated on Wednesday, October 14th, 2026 | By IndusInd Bank

Understanding Personal Loan Rejections and How to Improve Your Chances of Personal Loan Approval

Are you feeling the pinch of financial stress, longing for a personal loan to alleviate the pressure, yet haunted by the fear of rejection? It’s a scenario many can empathise with. But fear not; understanding why lenders may reject your application is the first step toward securing that much-needed financial assistance. So, let’s delve into…

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Category : Personal Loan

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