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Blog Collection

Monthly Interest Rates for a ₹10 Lakh Fixed Deposit

Posted on Thursday, September 10th, 2026 | By IndusInd Bank

Monthly Interest Rates for a ₹10 Lakh Fixed Deposit

Summary A ₹10 lakh fixed deposit (FD) can be an effective way to generate a steady stream of income while keeping your capital relatively secure. The monthly interest earned on a ₹10 lakh FD depends on factors such as the interest rate offered by the bank, the FD tenure, and whether you choose a cumulative…

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Category : Fixed Deposit

What is Lien on Fixed Deposit? Understanding its Benefits and Risks

Posted on Thursday, September 10th, 2026 | By IndusInd Bank

What is Lien on Fixed Deposit? Understanding its Benefits and Risks

Summary A lien on a Fixed Deposit is a restriction placed by a bank on the deposit, usually when it is used as security for a loan or other financial obligation. While the lien is active, you cannot freely withdraw or close the FD. This arrangement allows you to access credit without breaking your deposit,…

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Category : Fixed Deposit

Fixed Deposit vs Life Insurance: Which Investment Option Is Right for You?

Posted on Monday, August 31st, 2026 | By

Fixed Deposit vs Life Insurance: Which Investment Option Is Right for You?

Summary Fixed deposits and life insurance are two popular financial options in India. FDs are offered by banks and financial institutions while life insurance is typically offered by insurance companies. Life insurance is designed to provide financial protection against life’s uncertainties, while fixed deposits (FDs) are savings instruments that offer stable returns through a fixed…

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Category : Fixed Deposit

Can Fixed Deposit Be Kept as Collateral for a Loan?

Posted on Monday, August 31st, 2026 | By

Can Fixed Deposit Be Kept as Collateral for a Loan?

Summary You can easily use a fixed deposit as a collateral to secure a loan. The loan amount you can get against your FD is usually dependent on your FD’s value, bank’s terms and conditions and loan type. Anyone with an existing FD can use it as a collateral to obtain a loan. Loans against…

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Category : Fixed Deposit

What is Fixed Deposit Laddering & How Does It Help?

Posted on Monday, August 31st, 2026 | By

What is Fixed Deposit Laddering & How Does It Help?

Summary: Fixed deposit laddering is an investment strategy where you spilt your money across multiple FDs with different maturity dates. It serves as a regular income stream whilst allowing higher liquidity and flexibility to use your funds whenever you need. FD laddering helps to mitigate reinvestment risks and meet your short or long-term financial goals….

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Category : Fixed Deposit

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