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Blog Collection

Is It Good to Take Home Loan to Save Tax in India?

Updated on Monday, August 25th, 2025 | By

Is It Good to Take Home Loan to Save Tax in India?

Summary: With features such as flexible tenure and high loan amounts, home loans are ideal for purchasing or constructing a house. Home loans in India also offer borrowers tax savings under the Income Tax Act, 1961. Borrowers can claim tax deductions on the principal repayment, interest repayment, and stamp charges under different sections of the…

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Category : Manage your Finance

How Much Home Loan Can You Get Based on Your Salary?

Updated on Monday, August 25th, 2025 | By

How Much Home Loan Can You Get Based on Your Salary?

Summary: A home loan is a secure and convenient way to purchase your dream house. To determine your home loan amount, lenders consider your salary and job stability. The amount is also influenced by factors like age, credit score, existing liabilities, and property value. Choose IndusInd Bank for favourable terms to achieve your homeownership dreams…

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Category : Manage your Finance

Title: Decoding the Credit Habits of Millennials: Insights and Strategies

Updated on Wednesday, September 17th, 2025 | By

Title: Decoding the Credit Habits of Millennials: Insights and Strategies

Millennials, often referred to as the generation born between the early 1980s and mid-1990s, have been reshaping the economic landscape with their unique financial behaviors and preferences. From their approach to saving and investing to their attitudes towards credit and debt, millennials’ financial habits are a topic of interest and scrutiny. In this blog, we…

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Category : Manage your Finance

Using Credit Cards for Emergency Funds

Updated on Wednesday, August 27th, 2025 | By IndusInd Bank

Using Credit Cards for Emergency Funds

Using a credit card as an emergency fund has numerous benefits, including quick access to funds, flexible payment alternatives, and the opportunity to build credit history. Emergencies can arise at any time, leaving you with a heap of unexpected expenses. In such challenging times, having a financial safety net becomes crucial for overcoming unexpected monetary…

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Category : Manage your Finance

2024 Loan Against Property Interest Rate Trends

Updated on Monday, August 25th, 2025 | By IndusInd Bank

2024 Loan Against Property Interest Rate Trends

Multiple factors influence the loan against property interest rates for 2024. These include macroeconomic factors like the external benchmark rates and monetary policy, along with other parameters like the borrower’s profile, property details, and LTV ratio. The interest rates vary from lender to lender and are based on their policies and the risk associated with…

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Category : Manage your Finance

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