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Blog Collection

How Does Credit Card Refund Work?

Posted on Wednesday, September 4th, 2024 | By

How Does Credit Card Refund Work?

Consider a scenario where you ordered a product, but it arrived defective. You decide to request a refund. To do so, you need to return the defective product and ask for the refund to be processed through the same payment mode you originally used.  If you paid with a credit card, you may wonder how…

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Category : Credit Card

Understanding POS in Credit Cards: How it Works?

Posted on Tuesday, August 27th, 2024 | By

Understanding POS in Credit Cards: How it Works?

Ever wondered what happens when you swipe your credit card at a store? How does the payment process function, and what role does the Point of Sale (POS) play here? When you swipe a credit card at a store, the POS system reads the card information and sends it to the payment processor for authorisation….

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Category : Credit Card

CIBIL Score Vs Credit Score – What’s the Difference?

Posted on Tuesday, August 27th, 2024 | By

CIBIL Score Vs Credit Score – What’s the Difference?

Whether you want to access loans, apply for credit cards, or get low interest rates, a good credit profile is essential.  For credit profiles, two terms you would have come across are ‘CIBIL score’ and ‘credit score’. While people use both the terms interchangeably, they have different meanings and implications. However, both play a vital…

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Category : Credit Card

Is 700 a Good Credit Score, or Bad?

Posted on Tuesday, August 27th, 2024 | By

Is 700 a Good Credit Score, or Bad?

Your credit score is an important aspect of your financial health. It influences your ability to get loans, credit cards, and favourable interest rates. A 700-credit score is a common benchmark people wonder about: Is it good enough to secure positive loan terms? Does it reflect a healthy financial profile? Let’s understand where this score…

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Category : Credit Card

What Should You Do if Your Credit Card Application Gets Rejected?

Posted on Tuesday, August 27th, 2024 | By

What Should You Do if Your Credit Card Application Gets Rejected?

Imagine you’ve carefully filled out a credit card application, submitted all necessary documents, and eagerly await your approval. But then, the unthinkable happens—your credit card application gets rejected. It is a frustrating experience, leaving you questioning where you went wrong. Many face this scenario, and it is essential to understand why this happens and how…

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Category : Credit Card

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