Reload Your Forex Card in Real-Time: Tips for Travellers in 2025

Posted on Monday, August 25th, 2025 | By IndusInd Bank

Summary: IndusInd Bank’s Indus Multi-Currency Forex Card empowers global travellers with real-time reloads, zero markup fees, and secure multi-currency access. With features like virtual cards for online safety and worldwide acceptance, it simplifies every transaction, making it one of the best Forex card options in India.

Every international journey begins with a checklist, tickets, passport, hotel bookings. But in 2025, when cash transactions are reducing and exchange rates shift by the minute, being prepared means more than just budgeting and booking, it means looking for the best way to manage money abroad.

Carrying foreign currency or swiping a domestic credit card is neither practical nor cost-effective. Travellers today need a smarter alternative that works across borders, and across currencies. This is where the Forex Card is needed. With the ability to reload funds remotely, load multiple currencies, and avoid hefty markup fees, it’s become a vital financial tool for seamless travel. In this article we offer you tips on how to get the most out of your Forex Card.

Why a Forex Card Makes Sense in 2025

Using cash abroad poses several challenges. It increases the risk of loss or theft, with little chance of recovery. Cash is also not practical for higher-value payments. Moreover, currency exchange services often offer unfavourable rates, reducing the overall value of your money.

The other alternative is to use credit or debit cards. But these cards carry foreign transaction fees that can go up to 3.5%. This can quickly add up, especially when you use your card frequently while travelling.

A Forex Card offers a smarter alternative to both cash and other cards. With zero markup fees, locked-in exchange rates, the ability to load multiple currencies, and the ease of use at global ATMs and merchants.

Tips for Smart Usage

1. Plan Currency Loads: Check rates and load currencies in advance to lock favourable rates
2. Reload in Seconds: Topping up your card is quick and simple, log in with your credentials, and follow the following steps:
   • Select your existing Forex product
   • Choose the currency you wish to reload
   • Enter the desired reload amount
   • The system will display the equivalent value in INR
   • Proceed to complete the payment securely online
     Reloads for amounts below INR 49,000 are typically processed and loaded within 1 hour.

3. Track Alerts: Enable transaction alerts to keep tabs on your spending
4. Stick to Forex: Use your Forex Card instead of credit cards to save on markup

Top Features of the IndusInd Bank Forex Card

• Load up to 14 currencies on a single card including USD, EUR, GBP, AUD, CAD, AED, CHF, HKD, JPY, NZD, SAR, SGD, ZAR, and THB
• Locked-in exchange rates protect you from currency fluctuations
• Real-time reloads via www.indusforex.com with the ability to load and reload multiple times
• Instant card issuance with a ready-to-use card kit at Forex-enabled IndusInd Bank branches
• Global ATM access for cash withdrawals at all Visa-enabled ATMs worldwide
• Secure online spends/transaction via using virtual cards.
• Email alerts after every transaction to prevent misuse
• Live balance updates in the wallet currency after each transaction
• Track spends and check balances online with 24×7 access via the portal
• Regular e-statements for easy monitoring and reconciliation
• Immediate card hot-listing in case of loss or theft via phone
• Easy encashment of unused balance upon return to India
• Extensive Forex services including: Outward Telegraphic Transfers, Foreign Currency Demand Drafts, Inward Remittances (SWIFT Transfers) and Foreign Currency Cheque Deposits

IndusInd Bank’s Indus Multicurrency Forex Card is engineered for smart travellers. From students and professionals to families and frequent travellers, it’s the ideal travel companion – helping you manage your money abroad with ease, avoid currency conversion hassles, lock in exchange rates, and track your spending.

Apply for your Indus Multicurrency Forex Card online today and experience the confidence of travelling cashless.

Disclaimer: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.