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Blog Collection

The Great Fixed Deposit Debate: Cumulative vs. Non-cumulative

Posted on Monday, April 29th, 2024 | By

Fixed deposits are a cornerstone of many investment portfolios in India. They offer a safe haven for your money, guaranteeing a fixed return over a predetermined tenure. But within the world of FDs, a crucial decision arises: cumulative vs non-cumulative fixed deposits?  Understanding the distinctions between these two options can significantly impact your financial goals. …

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Category : Fixed Deposit

Risk Management in Retirement: The Role of Fixed Deposits for Senior Citizens

Posted on Monday, April 29th, 2024 | By

Risk Management in Retirement: The Role of Fixed Deposits for Senior Citizens

As one reaches the age of seniority, finding stability for their hard-earned money often becomes a priority. After all, retirement should be a peaceful and relaxing time, a well-deserved break after decades of hard work. However, rising healthcare expenses, inflation, and cost of living are enough to make you worry about outliving your savings.   Fixed…

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Category : Fixed Deposit

What Is a Credit Card Against Fixed Deposit?

Posted on Monday, April 22nd, 2024 | By

What Is a Credit Card Against Fixed Deposit?

We all long for the convenience of a credit card, but what if someone doesn’t match the eligibility criteria? Well, you can apply for a credit card against FD. You can think of it as a credit card that’s backed up by money you’ve already put aside in an FD. In this guide, we will…

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Category : Fixed Deposit

Overdraft Against A Fixed Deposit – Better Than Closing It

Posted on Friday, February 23rd, 2024 | By

Overdraft Against A Fixed Deposit – Better Than Closing It

In times of sudden financial need, individuals often resort to withdrawing their savings and investments, including Fixed Deposits (FDs), which can result in significant losses due to premature withdrawal penalties and loss of interest earnings. This dilemma poses a challenge for those seeking immediate liquidity without sacrificing their investment returns.  What is an overdraft against…

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Category : Fixed Deposit

How Can Nominee Claim a Fixed Deposit After Holder’s Death

Posted on Friday, February 23rd, 2024 | By

How Can Nominee Claim a Fixed Deposit After Holder’s Death

When we talk about planning our finances, we usually focus on making more money, keeping risks low, and securing what we own for the future. But sometimes, we forget about something important – what happens when the person who owns the account passes away. Dealing with the passing of a loved one is difficult, and…

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Category : Fixed Deposit

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