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Blog Collection

Old vs New Tax Regime Impact on Fixed Deposit Returns: Detailed Comparison

Posted on Friday, August 14th, 2026 | By Santosh kaushik

Old vs New Tax Regime Impact on Fixed Deposit Returns: Detailed Comparison

Summary FD interest is taxed under “Income from Other Sources” in both tax regimes, but your post-tax return can differ depending on your slab and available deductions. The old regime may work better if you claim benefits such as Section 80C or 80TTB, while the new regime can be more suitable if you have limited…

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Category : Fixed Deposit

Should You Choose Tax Saver FD in New Tax Regime vs Old Regime?

Posted on Friday, August 14th, 2026 | By Santosh Kaushik

Should You Choose Tax Saver FD in New Tax Regime vs Old Regime?

Summary A Tax Saver FD offers the same 5-year lock-in, fixed returns and capital safety under both tax regimes, but its tax benefit changes. Under the old regime, it can qualify for Section 80C deduction, while under the new regime that benefit is generally unavailable. The better choice depends on your overall deductions and total…

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Category : Fixed Deposit

NRE and NRO FDs: Best Rates for NRIs in 2025

Posted on Sunday, September 28th, 2025 | By

NRE and NRO FDs: Best Rates for NRIs in 2025

Summary: NRE and NRO Fixed Deposits are essential for Non-Resident Indians managing money in India. NRE Fixed Deposits handle foreign earnings, which are fully repatriable with tax-free interest. In contrast, NRO Fixed Deposits manage Indian income, though their interest is taxable. These Fixed Deposits consistently provide safe and assured returns. IndusInd Bank offers these accounts…

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Category : Fixed Deposit

Flexi FDs: Combining Liquidity and High Returns in 2025

Posted on Friday, September 12th, 2025 | By

Flexi FDs: Combining Liquidity and High Returns in 2025

Summary: Flexi Fixed Deposits combine the liquidity of a savings account along with the higher returns of a fixed deposit. They provide several features like partial withdrawals, automatic fund transfers, and customisable tenures. Ideal for evolving financial priorities in 2025, they help you manage idle funds effectively while maintaining access to money without breaking the…

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Category : Fixed Deposit

How to Choose the Best Fixed Deposit Scheme for Your Goals in 2025

Posted on Wednesday, May 7th, 2025 | By

How to Choose the Best Fixed Deposit Scheme for Your Goals in 2025

Offering guaranteed returns with minimal risk, the fixed deposit (FD) is an ideal financial tool that remains one of the most secure and reliable investment options in 2025. Whether you want to grow your savings, plan for future expenses, or secure a stable income, selecting the right fixed deposit scheme is essential. But with numerous…

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Category : Fixed Deposit

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