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Blog Collection

How Sweep-In Works: Which Deposit Breaks First and Why It Matters for Your Returns

Updated on Tuesday, September 22nd, 2026 | By

How Sweep-In Works: Which Deposit Breaks First and Why It Matters for Your Returns

Summary The Auto-Sweep facility automatically transfers surplus funds from your savings account to a fixed deposit (also known as Sweep Out) and moves funds back from the fixed deposit to the savings account (also known as Sweep In) whenever there is a balance shortfall. You can also link your existing FDs to your savings account…

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Category : Fixed Deposit

Understanding Important Fixed Deposit Rules & Regulations

Updated on Wednesday, September 16th, 2026 | By IndusInd Bank

Understanding Important Fixed Deposit Rules & Regulations

Summary Understanding FD rules around tenure, premature withdrawal, interest rates and auto-renewal can help investors maximise returns and avoid unnecessary penalties. FD interest is taxable, and investors should be aware of TDS rules, available tax-saving options and the use of Form 15G/15H where applicable. Additional features such as nomination facilities, loans against FDs and deposit…

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Category : Fixed Deposit

How To Open a Fixed Deposit Without a Savings Account

Updated on Wednesday, September 16th, 2026 | By IndusInd Bank

How To Open a Fixed Deposit Without a Savings Account

Summary Opening a fixed deposit without a savings account is now easier than ever, thanks to digital banking solutions. The process is simple: submit your personal details, choose your preferred FD tenure and investment amount, and fund the deposit. Whether you are a first-time investor, salaried professional, senior citizen, or someone looking for a safe…

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Category : Fixed Deposit

Monthly Interest Rates for a ₹10 Lakh Fixed Deposit

Updated on Thursday, September 10th, 2026 | By IndusInd Bank

Monthly Interest Rates for a ₹10 Lakh Fixed Deposit

Summary A ₹10 lakh fixed deposit (FD) can be an effective way to generate a steady stream of income while keeping your capital relatively secure. The monthly interest earned on a ₹10 lakh FD depends on factors such as the interest rate offered by the bank, the FD tenure, and whether you choose a cumulative…

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Category : Fixed Deposit

What is Lien on Fixed Deposit? Understanding its Benefits and Risks

Updated on Thursday, September 10th, 2026 | By IndusInd Bank

What is Lien on Fixed Deposit? Understanding its Benefits and Risks

Summary A lien on a Fixed Deposit is a restriction placed by a bank on the deposit, usually when it is used as security for a loan or other financial obligation. While the lien is active, you cannot freely withdraw or close the FD. This arrangement allows you to access credit without breaking your deposit,…

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Category : Fixed Deposit

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