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Using a savings account is a hassle-free experience but you must maintain a minimum average balance. A zero-balance savings account allows you to use your funds without worrying about minimum balance requirements. IndusInd Bank presents Indus Delite, a zero-balance savings account with no minimum balance requirement and marked by competitive interest rates, cashback and deals, and an easy zero-balance account opening online process.
Using a savings account is typically a smooth experience – be it transacting regularly, withdrawing money, or maintaining your monthly budget. The only catch is that you must maintain a minimum average balance in the account. A zero-balance savings account, on the other hand, imposes no such mandate on customers, allowing them to use or keep their funds as they please.
Zero-balance savings accounts are designed to encourage systematic saving without being restricted by minimum balance requirements. For instance, IndusInd Bank’s Indus Delite is a zero-balance savings account designed to offer convenience with lifestyle benefits and rewards. This zero-balance account can be opened online in a few simple steps.
Let’s explore the top five benefits of a zero-balance savings account – particularly the Indus Delite Savings Account – that you probably didn’t know about.
1. No minimum balance requirement
The most apparent and important benefit of a zero-balance savings account is that it imposes no restriction on the account holder to maintain a minimum average balance. In times of emergency or a financial crunch, account holders can withdraw funds without worrying about adhering to the minimum balance limit rule.
With the Indus Delite zero-balance savings account, you only need to carry out your zero balance account opening online with an initial funding amount of INR 10,000. Moreover, you attract no penalty even if your balance reaches zero.
2. Access to 360-degree banking services
Nowadays, new-age zero balance savings accounts like the Indus Delite entitle you to enjoy all essential banking services such as depositing and withdrawing money, online fund transfers, and video banking with ease. You can also use a debit card to enjoy cashless transactions, shop online, and withdraw cash from ATMs.
3. Competitive interest rates
Much like a regular savings account, zero-balance accounts offer competitive interest rates to account holders. The Indus Delite account offers attractive interest rates on your savings. This means you can watch your hard-earned savings grow consistently without worrying about maintaining a minimum balance.
4. Exciting cashback & deals
Incredibly, even with minimum fees and charges, the Indus Delite savings account comes packed with an array of rewards and benefits. Use the IndusInd Bank Delights debit card offered with this zero-balance account to enjoy cashback and amazing deals on Amazon, Swiggy, and Big Basket. Avail of a ‘Buy-One-Get-One-Free’ offer on movie tickets booked on BookMyShow. Additionally, get a complimentary insurance cover worth INR 1.5 lakh with your Indus Delite account. And there’s more! Get 5% cashback on all your fuel, dining and entertainment (inclusive of OTT subscriptions) spends made via the Delights Debit Card.
5. Easy zero-balance account opening online process
Opening a zero-balance account today is easy and hassle-free. As for the Indus Delite savings account, the zero-balance account opening online process is completely paperless, requiring only four online steps. All you need is your Aadhaar Card and PAN Card to open an account instantly using video KYC.
Parting Words
Discover the future of hassle-free banking with IndusInd Bank’s Indus Delite. Redefining convenience and accessibility, this revolutionary zero-balance savings account stands in stark contrast to the featureless, plain vanilla zero-balance savings account of bygone times. Say goodbye to minimum balance requirements even as you embark on a rewarding banking journey.
Open the Indus Delite zero-balance account today!
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.
