If we may ask, what is it that you want from a credit card? Rewards? Discounts? Benefits?

But no single card offers it all, right?

Not certainly! IndusInd Bank Platinum Aura Edge Credit Card is one such card for extra achiever people like you that encompasses all the features, including discounts on travel, deals on shopping, offers in dining out, and much more.

Wait there’s more, you can even choose your own reward program based on your preference.

For instance, if you’re a shopping lover, then Platinum Aura Shop Plan is the right pick for you. Similarly, if your expenses mostly comprise utility bills, grocery shopping, and medical bills, then Platinum Aura Home Plan is the wise pick. And if you are a frequent traveller, then Platinum Aura Travel Plan offers great rewards. Lastly, if you are a partyholic person who loves to dine out and enjoy movies, then Platinum Aura Party Plan would work the best for you.

Amazing, right? Let’s get to know in detail what all rewards and benefits come along with IndusInd Bank Platinum Aura Edge Credit Card.

IndusInd Bank Platinum Aura Edge Credit Card Rewards and Benefits

• Earn up to 4X reward points as per your chosen reward program on select merchant categories on every ₹100 spent.
• Redeem your reward points for Airline Miles. 100 Reward Points = 100 InterMiles.
• Claim your reward points to get Club Vistara Points. 100 reward points = 50 Club Vistara Points.
• Convert your reward points into cash. 1 Reward Point = ₹ 0.40 of cash value.
• Use your reward points to directly pay your bills using ‘Pay with Rewards’ feature at selected merchant stores.
• Redeem your reward points on IndusMoments to unlock exclusive offers from top brands like AJIO, Flipkart, MakeMyTrip, Tata CLIQ, and more.
• Get exclusive discount vouchers from brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more as welcome gift.
• Claim your exclusive brand vouchers for BATA and Vero Moda from Vouchagram.
• Enjoy 1% fuel surcharge waiver across all fuel stations in India and get annual savings of up to ₹2400
• Stay insured against loss/theft and counterfeit fraud with ‘Total Protect’.
• Get a complimentary personal air accident insurance cover of up to Rs 25,00,000 and fly worry-free.

Apply Online for Platinum Aura Edge Credit Card

1. Visit the Platinum Aura Edge Credit Card page
2. Click on the ‘Apply Now’ button
3. Provide your contact and PAN details
4. Verify your address details
5. Choose ‘IndusInd Bank Platinum Aura Edge Credit Card’
6. Complete Video KYC verification.

That’s it! After completing the process, your card will be delivered to your address within 2-3 days.

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.

Are you planning to renovate your home? Are you confused about whether you should opt for a Home Improvement Loan or a Personal Loan? If yes, then you’re at just the right place to know how you can finance your dream of a stylish home.

Weighing both the options side by side, using a Home Improvement Loan for home renovation comes with certain drawbacks that include risk of possession in case of default, high closing costs such as home inspection fees, loan origination fees, application fees, etc., and a longer, complex application process.

In contrast, a personal loan comes with no collateral requirement and is available instantly at minimal fees.

IndusInd Bank Personal Loan is one such dynamic product that can help you finance the improvements in your home inside out; be it raw material cost, labour cost, or service cost.

Let’s get to know of a few instances in which an IndusInd Bank Personal Loan has an edge over Home Improvement Loan.

IndusInd Bank Personal Loan vs Home Improvement Loan for Renovation

• Estimation of Improvement Cost: If you are planning to take a Home Improvement Loan, then you’ll be required to produce a document stating the estimated cost of improvement, verified by the contractor. However, if you opt for an IndusInd Bank Personal Loan, then there’s no requirement of any such document. You can calculate the estimate on your own if you wish and avail a loan amount that suits you best.
  
• Requirement of Security:  A Home Improvement Loan requires you to mortgage your home till the loan is completely repaid. However, an IndusInd Bank Personal Loan does not require you to present any guarantor or security to get the loan amount.
  
• Approval Process & Time: When you choose a Home Improvement Loan, the process is quite complicated and there are various types of fees involved. From valuation of property and home inspection fees to origination fees and processing fees, availing a Home Improvement Loan is quite a daunting task. On the other hand, an IndusInd Bank Personal Loan comes at zero processing fee* with no paperwork required and quick disbursal time.
  * Limited period offer

• Payback Period: A Home Improvement Loan comes with a tenure of up to 30 years which translates to a longer time period under debt and the burden of EMIs. In addition, there are high chances of interest rates varying greatly over time. In comparison, IndusInd Bank Personal Loan comes with best-in-class interest rates for a tenure of up to 48 months.

Features of IndusInd Bank Personal Loan

• 100% digital application process
• Instant approval
• Quick disbursal
• No collateral or guarantor requirement
• Best-in-class interest rate
• Loan amount ranging from ₹30,000 to ₹5 lakh
• Flexible repayment tenure: 12 to 48 months

Sounds amazing, right? Now, let’s get to know how you can apply for it and get money instantly.

Apply Online for IndusInd Bank Personal Loan

Applying for an IndusInd Bank Personal Loan is a simple 4-step process mentioned below.

• Visit the IndusInd Bank Personal Loan page
• Click on the ‘Apply Now’ button
• Enter personal details and loan requirement
• Check your loan offer, complete Video KYC and digitally sign the loan contract

As soon as you’re done with the online application, funds will be quickly disbursed into your bank account for use.

Bonus Tip

Keep your PAN card and AADHAAR number handy before starting the online application. And most importantly, before signing the loan contract, please read all the associated terms & conditions thoroughly.

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.

Do you like trying new cuisines? Do you love to dine out? Do all you do is think about food? If yes, then you are just at the right place to find out about something delightful that will take your dining experience more flavourful.

IndusInd Bank EazyDiner Credit Card is truly a foodie’s best friend as it offers a host of dining benefits at top restaurants across the country. That’s not it. Apart from dining delights, IndusInd Bank EazyDiner Credit Card comes power packed with travel, entertainment, insurance cover, and many other exciting benefits.

In addition, your IndusInd Bank EazyDiner Credit Card is as smart as you. To make your life easy, it provides you with intelligent analysis of your card spending during a financial year by month, charge amounts, merchant category, your own charges, and the charges for your business card or additional cards.

Sounds amazing, right? Let’s get to know what all rewards and benefits come along with IndusInd Bank EazyDiner Credit Card that make your life a little more tasteful.

Easy Life with Eazy Rewards

When we say rewards, we really mean it. IndusInd Bank EazyDiner Credit Card offers a truly rewarding experience every time you spend with it.

• Earn 10 Reward Points on every ₹100 spent across dining, shopping, and entertainment.
• Enjoy 4 reward point on every ₹100 spent across all other categories except fuel.
• Instantly redeem your reward points for extra discount against the restaurant bill.
• IndusInd Bank EazyDiner Credit Card reward points can also be used for FREE meals and exclusive restaurant events across the country.
• Get 3X EazyPoints on your spends and redeem them for FREE luxury hotel stays.

Easy Life with Eazy Benefits

• Get complimentary 1-year EazyDiner Prime membership worth ₹2950 as welcome gift.
• Avail guaranteed 25% to 50% OFF at over 2000+ top restaurants & bars across the country.
• Be treated with 2000 welcome bonus EazyPoints as a special gesture.
• Get an exclusive Postcard Hotel stay voucher worth ₹5,000 and enjoy a luxurious vacation across the globe.
• Just pay via PayEazy on the EazyDiner app whenever you dine out and avail extra 25% OFF up to ₹1000.
• Enjoy complimentary premium alcoholic beverage at 200+ selected restaurants.
• Enjoy two complimentary domestic airport lounge access every calendar quarter and relish on your favourite meals.
• Get two complimentary movie tickets every month worth ₹200 each on bookmyshow.com.
• Enjoy 1% fuel surcharge waiver across all fuel stations in India on transactions between ₹400 to ₹4000.
• Get a complimentary insurance cover equivalent to the credit limit available on your card for protection against theft or misuse.

Can’t wait to make it yours? Let’s get to know how to apply for an IndusInd Bank EazyDiner Credit Card.

Apply Online for IndusInd Bank EazyDiner Credit Card

1. Visit the IndusInd Bank EazyDiner Credit Card page
2. Click on the ‘Apply Now’ button
3. Provide your contact and PAN details
4. Verify your address details
5. Choose ‘IndusInd Bank EazyDiner Credit Card’
6. Complete Video KYC verification

That’s it! After completing the process, your card will be delivered to your address within 2-3 days.

Tips to Maximize Benefits

Here’s how you can save on your food bill using IndusInd Bank EazyDiner Credit Card.

1. Go to EazyDiner App/Website
2. Select a deal at your desired restaurant and confirm the booking
3. Enjoy your meal
4. To pay your bill, open the EazyDiner App and select PayEazy to complete the payment with an additional discount.

Happy Dining!

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.