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Blog Collection

What are the New UPI Payment Rules in 2026?

Updated on Tuesday, September 29th, 2026 | By

What are the New UPI Payment Rules in 2026?

Summary UPI remains free for customers for most everyday transactions, including person-to-person (P2P) transfers and merchant payments up to ₹2,000. From October 15, 2026, a 0.4% MDR applies to certain merchant transactions above ₹2,000, with a maximum cap of ₹300 per transaction. The MDR framework primarily affects the merchant payment ecosystem and is not a…

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Category : Savings Account

What is the Cash Deposit Limit in a Savings Account?

Updated on Monday, September 28th, 2026 | By IndusInd Bank

What is the Cash Deposit Limit in a Savings Account?

Summary A savings account makes it easy to deposit and manage your money, but cash deposits are subject to certain banking and regulatory guidelines. Understanding these limits can help you manage large cash transactions smoothly and avoid compliance-related issues. Banks impose cash deposit limits on savings accounts as per RBI regulations. These limits are designed…

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Category : Savings Account

What is MPIN: Full Form, How to Generate and Change MPIN

Updated on Tuesday, September 22nd, 2026 | By

What is MPIN: Full Form, How to Generate and Change MPIN

Summary MPIN stands for Mobile Personal Identification Number. MPIN is a key authentication method that keeps your digital banking activities secure. You need your MPIN to log into your banking app and transfer funds or complete transactions. MPIN helps you to keep your banking details safe, facilitate easier mobile banking and reduce fraud risks. What…

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Category : Savings Account

What is ASBA? Full Form, Meaning & How Your Savings Account is Used for IPO Applications

Updated on Monday, September 21st, 2026 | By

What is ASBA? Full Form, Meaning & How Your Savings Account is Used for IPO Applications

Summary The full form of ASBA is Application Supported by Blocked Amount. ASBA allows you to apply for IPOs, FPOs and rights issues without transferring funds from your savings account at the time of application. The application amount is actually temporarily blocked in your savings account and debited only if you receive an allotment. What…

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Category : Savings Account

Everything You Need to Know About Savings Account Average Monthly Balance

Updated on Friday, September 11th, 2026 | By IndusInd Bank

Everything You Need to Know About Savings Account Average Monthly Balance

Summary Average Monthly Balance or AMB refers to the average balance that an account holder must maintain in their account over a month to meet the bank’s minimum balance criteria. Failing to maintain the required AMB may result in non-maintenance charges. Maintaining it can help you enjoy uninterrupted banking services and account benefits. A savings…

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Category : Savings Account

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