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Blog Collection

How to Get a Personal Loan without a Guarantor?

Updated on Monday, September 28th, 2026 | By

How to Get a Personal Loan without a Guarantor?

Personal loans have become a popular financial tool for individuals looking to cover sudden or unplanned expenses. This can include home renovations, wedding preparation, or consolidating existing debt, among many other things. One of the appealing aspects of personal loans is their flexibility, especially when you can secure a loan without a guarantor. What is…

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Category : Personal Loan

Personal Loan with 550 Credit Score

Updated on Monday, September 28th, 2026 | By

Personal Loan with 550 Credit Score

If your credit score sits at around 550, you may be aware that getting approved for a personal loan can be difficult. Most lenders view this as a low score, and as per current credit bureau standards, it is. For banks, this implies a higher lending risk. However, a personal loan for a CIBIL score…

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Category : Personal Loan

Personal Loan with 500 Credit Score – All You Need to Know

Updated on Monday, September 28th, 2026 | By

Personal Loan with 500 Credit Score – All You Need to Know

Getting a personal loan with a 500 credit score can be difficult, but it is not impossible. Your CIBIL score is one of the first things lenders check, but it is not the only factor that decides your application. The lender also looks at your income, job stability, existing EMIs, repayment history, bank statements, and…

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Category : Personal Loan

Loan Restructuring Vs. Loan Refinancing

Updated on Friday, August 22nd, 2025 | By

Loan Restructuring Vs. Loan Refinancing

Navigating the complexities of personal finance can be challenging. When dealing with existing debt, there are two commonly discussed options – loan restructuring and loan refinancing. Both serve distinct purposes and can significantly affect your financial health. In this article, we will explore the differences between loan restructuring and loan refinancing. Understanding Loan Restructuring Loan…

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Category : Personal Loan

What are Amortised Loans?

Updated on Wednesday, October 7th, 2026 | By IndusInd Bank

What are Amortised Loans?

Whether you are applying for a personal loan or borrowing money, it is crucial to understand how personal loans work. This is especially relevant if you are applying for a loan, which requires long-term repayment. A common term you may have come across when learning about credit and repayment is amortised loans. So, what is…

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Category : Personal Loan

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