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Which Is the Best Way to Get a Startup Business Loan?
Posted on Tuesday, August 26th, 2025 | By IndusInd Bank
Summary: IndusInd Bank provides startup business loan solutions to address the unique needs of entrepreneurs. With affordable interest rates and flexible repayment plans, it is a dependable option for entrepreneurs seeking financial support.
Starting your business is an exciting journey filled with possibilities and challenges. A significant challenge for aspiring entrepreneurs is securing the essential funding to kickstart or expand their operations. Securing a startup business loan is crucial, and picking the right financial partner can make a big difference. IndusInd Bank stands out as a promising partner, offering customised startup business loans that meet the unique requirements and aspirations of budding entrepreneurs.
Read on to find out why IndusInd Bank might be the perfect financial partner for your startup, and learn how to obtain a hassle-free business loan with us.
IndusInd Bank Business Loan – A Flexible Business Financing Solution
IndusInd Bank offers collateral-free business loans based on the company’s three years of audited financials and operational history. This provides a convenient solution to meet immediate business needs such as:
- Working capital requirements
- Short-term cash requirements
- Financial support for business expansion or the acquisition of another business
- Acquisition of new inventory
- Meeting salary commitments
- Ensuring timely vendor payments or acquiring new equipment
- Bridge funding to cover gaps resulting from delayed credit limit enhancement
How to Apply for A Business Loan Online with IndusInd Bank?
Follow the steps below to apply for a business loan online with IndusInd Bank:
- Go to the business loan webpage and click on the “Apply Now” button.
- Enter your details, including Name, Contact Number, Email ID, State, and City.
- After submitting the information, you will be issued an interaction ID, and a bank representative will get back to you for further processing.
Eligibility Criteria for IndusInd Bank Business Loan
Financial:
- Minimum turnover of INR 1 crore in the latest financial year with audited financials for 2 years
- Positive Profit Before Depreciation and Tax in the last 2 years
- The paid-up capital should be equal to or greater than INR 10 lakhs
Non-Financial:
- Age must be between 25 to 70 years (For second generation business owners – 21 to 70 years)
- Business should be operated for a minimum of 3 years
- A clean track record over the last 12 months for a minimum loan amount of INR 4 lakhs
- Ownership of property is required
Features and Benefits of IndusInd Bank Business Loan
The table below elucidates the key features and benefits of IndusInd Bank business loans:
| High Loan Amount | You can get a larger loan amount of up to INR 50 lakhs |
| Flexible Repayment Tenure | You can select a loan tenure of up to 48 months based on your budget and repayment capacity |
| Flexibility in Usage | The loan amount can be used to meet various business purposes ranging from expansion to fulfilling working capital requirements |
| Easy Documentation & Quick Processing | The documentation is simple, and the approval and processing are quick and hassle-free |
| Doorstep Service | Experience the convenience of banking assistance right at your doorstep |
Grow Your Start-up with an IndusInd Bank Business Loan!
Take the next step in your entrepreneurial journey with an IndusInd Bank business loan, designed to support the growth of startups. With a hassle-free application process and affordable interest rates, this business loan provides the necessary funds required by startups to expand operations, invest in technology, and achieve new milestones.
Explore the potential and take your startup to new heights with IndusInd Bank’s unwavering support. Apply for a business loan with IndusInd Bank today!
Disclaimer: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.
