Why Forex Cards Make Great Travel Companions in 2025

Posted on Wednesday, August 20th, 2025 | By IndusInd Bank

Summary: A forex card is a prepaid travel card made for international use. It offers security, convenience, and real cost savings by avoiding currency fluctuations through locked-in exchange rates. With support for multiple currencies and digital management, IndusInd Bank’s Indus Multicurrency Forex Card offers a reliable solution for today’s global traveller.

Global travel in 2025 looks quite different from that of a few years ago. With more tourists, professionals, students, and digital nomads taking their work and passions across borders, international travel has become more frequent. Add to that the growing trend of multi-country itineraries, and you now have journeys that demand more than a passport. They require smarter ways to manage money on the go.

Contactless payments and digital convenience has trumped using foreign currency in cash. Here, Forex cards have become the go-to travel companion. They cater to the new era of borderless living.

This blog unpacks why a forex card may just be the travel upgrade you didn’t know you needed in 2025.

What Is a Forex Card?

A forex card works much like your debit card, but is designed specifically for international use. It’s basically a prepaid travel card that can be loaded with foreign currency before you head overseas. Issued by banks and authorised financial institutions, these cards provide an easy and secure alternative to carrying physical cash.

You can choose between single currency and multi-currency variants. Multi-currency cards support multiple currencies, making them a smart option for travellers with multi-country itineraries. Always check with your bank on supported currencies before loading your card.

Why Should You Travel with a Forex Card in 2025?

If you’re planning an international trip, it’s worth exploring the many advantages of carrying a forex card.

1. Global Acceptance

Forex cards are accepted at merchant outlets, restaurants, and ATMs across the world. They can also be used for online purchases in the destination’s currency. You can use a single card for all your transactions and avoid waiting in long queues at exchange counters or carrying multiple currencies every time you travel.

2. Safety Over Cash

Carrying cash during international travel increases the risk of theft or loss. A forex card is PIN-protected and can be quickly blocked if lost or stolen.

3. Easy Digital Access

Forex cards come with user-friendly mobile apps and online platforms. You can check your account balance, track transactions, and reload funds digitally. For travellers, this means greater convenience and accessibility.

4. Multi-Currency Support

Some banks offer forex cards which support multiple currencies. With one single card, you can load currencies such as USD, EUR, GBP, AED, JPY, and others. These are ideal for multi-country travel as they save you from repeated conversions and their charges.

5. Cost-Effective

With Forex cards, by locking in the rate at the time of loading, you avoid the impact of currency fluctuations. Moreover, since some forex cards have zero markup fees, they provide significant savings compared to traditional payment methods like credit and debit cards.

6. Smarter Budgeting

Since a forex card is prepaid, you can only spend what has been loaded onto it. This encourages more mindful spending and helps you stay within your travel budget. It also prevents overspending that can often happen with credit cards during international trips.

Apply for a Forex Card Online with IndusInd Bank

In 2025, a forex card can make managing money abroad far simpler and safer. IndusInd Bank offers one of the best Forex Cards in India. The Indus Multicurrency Forex Card offers several advantages worth considering:

• Facility to load up to 14 currencies on a single card
• Easy encashment upon return to India
• Cash withdrawal at any Visa-enabled ATM globally
• Secure online access with the IndusFX app

Apply for a forex card online at IndusInd Bank today!

Disclaimer: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.