Contactless Corporate Cards: Are They Safe and Worth It in 2025?

Posted on Friday, August 15th, 2025 | By IndusInd Bank

Summary: IndusInd Bank’s Contactless Corporate Cards empower businesses with tap-to-pay technology, robust fraud protection, and intelligent spend management. From instant alerts to convenient tap payments, these cards are designed to simplify and secure every transaction, making them ideal for modern professionals navigating an increasingly cashless world.

The Power of Contactless Payments

Contactless corporate cards have redefined how professionals make payments. Without entering a PIN or swiping, you can simply tap the card on the terminal. A soft beep confirms the payment; it takes no more than a second. What once felt futuristic has now become an everyday occurrence.

But beneath their ease of use lies a finely tuned system of technology, encryption, and trust. And with greater reliance comes the question: Are they truly secure? In this article, we explore how contactless corporate cards work, and the benefits they offer.

How Do Contactless Corporate Cards Work?

Contactless corporate cards operate using Near Field Communication (NFC); a secure radio signal that allows payment by simply holding the card near a compatible terminal. Unlike magnetic stripe cards, contactless cards do not transmit your actual card number. Instead, they generate a unique one-time token for each transaction, making intercepted data practically useless to potential fraudsters.

These cards also incorporate EMV chip technology, adding a layer of protection by verifying transaction authenticity in real time.

Benefits of Contactless Cards in 2025

• Speed and Efficiency: Tap-to-pay transactions can be completed in under a second—ideal for retail counters, business travel, and high-volume scenarios.
• Improved Hygiene: Contactless payments reduce physical contact, a habit formed during the pandemic that continues today.
• Enhanced Security: Tokenisation, EMV verification, and built-in transaction limits protect users against misuse, especially in the event of card loss.
• Global Acceptance: Contactless technology is now widely supported by merchants around the world.

Are They Safe?

While no technology is entirely risk-free, contactless corporate cards are safe and secure when used correctly. According to cybersecurity experts and industry studies, cases of unauthorised contactless transactions remain rare due to encrypted data and short-range signal limits. RBI data shows a 50% decline in internet and card-related fraud during FY 2025, signalling improved protections for digital transactions, including contactless payments

To further reduce risks, users should:

• Avoid sharing card details or PINs.
• Never hand over cards to strangers, even if they claim to be from a financial institution.
• Use RFID-blocking sleeves if you are carrying multiple cards.
• Monitor transaction alerts and monthly statements for discrepancies.

Why Choose IndusInd Bank’s Contactless Card Solutions?

Backed by enterprise-grade security, IndusInd Bank’s Contactless Corporate Card is made to meet the demands of today’s professional:

• Dedicated Relationship Manager for personalised assistance
• Individual & Consolidated E-Statements for effortless expense tracking
• One Payment Solution for all employee card payments
• 4th Line Embossing for company/department name customisation (up to 19 characters)
• Priority Pass Programme with access to 700+ global airport lounges
• Fuel Surcharge Waiver: 1% on transactions from ₹500 to ₹10,000
• EMV Chip Security for safer, encrypted transactions
  
  Comprehensive Insurance Cover:
• Protection against counterfeit fraud
• Lost card liability post-reporting
  
  Visa Contactless Benefits:
• Complimentary domestic lounge visits per quarter
  
  
• Exclusive commercial offers across travel, dining, and services

Whether you’re looking to streamline corporate spending or simply prefer a smarter way to pay, IndusInd Bank offers one of the best corporate card experiences in its class. If efficiency, security, and global usability are high on your list, now is the time to apply for a corporate card online and elevate the way you manage your finances.

Tap into smarter banking today.

Disclaimer: The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.