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Blog Collection

A Guide to FD Premature Withdrawal and Impact on FD Returns

Updated on Tuesday, October 6th, 2026 | By

A Guide to FD Premature Withdrawal and Impact on FD Returns

Fixed Deposits (FDs) are one of the most popular investment options in India, known for their stability and guaranteed returns. Essentially, an FD is a financial instrument offered by banks and financial institutions where you deposit a lump sum amount for a fixed period at a predetermined interest rate. This tenure can vary from a…

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Category : Fixed Deposit

Tax Planning with Fixed Deposits: A Comprehensive Guide

Updated on Tuesday, September 16th, 2025 | By

Tax Planning with Fixed Deposits: A Comprehensive Guide

Saving taxes is an important part of effective financial planning. Tax-saver fixed deposits allow investors to earn steady returns while reducing their tax liability. Optimizing available deductions can meaningfully boost overall returns. Read on to learn more about tax-saver fixed deposit interest rates and how they help save taxes.  What is a Tax Saver Fixed…

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Category : Fixed Deposit

Risk and returns: A Comparative Analysis of FDs and RDs

Updated on Wednesday, September 10th, 2025 | By

Risk and returns: A Comparative Analysis of FDs and RDs

Fixed deposits and recurring deposits are among the popular options for earning steady returns with low risks. Both these options are preferred by conservative investors who wish to park their savings in secure instruments. While fixed deposits provide lump sum returns at maturity, recurring deposits facilitate monthly savings and returns. This article will analyze and…

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Category : Fixed Deposit

The Impact of Inflation on Fixed Deposits

Updated on Tuesday, September 16th, 2025 | By

The Impact of Inflation on Fixed Deposits

Inflation is an inevitable reality, reflecting the gradual increase in prices over time. In 2023, this trend was evident in India, where the inflation rate fluctuated around 5.5%. This increase affects various aspects of life, such as daily expenses, housing costs, education fees, healthcare, and travel. In this mix of impacts, investments such as fixed…

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Category : Fixed Deposit

Smart Ways to Diversify your Portfolio with Fixed Deposits

Updated on Wednesday, September 23rd, 2026 | By IndusInd Bank

Smart Ways to Diversify your Portfolio with Fixed Deposits

Who doesn’t wish to grow their money with minimal risks? Everyone appreciates those extra gains. However, each investment carries some risks. While the expectations of high returns often come with the risk of equally high losses, there is an investment option that promises stability and predictability: fixed deposits. Fixed deposits let you invest your funds…

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Category : Fixed Deposit

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