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Features and Benefits of the Indus Premier Current Account
Posted on Friday, August 22nd, 2025 | By IndusInd Bank
Summary: The Indus Premier Business Current Account offers the flexibility and convenience that is required to manage cash flow requirements with ease. It features higher transaction limits, dynamic cash deposit limits, and an auto sweep deposit facility, making it an ideal financial tool for medium-sized Indian businesses.
From providing an efficient way to manage payments, receipts, and cash flows to facilitating high-volume transactions, a current account is a fundamental and indispensable tool for businesses of all sizes. With a feature-rich business current account, you enjoy the flexibility and convenience required to manage cash flow requirements with ease.
IndusInd Bank has made doing business even easier with the Indus Premier Business Current Account. Designed with the unique intricacies of the Indian business landscape in mind, this account offers a suite of features that enhance liquidity management. From high transaction limits to the innovative auto sweep deposit facility, each aspect of this account is tailored to ensure businesses have the necessary financial agility to thrive in today’s fast-paced market.
In this guide, we take you through everything you need to know about this innovative business current account.
Features & Benefits of Indus Premier Business Current Account
The Indus Premier Current Account takes business banking a notch up with a unique blend of control and convenience. The account offers flexible limits that adjust to meet your business’ dynamic requirements. With an average monthly balance (AMB) requirement of 50,000, this account is best suited for medium-sized businesses.
Here are some of the standout features of the Indus Premier account.
Dynamic Cash Deposit Limits
The account comes with a free cash deposit limit of up to 8 times the AMB of the previous month or ₹ 10 lakhs, whichever is higher. This is ideal for enterprises with high-volume cash transactions.
Higher Transaction Limits
Recognising the daily transactional needs of a business, the Indus Premier account offers higher transaction limits. This is crucial for businesses that engage in frequent and high-value transactions.
Grouping of Accounts
You can also group your current account with other savings/current accounts of your own or those of your family members. Thus, you may enjoy the flexibility of maintaining the required balance at a group level in one or more accounts.
Free Demand Draft Issuance
This business current account allows for issuing demand drafts of value up to ₹ 100 lakhs Demand Drafts (DDs) per month at IndusInd Bank’s locations and ₹ 10 lakhs at correspondent bank locations at zero cost. This feature allows businesses to make secure and prompt payments without incurring hefty additional costs.
Auto Sweep Deposit
With the auto sweep deposit facility, any excess balance in your current account is automatically transferred to a fixed deposit. This mechanism allows businesses to earn interest on idle funds, optimising the return on their financial assets.
Doorstep Banking
Customers of the Indus Premier accoun need not visit their bank branch physically to deposit cheques or cash. With the doorstep banking facility, you can schedule cheque and cash pickups with a quick call. You can also avail free cash pickups (up to ₹ 2 lakhs) five times a month.
Eligibility Criteria for Indus Premier Business Current Account
The Indus Premier Current Account can be opened by any of the following entities:
- Resident Individual
- Hindu Undivided Family (H.U.F.)
- Sole Proprietorship
- Partnership
- Limited Company
- Limited Liability Partnership
- Trust
- Association
- Club
- Society
Streamline your Business Finances with the Indus Premier Business Current Account
Marked by a powerful blend of flexibility and convenience, the Indus Premier Business Current Account offers an array of features designed to streamline financial management for businesses. With its suite of distinctive benefits, you can streamline your business finances and meet cash flow needs with ease. Apply for the Indus Premier business current account online today!
