In today’s digital age, online shopping has become the norm and preferred choice. It offers convenience and a vast array of choices, but it also comes with risks, particularly related to credit card information security. To ensure safe online shopping experiences, it’s crucial to protect your credit card details. In this blog, we’ll explore practical tips to secure your credit card information, while also highlighting the benefits of IndusInd Bank credit cards at the end. 

 
Tips for Safe Online Shopping 

1. Use Trusted Websites: 
   Stick to well-known and trusted online shopping platforms. Check for secure connections by looking for “https” in the website’s URL and a padlock icon in the browser’s address bar. These are signs of encryption and data protection. 
    

2. Create Strong Passwords: 
   When creating accounts on online shopping websites, use strong, unique passwords. To create a strong password, you must have a mix of upper and lower-case letters, numbers, and special characters. Avoid using simple guess worthy passwords like your birthdate or “password”. 
    

3. Enable Two-Factor Authentication (2FA): 
   Whenever possible, activate 2FA for your online shopping accounts. What does it mean? It means you get an extra layer of security with a second form of verification, such as an OTP code sent to your phone. 
    

4. Use Virtual Credit Card Numbers: 
   Some banks offer virtual credit card numbers. These are temporary, randomly generated numbers associated with your primary credit card. They can be used for a single transaction or for a limited time, adding an extra layer of protection. 
    

5. Keep Your Device Secure: 
   Ensure that the device you use for online shopping is protected by up-to-date security software and a firewall. Be cautious of public Wi-Fi networks and consider using a VPN for added security. 
    

6. Regularly Monitor Your Statements: 
   Frequently review your credit card statements for unauthorized charges. If you discover any error or false information, you must report it to your bank immediately. 
    

7. Be Cautious with Email and Phishing Scams: 
   Watch out for phishing emails that impersonate legitimate online shopping websites or banks. Avoid clicking on suspicious links or providing personal information via email. 
    

8. Clear Browsing Data: 
   After completing online transactions, clear your browser’s cache, cookies, and history. This reduces the chances of your credit card information being stored or exposed. 

Conclusion 

IndusInd Bank offers a range of credit cards that come with advanced security features to protect your financial information. These cards are equipped with robust fraud protection measures and secure online payment gateways, ensuring your transactions are safe and reliable. Additionally, IndusInd Bank provides 24/7 customer support to assist you in case of any issues or concerns. 

In conclusion, online shopping can be safe and convenient as long as you take steps to protect your credit card information. By following these tips and considering the use of IndusInd Bank credit cards, you can enjoy the benefits of secure online shopping and peace of mind while making digital transactions. It’s not just about shopping; it’s about shopping smart and secure. So, wait no more! Safeguard your finances with the IndusInd Bank credit cards and get instant approval! 

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Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. 

Credit cards have become an essential financial tool for many, offering convenience and flexibility in managing expenses. But did you know that you can extend the benefits of your credit card to your family members or loved ones? That’s where an add-on credit cards come into play. In this blog, we’ll demystify what an add-on credit card is and guide you through the process of applying for one, while also highlighting the benefits of IndusInd Bank credit cards at the end. 

What Is an Add-On Credit Card? 

An add-on credit card, also known as a supplementary or secondary card, is an extension of your primary credit card account. It allows you to share your credit limit with a family member or trusted individual, such as a spouse, child, or parent. Add-on cards are issued under the primary cardholder’s account and offer the same features and benefits. 

Benefits of Add-On Credit Cards: 

1. Sharing Financial Responsibility:  
   Add-on cardholders can enjoy the convenience of a credit card without the burden of owning a separate account. It’s a great way to teach responsible spending to family members or provide financial support when needed. 

2. Streamlined Budgeting:  
   With an add-on card, tracking expenses becomes more manageable, as all charges are consolidated into a single statement. This can be especially helpful for keeping family finances organized.  

Now you can experience our all-new seamless and paperless digital journey to apply for an Add-on Credit Card!

Conclusion 

IndusInd Bank offers a wide range of credit cards, each designed to cater to specific needs and preferences. Whether you’re looking for a card with cashback rewards, travel benefits, or lifestyle privileges, IndusInd Bank has you covered. Moreover, the bank provides an efficient process for obtaining add-on credit cards, making it an excellent choice for those who want to share the advantages of their credit card with family members.  

In conclusion, add-on credit cards are a valuable tool for managing family finances and providing financial assistance.  

Click here to apply for an Add-on Credit Card –https://pay.indusind.com/addon/#/login?utm_source=iblog

Click here to view demo – https://www.youtube.com/watch?v=eUDi4QxNsSo

 
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. 

Travelling abroad can be an exciting and enriching experience, but it often comes with the challenge of managing finances in a foreign land. To make your international trips hassle-free and cost-effective, consider using your IndusInd Bank Credit Card. In this blog, we’ll explore the benefits of using an IndusInd Bank Credit Card when travelling abroad, with a special focus on the IndusInd Bank Club Vistara Explorer Credit Card and its ZERO Forex Markup offer. 

• Global Acceptance 
  One of the standout features of IndusInd Bank Credit Cards is their global acceptance. Whether you’re in the bustling streets of New York or exploring the serene landscapes of Switzerland, you can rely on your IndusInd Bank Credit Card to make secure payments almost anywhere in the world. This convenience ensures you don’t have to carry large sums of cash or go through the hassle of exchanging currencies. 
   
• Enhanced Security 
  Security is a paramount concern when traveling abroad. With an IndusInd Bank Credit Card, you benefit from advanced security features such as EMV chips and PIN protection, reducing the risk of fraud. Moreover, the bank’s fraud protection measures help safeguard your transactions, allowing you to travel with peace of mind. 
   
• Emergency Assistance 
  Unforeseen emergencies can happen while traveling. Whether you lose your card or need assistance, IndusInd Bank’s customer service is just a call away. They can help you with quick resolution to your problems, ensuring that you are never left stranded in a foreign country. 
   
• Reward Points and Discounts 
  Many IndusInd Bank Credit Cards, including the IndusInd Bank Club Vistara Explorer Credit Card, offer attractive reward points on every transaction. These points can be redeemed for discounts on future travel expenses, making your travel even more affordable. 
   
• Zero Forex Fee Offer 
  Now, let’s talk about the star of the show, the IndusInd Bank Club Vistara Explorer Credit Card. This card not only offers the benefits mentioned above but also comes with an exceptional zero forex fee offer. When you use this card for international transactions, you won’t incur any additional charges for foreign exchange. This can result in significant savings over time, as other credit cards typically impose foreign transaction fees. 

Conclusion 

Travelling smart is all about making the most of your resources while ensuring a smooth and secure experience. An IndusInd Bank Credit Card, especially the Club Vistara Explorer Credit Card with its zero-forex fee offer, is a perfect companion for globetrotters. It simplifies financial transactions, enhances security, offers rewarding benefits, and helps you save on foreign exchange fees. So, when planning your next international adventure, consider making your journey more enjoyable and economical by choosing the IndusInd Bank Club Vistara Explorer Credit Card. It’s not just a card; it’s your ticket to smart and savvy travel. 

Apply Now 

 
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. 

Managing credit card payments is an essential part of maintaining financial health. Credit cards offer convenience and flexibility, but it’s crucial to stay informed about the rules and regulations that govern them. In this blog, we’ll delve into the new auto debit rules for credit cards to help you understand what has changed and how it may affect your financial life. We’ll also introduce you to IndusInd Bank credit cards and how they can help you navigate these changes smoothly. 

 
The New Auto Debit Rules 

The Reserve Bank of India (RBI) introduced new guidelines for auto-debit transactions in October 2021. These rules aim to enhance the security of online transactions and protect consumers from unauthorized debits. Understanding these changes is vital for credit cardholders. 

1. Additional Authentication 

One of the significant changes is the requirement for additional authentication for recurring online transactions, if the value is more than Rs. 5,000. Under the new rules, every auto-debit transaction must be authenticated with a one-time password (OTP) or other factors like PIN or biometrics. This provides an extra layer of security, ensuring that you approve each payment. 

2. Opt-In and Opt-Out 

Auto-debit transactions are now on an opt-in basis. This means that you must provide explicit consent for every recurring payment you wish to set up. On the flip side, it’s easier to opt-out of such arrangements if you no longer wish to continue with them. This empowers you with more control over your credit card transactions. 

3. Frequency Limits 

The new guidelines also set frequency limits on recurring transactions. Credit cardholders can set up auto-debits on a per-transaction basis, monthly, quarterly, semi-annually, or annually. This ensures that you are not billed excessively or without your consent. 

IndusInd Bank Credit Cards: Navigating the Changes 

IndusInd Bank offers a range of credit cards designed to provide convenience, security, and flexibility, making it easier for you to adapt to the new auto-debit rules. Here’s how: 

• Enhanced Security 

IndusInd Bank credit cards come with advanced security features, including two-factor authentication for online transactions. This aligns perfectly with the new RBI guidelines, ensuring that your transactions are safe and secure. 

• Transparency and Control 

With IndusInd Bank credit cards, you can easily monitor your transactions and set up auto-debit arrangements as needed. The user-friendly IndusMobile app and online banking services give you complete control over your card’s settings, helping you adhere to the new opt-in and opt-out rules with ease. 
 

• Flexible Payment Options 

IndusInd Bank credit cards offer a wide range of payment options, allowing you to choose the most convenient method for you. Whether you prefer making payments online, through a mobile app, or at a vendor, the bank’s flexibility makes it simpler to comply with the new rules. 

• Diverse Card Options 

IndusInd Bank offers a variety of credit card options, each tailored to different spending habits and financial goals. Whether you’re looking for rewards, cashback, travel perks, or premium services, there’s a credit card that suits your lifestyle. 

Conclusion 

Understanding the new auto debit rules for credit cards is essential to ensure the security and convenience of your financial transactions. The RBI’s efforts to enhance security are commendable, and adapting to these changes is a wise choice. 
 

IndusInd Bank’s credit cards are well-equipped to help you navigate these changes smoothly. With their advanced security features, transparent processes, and a variety of card options, they offer a seamless experience for credit cardholders. 

So, why not explore the world of IndusInd Bank credit cards and experience a financial journey that aligns with the latest regulations while providing you with the flexibility and convenience you deserve? 

Apply Now 

 
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. 

Are you a food enthusiast who loves dining out and exploring the culinary delights in your city? If you are, then the IndusInd Bank EazyDiner Credit Card might just be your ticket to a world of gastronomic experiences and exclusive dining privileges. In this blog, we will explore the incredible benefits and offers that come with this credit card, tailored especially for food lovers. 

• The Power of EazyDiner 

EazyDiner is a renowned dining platform that has partnered with IndusInd Bank to offer a credit card that caters specifically to foodies. For instance, you will get 12 months of EazyDiner Prime membership for FREE. By owning this card, you gain access to a world of exclusive dining offers and reservations at some of the finest restaurants across the country. 

• Dining Discounts Galore 

One of the primary benefits of the IndusInd Bank EazyDiner Credit Card is the extensive range of dining discounts it offers. Cardholders can enjoy assured discounts of 25% on their restaurant bills, and an additional discount of up to 25%, making dining out more affordable and enjoyable. 

• Complimentary Dining Experiences 

This credit card often comes with complimentary dining experiences at select restaurants. These experiences may include free meals, drinks, or appetizers, allowing you to savor new culinary adventures without stretching your budget. 

• Booking Reservations 

As an IndusInd Bank EazyDiner Credit Card holder, you get access to restaurant reservations, ensuring you never miss out on a seat at your favourite eatery, even during peak dining hours. This feature is a game-changer, especially in bustling cities where getting a table can be a challenge. 
 

• EazyDiner Reward Points 

The IndusInd Bank EazyDiner Credit Card is not just about dining discounts; it also offers rewards in the form of EazyPoints. You will receive 2000 EazyPoints as a welcome bonus and unlock 3X EazyPoints. These can be redeemed for future dining experiences or other purchases, ensuring that your love for food keeps rewarding you. 

• Fuel Savings 

IndusInd Bank EazyDiner Credit Card also provides fuel surcharge waivers of 1%, making it even more economical to travel to your favorite restaurants. This is an added bonus for foodies who love to explore different culinary hotspots. 

• Movie Vouchers 

This credit card also offers Two complimentary movie tickets worth ₹200 each, every month on bookmyshow.com  

Conclusion 

For food lovers, the IndusInd Bank EazyDiner Credit Card is a gateway to a world of delightful dining experiences. It provides not only discounts but also exclusive privileges and rewards that make dining out more exciting and affordable. If you’re a passionate foodie, this credit card should undoubtedly find a place in your wallet, ensuring that you never miss out on a culinary adventure. Unlock the benefits of this credit card and embark on a gastronomic journey like never before! 

Apply Now 

 
Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.