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    • A single card that’s double the awesome! Get a credit and debit card in one

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    • IndusInd Bank’s Corporate Card is designed to keep the organization’s cost objectives in mind. With this primary objective, our Corporate Cards can monitor & control employee expenses in addition to making re-conciliation hassle free.

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    • One Card, Many Uses. Shop, Dine, Pay and Enjoy the Benefits of Convenience

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    • Why count currency when you can count experiences with a Multi-currency Forex Card

    • FASTag
    • Cruise through toll plazas with FASTag, a cashless, convenient way of paying toll tax

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    • Reward, gift or surprise! Make instant transfers with QuickPay in minutes

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    • Scan. Pay. Go. Bharat QR is the newest, fastest way to pay!

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    • Power your purchase with a Debit Card EMI transaction without blocking your account balance and no processing fee. A safe and convenient way to do transactions with ease of repayments in EMI.

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    • Why count currency when you can count experiences with a Multi-currency Forex Card

    • Inward Remittances
    • Initiate wire transfer from your local bank through their online / offline facility mentioning our correspondent bank details.

    • Fx Retail – Online
    • An online platform for anonymous, order-based dealing in USDINR (Cash/Tom/Spot).

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    • Let nothing hold you back from forging your path to prosperity

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    • Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home.

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    • Don’t worry about remembering due dates anymore. Set up an eMandate and let your EMIs be paid automatically

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    • Make your Personal Loan/Business Loan account payment from any bank which offers NEFT / RTGS facility on their internet banking.

  • Digital Banking
    • Indusnet
    • Enjoy the freedom of managing your finances anywhere, anytime

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    • We shrank the bank to fit your phone. Access a suite of banking services on the go

    • IndusSmart
    • IndusSmart is an online Mutual Fund platform by IndusInd Bank to help its account holders learn, invest and plan for their investment goals.

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    • Personal Loan
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    • Easy and flexible finance options for vehicles, ranging from two wheelers, cars, commercial vehicles, earth movers to farm equipment

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    • Open a fixed deposit online and maintain it online, too.

    • Mutual Funds
    • Save yourself the paperwork. Invest in mutual funds online

    • Insurance - IndiQwik
    • IndiQwik offers you easy insurance at preferential premium in just a few clicks!

    • Forex Card
    • A smart, efficient Forex Card so you enjoy your travels

    • Affordable Home Loans
    • Your dream home is now in your budget. Super quick disbursals and attractive interest rates.

    • FASTag
    • Cruise through toll plazas with FASTag, a cashless, convenient way of paying toll tax

    • Send Money Abroad
    • Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home.

    • Udyam Registration
    • Register for Udyam or update your Udyog Aadhaar and avail priority sector lending benefits by as offered by the Government of India.

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    • Pre-owned vehicle sales platform. Now bid for your favorite pre-owned cars and two-wheelers, anytime anywhere.

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All posts by IndusInd Bank

How to Use IndusInd Bank FD Calculator to Plan FD Investment Returns?

Summary: FDs are a preferred choice for risk-averse investors seeking stable returns. With IndusInd Bank’s FD calculator, investors can calculate their potential FD returns to make informed decisions. All you need to do is enter your desired principal amount and tenure, and the tool will automatically calculate the returns based on the applicable interest rate.

Fixed deposits (FDs) are excellent investment options for risk-averse investors seeking stability, security, and predictable returns. Unaffected by market fluctuations, FDs generate attractive returns, typically higher than standard savings accounts. However, it’s important to accurately forecast your potential returns before investing in an FD. This is where the FD calculator from IndusInd Bank comes in.

IndusInd Bank’s online FD calculator allows investors to calculate their potential FD returns based on parameters such as principal amount, tenure, and prevailing interest rates. This simple digital tool allows investors to make an informed decision and tailor their investment strategies to effectively meet their financial goals.

Whether you’re a seasoned investor or just starting out with financial planning, IndusInd Bank’s fixed deposit interest rate calculator can be a highly useful tool for experimenting with different scenarios and aligning your investments with your budget, risk appetite, and financial goals. 

Steps to Use IndusInd Bank’s FD Calculator Online

Step 1: Visit the Official Website

Visit IndusInd Bank’s official website and navigate to the FD calculator page.

Step 2: Enter the Principal Amount and Tenure

Enter the principal amount you want to deposit into the FD and specify the tenure or duration for which you wish to keep the money invested. Tenure options typically range from a few months to several years.

Step 3: Click on ‘Calculate Now’

After entering the principal amount and selecting the tenure, hit the ‘Calculate Now’ button. The FD calculator will instantly generate the maturity amount based on the principal amount, tenure, and applicable interest rate.

If you’re not satisfied with the result, you can keep adjusting the principal amount and tenure to arrive at a more favourable value.

Benefits of Using a Fixed Deposit Interest Rate Calculator

By providing detailed insights into potential FD returns based on your investment parameters, IndusInd Bank’s FD calculator empowers you to make informed financial decisions. Here are some of the key benefits of this innovative tool:

  • Accurate Financial Planning

An FD calculator accurately estimates potential returns based on the principal amount, tenure, and applicable interest rate. This can help you determine the exact returns you can expect and plan accordingly.

  • Instant Results

Calculating FD returns for different amounts, tenures, and interest rates manually can be time-consuming and prone to errors. An FD calculator saves time by generating instant and accurate results.

  • Easy Comparison

With an FD calculator, you can experiment with different principal amounts and tenure combinations to compare potential returns. This allows you to make an informed investment decision aligning with your financial goals and investment horizon.

  • Accessibility

IndusInd Bank’s FD calculator is free to use and available online, making it accessible from anywhere at any time. You can use it to explore fixed deposit investment opportunities at your convenience.

Determine Accurate FD Returns with IndusInd Bank’s FD Calculator

IndusInd Bank’s fixed deposit interest rate calculator is a valuable tool for calculating potential FD returns before making an investment. Simply enter your desired principal amount and investment tenure, and the tool will automatically calculate your potential returns based on the applicable interest rate.

With the FD calculator, you can generate instant results and compare different options anywhere and anytime. Accessible online, this tool ensures convenience and accuracy, enabling you to optimise your FD investments.

Visit IndusInd Bank’s official website to access the tool and start your FD investment journey today.

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.

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What is the Fuel Surcharge Waiver on a Credit Card?

Summary: A fuel surcharge waiver reduces or eliminates the fuel surcharge imposed on credit card transactions. It offers various benefits to credit cardholders, like cost savings, convenience, enhanced benefits, and more. With IndusInd Bank’s assortment of feature-rich credit cards, customers can further enhance their fuel spending and enjoy a variety of other perks.

Credit cards are an indispensable financial tool for modern consumers. From discounts on top brands to attractive reward points on purchases, these nifty cards enhance every aspect of our daily lives. One integral part of a credit card user’s lifestyle is daily commute and travel. Whether you commute daily for work or often embark on road trips, frequent fuel purchases with your card can quickly add up your expenses in the form of a fuel surcharge. 

The good news is that credit card issuers sometimes offer a fuel surcharge waiver, which helps lower the financial burden of fuel expenses. Issuers often partner with fuel stations to provide these waivers, making it a convenient perk for cardholders who drive regularly. Read on to understand how a fuel surcharge waiver works and how it can impact your overall fuel spending.  

What is a Fuel Surcharge?

A fuel surcharge is an additional fee levied by credit card issuers when you use your credit card for purchasing fuel. It is a percentage of the total transaction amount, typically around 1% to 2.5%, and added to the fuel purchase price. The fuel surcharge compensates credit card issuers for the processing cost of fuel transactions at petrol pumps.

What is a Fuel Surcharge Waiver on Credit Cards?

A fuel surcharge waiver is a perk offered by credit card issuers to reduce or eliminate the fuel surcharge imposed on credit card transactions. With this waiver, the card issuer waives off or reimburses the surcharge, easing the financial burden on cardholders who use their credit cards to pay for fuel. This is an exceptional perk for individuals who commute to work daily.

However, it’s important to note that this perk varies depending on the credit card issuer and the specific terms and conditions of the card. While some credit cards offer a complete waiver of the fuel surcharge, others may provide a partial waiver or reimbursement up to a specific limit. IndusInd Bank’s wide range of feature-rich credit cards offers a 1% fuel surcharge waiver across all petrol pumps in India, ensuring you enjoy maximum benefits on every fuel purchase.

Benefits of a Fuel Surcharge Waiver

A fuel surcharge waiver offers a host of benefits to credit cardholders. These include:

1. Cost Savings

Cost saving is one of the most significant benefits of a fuel surcharge waiver. With a low or zero fuel surcharge on credit card transactions, customers can save money on every fuel purchase. This adds an extra layer of benefits for cardholders, increasing the card’s value.

2. Convenience

A fuel surcharge waiver allows cardholders to use their credit cards for fuel purchases. This eliminates the need to carry cash or incur additional fees.

3. Efficient Budgeting

A fuel surcharge waiver can be particularly beneficial for individuals adhering to a strict budget. It eliminates unexpected surcharges and ensures transparency in transaction costs, making it easier to manage fuel expenses effectively.

4. Enhanced Rewards

Many credit cards that offer a fuel surcharge waiver also come with attractive reward programmes, allowing cardholders to earn points, cashback, and other benefits on fuel purchases.

Optimize Fuel Expenses with IndusInd Bank’s Credit Cards

IndusInd Bank offers a bespoke suite of credit cards tailored to suit various lifestyles and preferences. These cards are packed with features like attractive rewards that never expire, lifetime fee waivers, fuel surcharge waiver, complimentary airport lounge access, and more.

If you frequently spend on fuel, apply for a credit card with IndusInd Bank to eliminate fuel surcharges on transactions and enjoy cost savings, convenience, and enhanced value with every fuel purchase.

Moreover, IndusInd Bank offers a hassle-free, paperless application process for its instant credit cards. All you need to do is share some basic details, choose your preferred card, and complete a video KYC. Your card is then delivered to your address within 48 hours!

Explore IndusInd Bank’s feature-rich credit cards. Apply online today.

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What is a Forex Card and How Does It Work?

Summary: A Forex card streamlines money management for overseas travel by providing secure transactions, competitive exchange rates, and the flexibility to load multiple currencies onto a single card. You may easily load, use, and reload funds on a Forex card and enjoy the convenience and safety of this financial tool. 

If you are planning a trip abroad, the thought of carrying cash might cause some anxiety. It is risky for one, and inconvenient given the fluctuating currency rates. That is where a Forex card comes into play, revolutionising the way travellers manage foreign currency. Whether you are travelling abroad for business or vacation, a Forex card provides a secure and convenient way to manage your money.

Wondering how a Forex card works? Read on to discover everything you need to know about Forex cards.

What is a Forex Card?

A Forex card, sometimes referred to as a prepaid travel card, is designed especially for foreign travel. It enables travellers to load multiple foreign currencies onto a single card, which can then be used for transactions and withdrawals. It is widely accepted and suitable for both online and offline transactions. 

How Does a Forex Card Work?

1. Load the Card

Purchase a Forex card from a bank or financial institution and load it with foreign currency of the country you are planning to visit. This can be done online or at a bank branch. Pertinently, the exchange rate gets locked at the time of loading.

2. Use the Card Abroad

Once loaded, the Forex card can be used for various transactions, including for offline purchases, online transactions, and ATM withdrawals, in the same way that a debit or credit card would be used.

3. Reload the Card

If you run out of funds, you can reload the card online, which gives you ready access to funds during your trip.

Benefits of Using a Forex Card

Here are some of the benefits of using a Forex card:

Widespread AcceptanceCan be used at locations across the globe, including ATMs and POS terminals
ConvenienceIt simplifies travel budgeting by consolidating all your funds into one card, eliminating the need to juggle multiple currencies 
Easy ReloadingYou can reload the card with funds online or at a bank branch 
SecurityMore secure than carrying cash; if the card is lost/stolen, you can block it immediately to protect your funds 
Multicurrency SupportYou can load multiple currencies onto a single card for easier management of funds
Currency Protection When you load currency onto the card, rates are locked in, which protects you from foreign currency fluctuations
Trackable SpendingYou may regularly track your expenses with detailed statements and transaction history
Customer SupportYou enjoy access to dedicated customer support for card-related issues 

Get a Forex Card Online from IndusInd Bank

While many banks offer Forex cards, IndusInd Bank sets itself apart with its Multicurrency Forex card solutions. This Forex card provides competitive exchange rates, unmatched security, and personalised features that enhance your overseas travel experience. 

Here is a list of some of the user-friendly features and benefits of the Indus Multicurrency Forex card:

  • Loads up to 14 currencies onto a single card: USD, CAD, EUR, AUD, AED, GBP, NZD, CHF, JPY, SAR, HKD, SGD, THB, and ZAR
  • Exchange rates locked in while loading the card to protect from currency fluctuations
  • Accepted at all VISA-enabled ATMs globally for cash withdrawals
  • Access to the IndusFX card app which comes with a suite of features, including the ability to generate a new PIN for a Forex card, set transaction limits, view or download transaction statements anytime and anywhere, activate the card, block/unblock it, reload funds onto the card at your convenience, and even handle disputes over incorrect transactions
  • Enables easy international booking and payments at hotels, restaurants, airlines and petrol outlets at no extra charge
  • Easy encashment upon return to India
  • Immediate hot-listing of the card over the phone if it is lost or stolen
  • Free airport transfers worth INR 1000 on the purchase of an Indus multicurrency Forex card
  • Get INR 500 off on processing charges for sending money abroad via wire transfers
  • Get up to INR 3000 off on experiences, sightseeing, and activities

Apply for an Indus Multicurrency Forex card online to enjoy seamless, cost-effective international travel and transactions.

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What are the Best Credit Cards Offered by IndusInd Bank?

Summary: IndusInd Bank offers a suite of credit cards meticulously designed to meet the unique lifestyle needs of the modern consumer. Depending on your spending habits and preferences, you can select from standard, rewards, travel, premium, and co-branded credit cards. These cards are packed with remarkable features like reward points that never expire, lifetime fee waivers, fuel surcharge waiver, complimentary airport lounge access, and much more.

Credit cards are one of the most invaluable financial tools of our era, substantially enhancing a user’s spending capacity while supporting their unique lifestyle needs. As a leading new-age bank, IndusInd Bank is committed to offering bespoke financial products that elevate the lifestyle of its discerning customers.

IndusInd Bank offers an extensive range of credit cards, each unlocking a world of possibilities. With a keen focus on luxury and convenience, each credit card is meticulously crafted to offer unique benefits, including cashback, reward points, and exclusive lifestyle privileges.

Thus, IndusInd Bank credit cardholders are treated to a host of exceptional privileges aligned with their lifestyle and spending habits. Whether you’re a frequent shopper, regular traveller, or a movie buff, IndusInd Bank’s assortment of credit cards ensures you’ll find the right financial companion to complement your unique lifestyle needs.

A Range of Credit Cards at IndusInd Bank

IndusInd Bank offers an assortment of credit cards to cater to different needs:

  • Standard credit cards: Basic credit cards that feature a predefined credit limit, ideal for daily transactions. For example, the IndusInd Platinum Rupay credit card.
  • Rewards credit cards: Ideal for users seeking attractive reward points, cashback, or discounts on purchases. These include cards like the Legend Credit Card and Platinum Aura Edge Visa/Mastercard credit card.
  • Travel credit cards: Designed for frequent travellers, these cards offer perks like air miles, frequent flyer programme memberships, and airport lounge access. For example, the IndusInd Bank Avios Visa Infinite credit card.
  • Premium credit cards: Crafted for high-income individuals, these cards offer exclusive privileges like concierge services, golf privileges, luxury travel benefits, and access to elite events. These include options like the Indus Solitare credit card and Indulge credit card.
  • Co-branded credit cards: Offered in partnership with specific brands, these cards promise specialized rewards and discounts with the partner brand. One of the popular co-branded credit cards offered by IndusInd Bank is the InterMiles Voyage Amex credit card.

Depending on your lifestyle needs and spending habits, you can select from the wide range of options and apply for credit card online with IndusInd Bank.

IndusInd Bank Credit Card Features and Benefits

IndusInd Bank’s credit cards are designed to offer unmatched features and benefits:

1.  High on Rewards

Earn attractive reward points on every credit card transaction and bonus points for achieving milestone spends. This means that the more you spend, the more rewards you earn, making every purchase more rewarding.

2.  Lifetime Fee Waivers

Select from an assortment of feature-rich credit cards with zero joining and annual fees. Earn rewards and enjoy exclusive offers without any additional cost.

3.  Rewards that Never Expire

The reward points on IndusInd Bank credit cards do not expire. Enjoy the flexibility of accumulating points over time and redeeming them whenever you want or converting them for cash in your card account.

4.  Fuel Surcharge Waiver

Enjoy a fuel surcharge waiver when you use your IndusInd Bank credit card to buy fuel at all petrol pumps across India. This helps you save more on every fuel purchase.

5.  Airport Lounge Access

Travel in comfort and style with complimentary airport lounge access across several domestic and international airports. Relax and unwind before your flight with comfortable seating, refreshments, and Wi-Fi access.

6.  Cashback

IndusInd Bank credit cards offer attractive cashback deals and offers. Whether you are shopping for groceries, dining out, or booking travel tickets, save more on every transaction with IndusInd Bank credit cards.

Optimize Your Spending with IndusInd Bank’s Credit Cards

IndusInd Bank’s credit cards are designed to offer a wealth of benefits and privileges catering to the discerning needs of modern consumers. From rewards on every transaction to exclusive discounts and offers, these cards elevate your shopping experience. 

IndusInd Bank offers a completely paperless application procedure that promises instant credit card approval. Why wait? Unlock a world of luxury and convenience with IndusInd Bank’s new-age credit cards. Apply online today.

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Online Shopping Enthusiast? Unlock Savings with the Perfect Credit Cards

Summary: IndusInd Bank’s wide range of credit cards is tailored to meet the unique needs of online shopping enthusiasts. Customers can select from the Platinum Visa Credit Card, Platinum Aura Edge Visa/MasterCard Credit Card, Pinnacle World Credit Card, and Legend Credit Card to maximise their savings on online shopping. They can unlock even greater savings with IndusMoments and redeem their reward points through various modes. 

Thanks to a plethora of e-commerce platforms available today, shopping online has become more convenient than ever before. Customers can browse through an assortment of products, compare prices and features, and make instant purchases without stepping out of the house. If you prefer buying most products – from groceries and home decor to apparel and gadgets – online, a credit card is the right tool to help maximise your savings.

The right credit card can elevate your online shopping experience while unlocking tailor-made rewards and perks. For online shopping enthusiasts like you, IndusInd Bank offers a suite of bespoke credit cards designed to align with your lifestyle and reward your spending habits. Whether you’re hunting for the latest tech gadgets, fashion finds, or home essentials, IndusInd Bank’s meticulously crafted credit cards offer unbeatable cashback, rewards, and exclusive deals.

Here’s how you can embrace a smarter and more rewarding way to shop online with IndusInd Bank.

Best IndusInd Bank Credit Cards for Online Shopping

IndusInd Bank offers a range of credit cards with exclusive features and privileges to meet your unique lifestyle needs.  Every time you swipe your credit card, you earn attractive reward points. On achieving milestone spends, you earn bonus reward points. Additionally, you also enjoy attractive cashback deals and offers with IndusInd Bank cards. 

To make the most of your online spending, here are some cards you could consider:

1. Platinum Visa Credit Card

The IndusInd Bank Platinum Visa Credit Card offers a range of shopping and lifestyle benefits. With this credit card, you get 1.5 reward points for every INR 150 spent. The card also comes with world-class privileges for travel and shopping. You can get a luxe gift card and enjoy discount vouchers from top online brands like Amazon, Flipkart, Pharmacy, Uber, Ola, and more.

2. Platinum Aura Edge Visa/Mastercard Credit Card

The IndusInd Bank Platinum Aura Edge Visa/Mastercard Credit Card comes with a contactless feature, facilitating fast, convenient, and secure transactions. With this card, you can earn up to 8X Reward Points on select merchant categories for every INR 100 spent.  Furthermore, you may choose a reward plan that is in sync with your lifestyle to multiply your rewards. 

3. Pinnacle World Credit Card

This is a unique credit card with a wealth of online shopping, travel, and golf privileges with exciting reward points. With the IndusInd Bank Pinnacle World Credit Card, you can earn rewards in the following ways:

E-commerce transactions2.5 reward points for every INR 100 spent
E-com travel and airline transactions1.5 reward points for every INR 100 spent
PoS, MoTo, IVR transactions and Standing instructions1 reward point for every INR 100 spent

4. Legend Credit Card

 Unlock the Ultimate Online Shopping Journey with IndusInd Bank

The journey to maximising savings while shopping at your favorite online stores comes full circle with the strategic use of credit cards. IndusInd Bank credit cards help you turn every click into a rewarding experience.  Explore IndusInd Bank’s suite of cards to find one that aligns with your lifestyle. Embrace a smarter way to shop and unlock doors to endless savings – even as you freely spend – with IndusInd Bank.

Apply for credit card online on the bank’s website for a hassle-free process and start maximising your savings on your online shopping sprees!

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