IndusInd Bank offers an assortment of savings accounts packed with features like high interest rates, personalised account number, and exclusive rewards and privileges. To open an account, select your preferred account number, enter your details, fund your account, and afterwards, complete the video KYC. Experience next-generation banking with IndusInd Bank and its completely paperless account opening process.

A savings account is an interest-bearing deposit account that allows individuals to save systematically while enjoying liquidity. It offers a secure and accessible way to keep money aside for planned expenses, short-term financial goals, and emergencies. These days, savings accounts also come with a host of remarkable features such as reward plans and convenient online banking, simplifying financial management for customers.

IndusInd Bank offers an assortment of customisable savings accounts designed to meet your unique income, expenditure, and lifestyle needs. With an omnichannel banking experience, you can conduct banking activities without ever having to visit a physical bank branch. Be it a joint account or a personalised premium account, every IndusInd Bank savings account comes with a bouquet of lifestyle benefits, attractive interest rates, and unbeatable discounts and offers.

Taking your banking experience a notch up, IndusInd Bank offers an intuitive and hassle-free online account opening process, featuring 4 easy steps.

Steps to Open a Savings Account with IndusInd Bank

IndusInd Bank offers a seamless online savings account opening process, allowing you to set up your account in minutes. You only need minimal documentation – your PAN and Aadhaar card – a mobile number linked to the Aadhar card, and a stable internet connection to start your journey with the best bank for a savings account.

Step 1: Select Your Desired Account Number

IndusInd Bank’s feature-rich savings accounts allow you the option of personalizing your account number. When you start the online savings account opening process by entering your mobile number, the last 10 digits of your account number become the same as your mobile number by default. However, you can change it to any number of your choice at a later date.

Step 2: Enter Your Details

Fill out details like your name, address, birth date, contact information, and so on. Verify all details are accurate before submitting them.

Step 3: Add Funds to Your Account

Now, deposit funds into your savings account to begin enjoying attractive interest rates, and accessing exclusive lifestyle privileges.

Step 4: Complete the Video KYC

A representative from the bank will subsequently contact you to schedule a Know Your Customer (KYC) appointment. IndusInd Bank offers a convenient digital KYC process through a video call. You can complete the entire process online with a few clicks from anywhere in the world.

Features and Benefits of an IndusInd Bank Savings Account

IndusInd Bank offers a diverse array of savings accounts for the modern customer, catering to a wide range of financial and lifestyle needs. For example, if you are looking for a basic yet feature-rich account, opt for the Indus Maxima Savings Account. Or, for a more premium banking experience with distinctive privileges, choose the PIONEER Savings Account.

IndusInd Bank’s savings accounts are comprehensive financial tools packed with features like:

• Attractive Interest Rates

 Grow your money securely with best-in-class interest rates

• Minimal Documentation

All you need are your Aadhar and PAN Card to open a savings account

•  Personalised Account Number

Add a layer of unique personalization – set your mobile number, anniversary date, or any other number that holds special significance for you, as your savings account number.

•  Exciting Offers on Top Brands

Enjoy a plethora of discounts and cashback offers on lifestyle, travel, dining, and entertainment with your account.

•  Omnipresent Banking

Access a bouquet of digital banking services, such as net banking, mobile banking, WhatsApp banking, Facebook banking, and Alexa banking, with your savings account. Omnipresent banking via a multitude of platforms is sure to make your banking experience smooth and seamless, giving you the flexibility to manage your finances on your own terms.

Manage Your Finances Seamlessly with IndusInd Bank

 A savings account is an essential tool for financial security and long-term planning. With tailored savings accounts from IndusInd Bank, you can select your own account number, earn an attractive interest rate, avail of an omnipresent banking experience, and enjoy exclusive discounts and offers across top brands.

What is more, IndusInd Bank offers a completely paperless account opening experience that requires no physical branch visit.

Apply online to set up your personalised IndusInd Bank savings account in 4 simple steps today!

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information. 

With a multitude of options available, choosing the best savings account to maximise your savings can be challenging. To choose the right account for your lifestyle, evaluate factors such as the interest rate, application procedure, discounts and offers, omnipresent banking service and personalisation capabilities. Choose from an assortment of savings accounts at IndusInd Bank and experience the best in banking.

As of 2022, 34 private and public banks are licensed to operate in India. As you can imagine, each of these banks offers a plethora of savings accounts, spoiling customers for choice. Considering this, choosing the best savings account in the industry to maximise your savings is scarcely an easy task. Fortunately, IndusInd Bank offers an assortment of savings accounts designed to meet every customer’s unique needs.

To help you identify the best bank for a savings account and, ultimately, the right account for your lifestyle, here are five factors to consider.

1. Interest Rates

This is one of the most important factors associated with any banking product. In order to maximise your savings, you must earn a good rate of return on your deposit. When looking for the best savings account in the industry, compare interest rates offered by different banks. With IndusInd Bank, you enjoy competitive interest rates so that your money can work as hard as you do.

2. Omnipresent Banking

Open your savings account with a bank that offers dedicated customer care and round-the-clock banking services. IndusInd Bank offers omnipresent banking with 24*7 access to services and support with the following:

• IndusMobile: Use the IndusMobile app to check account balance, transfer funds, and transact with ease.
• IndusNet: Use IndusInd Bank’s online banking services for transferring funds, booking deposits, and paying bills with a single click.
• WhatsApp Banking: Customers can get updates on account balance, reward points, and transactions with a single WhatsApp message.
• IndusAssist: Customers can use voice banking on Alexa or speak to a virtual assistant on chat to pay bills, transact, and get queries answered.
• Video Branch: Connect with your branch manager to get updates, send funds, and more on a video call.
• On-the-Go Banking: Stay connected with IndusInd Bank on Twitter and Facebook to access your balance, mini-statements, check reward points, and more.

3.  Discounts and Offers

To maximise your savings over and above the built-in features of savings accounts, choose a product loaded with deals and discounts. With IndusInd Bank, you enjoy a multitude of shopping, dining, entertainment, and travel discounts on debit card usage. Additionally, there are savings accounts that come with such attractive privileges as discounts on locker charges, unlimited ATM withdrawals, and complimentary insurance, among others. Choose an IndusInd Bank account for unbeatable lifestyle benefits and attractive deals on your spending.

4. Convenient and Personalised Banking

IndusInd Bank allows you to personalise your savings account and make it truly yours. The ‘My Account My Number Facility’ allows you to set a savings account number of your choice. This could be your lucky number, the birthday of a loved one, or even your mobile number. Not only can you customise your savings account, but can also make sure you never forget your account number again.

5. Easy Application Procedure

The last thing to look out for when choosing the best bank for a savings account is the ease of application, including simple eligibility criteria and documentation requirements. IndusInd Bank offers easy-to-meet eligibility criteria, minimal documentation and a simple application process. In fact, the online savings account opening process at IndusInd Bank is so simple, it can be completed in just a few clicks.

Maximise Your Savings with IndusInd Bank Savings Accounts

IndusInd Bank meets every criterion listed above, making it the best bank for a savings account. What’s more, the bank offers a bouquet of savings accounts, each marked by a unique set of features and privileges for meeting the lifestyle needs of various types of individuals. Furthermore, with exclusive deals on dining, travel, and shopping, you can rest assured you are making the most of your hard-earned money.

To know more, visit the IndusInd Bank website today!

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.