Debit cards have undoubtedly been among the most crucial additions in a society where immediate satisfaction is paramount. When performing cashless transactions, they provide unrivalled ease and independence. If you apply for debit card from IndusInd Bank, you’ll open yourself to a world of exciting features and benefits.

So what are its features and benefits? Read on to know all about it and get a debit card online today!

Top Benefits Of IndusInd Debit Card

Enhanced Safety for a Higher Experience

The Platinum Plus Debit Card is an established Visa card that allows you to relax confidently as every one of your countrywide and global transactions are secure and protected.

Besides this, IndusInd Bank gives diverse forms of insurance for your funds if your card is misplaced or damaged. This includes a lost card liability, personal accident insurance, and air accident insurance.

Through Master Debit card security, Verified by Visa Password, or an OTP texted to the registered cellphone number, IndusInd debit cards give a hassle-free manner of buying at merchant outlets or online. Choose from a variety of Visa debit card or Mastercard powered international and deluxe debit cards.

Access Cash in a Hassle-free Manner

With a widespread ATM network across India, you can withdraw cash anytime, anywhere, at your convenience. You also get access to other activities and enquiries at the ATMs. These include depositing cheques, withdrawal of money, paying bills for your credit card, recharging your phone and a lot more.

IndusInd Bank allows maximum ATM transaction for a day of Rs 1.25 lakhs. On the other hand, the daily Point of Sales limit is Rs 2 lakhs.

Best in Class Deals

The IndusInd Bank Platinum Plus Debit Card offers exciting deals. From Swiggy food orders to grocery hauls at Big Basket, you can avail of great offers through the IndusInd Bank Platinum Debit Card.

While using the card, you can gain an instant discount on a minimum transaction of Rs. 600. Along with that, you can also get a whopping discount of getting Rs. 1000 off on your groceries from Big Basket.

Rewards Programme

Along with a great savings account interest rate, IndusInd Bank’s Platinum Plus Debit Card also offers an accelerated rewards programme. For each transaction made through your debit card, you win points that can be redeemed later for services such as online shopping, etc.

Exciting Joining Benefits

IndusInd Bank provides exciting joining benefits with the Platinum Plus Debit Card. You stand a chance to win 500 reward points through just a single transaction from your new debit card. You also get 200 bonus points upon activating your card at the ATM. Apart from that, you can also win movie tickets worth Rs. 3000 worth every year.

While opening a savings account online, you can opt for the Platinum Plus Debit Card worth Rs. 1000 along with additional taxes.

Conclusion

IndusInd Bank offers a wide range of Debit Cards to give consumers freedom, convenience, simplicity, and a satisfying shopping experience. The pointers given above will provide you with a brief idea of IndusInd debit cards.

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.

When it comes to marital partnerships, young couples are getting increasingly practical by the day. Before agreeing to the wedding, couples today prefer discussing their finances after marriage.

And why not?

Figuring out finances is an integral part of beginning a life partnership. One of the first steps to handling your finances is to check the pros and cons of keeping things separate or combining them.

Although joint savings might sound like an old-fashioned idea, it does come with its share of benefits. No wonder why most of our parents opted for joint bank accounts to manage their finances! Let’s get to know more about that.

Why Should Couples Consider Combining their Finances?

Here are a few reasons why opening a joint savings account with your partner could prove beneficial for you.

Enables Flexibility to Handle Life Changes

Sharing assets and combining finances can help couples support each other during times of emergency or when they need extra financial assistance.

There’s no need to worry about transferring money to pay bills or finance a major event like studying abroad or purchasing a car with a partner savings account.

Streamlines Shared Responsibilities and Goals

A joint savings account can enable a couple to streamline their fiscal responsibilities and share future goals.

From repaying student loans to settling years of credit card debts, most long-term relationships today start out in the red. With the concept of debt being so normalised, it’s ideal if couples begin their marital journey on the same page regarding financial goals.

By combining finances, either spouse can keep tabs on their respective debts. It also helps facilitate substantial expenses in the future, like buying a car or getting new furniture.

Adds Transparency to Budgeting

When you share your finances via a partner savings account, you know all the expenditures and deposits in your account. This can help a couple keep track of their shared budget and plan it more feasibly to suit their needs. Besides, you save yourself from unpleasant surprises that might lead to future conflicts with a transparent budget.

Increase Earnings From Combined Interest Payments

If you and your spouse continue to contribute the same amount of savings that you did before getting into a partnership, your interest payments will likely increase.

Most couples today are keen on investing early to ensure a secured future. As your investments grow over time, compound interest can work to your advantage. However, you must also remember that this can also wreak havoc on your finances if you’re still paying off debt.

Fosters a Sense of Equality

Instead of keeping separate records on expenditure, you can share your income and budgeting through a joint savings account. This helps couples maintain balance and promotes a sense of security.

Final Thought

There is one right way to manage your finances as a new couple. Still, you can avoid money conflicts with a little bit of planning and good communication. If you still can’t decide whether a joint account works for both of you, you might want to consult with a financial expert. 

Disclaimer: The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.