How to Spot a Personal Loan Fraud Before it is Too Late?

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Personal loans have become a go-to solution for many Indians, offering quick funds with minimal paperwork. Whether it’s for home renovations, medical expenses, or an unexpected financial crunch, these loans provide much-needed flexibility. But as digital lending grows, so do the risks. Fraudsters are constantly finding new ways to exploit borrowers through personal loan scams….

Taxable Income Vs Gross Income: What are the Differences?

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If you file your income tax or are going to for the first time, you come across two terms: ‘gross income’ and ‘taxable income’. While gross total income represents the total earnings before any deductions, taxable income is the portion of your income that is subject to taxes. Let’s understand these concepts in detail.  What…

What is Savings Deposit?

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A savings deposit is a fundamental banking product that provides a secure way to store money while earning interest. It combines safety with liquidity, as it allows account holders to save money and access it when needed. It is crucial to understand what a savings deposit is and its offerings to choose the right banking…

What Is Budgeting? Taking Control of Your Own Finances

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Have you ever felt overwhelmed by your finances? Do you struggle with mounting debt, unexpected expenses, or the inability to save for emergencies or future goals? If so, you are one of many people that face these challenges. Many feel like they’re losing control over their money due to insufficient income, impulsive spending, or lack…

What is a UAN Number?

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The Universal Account Number (UAN) is a unique identifier given to every employee who is a part of the Employees’ Provident Fund (EPF) in India. For the uninitiated, EPF is a retirement savings scheme where both the employee and employer contribute a portion of the salary each month. The UAN is a crucial number that helps…