How to Change the Address in Your Bank Account?

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If you have moved recently, chances are you may be busy adjusting to your new address. However, in the midst of these adjustments, one must remember to update the address in their bank account.   Updating the address in your bank account ensures you receive all vital communications without delays.   In this article, we will discuss…

How to Change Mobile Number in a Bank Account

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Keeping your bank account details up to date is essential for ensuring seamless banking transactions. If you have changed your mobile number, it is important to update it with your bank. This allows you to continue receiving transaction alerts and other critical information.   This article will guide you on how to change the mobile number…

50/30/20 Rule of Budgeting: A Simple Formula for Smart Money Management

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Does it feel like your salary vanishes as soon as it hits your account? Between rising rents, EMIs, and daily expenses, saving often takes a backseat. But what if there was a simple formula to manage your money better?  That’s where the 50/30/20 rule comes in – a tried and tested budgeting method that helps…

How to Withdraw Money from PPF Account: PPF Withdrawal Rules and Procedure

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PPF, or Public Provident Fund, is a popular savings scheme backed by the government of India. Many people prefer it for its guaranteed returns and tax benefits.   PPF has a maturity period of 15 years. Once your PPF account matures, you can withdraw the entire amount. However, partial withdrawals are allowed once it completes 6…

Smart Timing for Using Personal Loans on Non-Urgent Expenses

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Ever given a thought to using a personal loan for non-urgent expenses? If not, then think again. Personal loans can be useful during financial mismatches. Many people mistakenly believe that personal loans are only for emergencies, but that’s not entirely true. With smart loan management and proper financial planning, you can use a personal loan…