Bond vs FD: Key Differences Explained

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If you are looking for a secure and reliable investment option, two options that you can consider are Fixed Deposits (FDs) and bonds. These instruments help grow your money with varying degrees of risk, return, and flexibility.  However, understanding the different aspects of each investment option is important. Let’s explore the nuances of bonds vs…

Overdue Fixed Deposit Impact on Interest Rates

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Fixed deposits (FDs) are a popular investment choice in India, known for their stability and guaranteed returns. However, what happens when your FD matures, and you fail to renew or withdraw the funds? This leads to an overdue fixed deposit that affects the interest earned on your investment. Let’s learn more about it. What is an…

Udyam Registration Process: Complete Guide for MSMEs

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Micro, Small, and Medium Enterprises (MSMEs) form a vital part of the Indian economy. Whether it is creating jobs or adding value to GDP, the contribution of MSMEs to the Indian economy is immense.  To support and promote these enterprises, the Indian government has introduced the Udyam Registration process. MSMEs can enjoy a host of…

Difference Between Udyog Aadhaar vs Udyam Aadhaar

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Micro, Small, and Medium Enterprises (MSMEs) are crucial for India’s economic growth. As of March 2024, more than 4 crore MSMEs are registered in the country, and the number is only expected to grow. These enterprises contribute significantly to the nation’s economy, employment, and GDP.  The government has introduced various initiatives to support these enterprises….

Protect Yourself from Merchant Scams

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As financial transactions have become easy due to digital payment methods, it is crucial to not let convenience trump caution.  Merchant frauds in particular are a growing concern in today’s world of online shopping and digital transactions. Whether you are a merchant or a consumer, being aware of merchant frauds and their potential impact on…