What are the Advantages & Disadvantages of a Debit Card?

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A debit card is a financial tool linked directly to your bank account that allows you to electronically spend your money at retail stores and online. Often, it’s also referred to as an ATM card, since it allows you to easily withdraw cash from your account through ATMs across the country. Given their importance in…

What is an OTP Number?

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Have you ever been asked for an OTP number during an online payment and wondered what it is? If you have found yourself asking, “What is my OTP code?” or “What is the full form of OTP?” you are not alone. OTP stands for One-Time Password. This is an important security feature in digital banking…

What is Positive Pay System (PPS) and How Does it Work?

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Cheque fraud is a significant risk in financial transactions. Common types of cheque fraud include forgery, where a fraudster forges someone else’s signature; cheque alteration, where legitimate cheque details are changed to benefit the fraudster; and counterfeit cheques, which are entirely fabricated to mimic genuine ones. These types of fraud can have severe financial consequences,…

What is Mobile Banking?

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Imagine being stuck in a long queue at the bank, watching the minutes tick by when you could have been spending that time with family or on your personal projects. It’s a digital world today where convenience and flexibility are highly prioritised by everyone, especially in managing finances. That’s where mobile banking comes in. It…

Enjoy UPI Flexibility with Your RuPay Credit Card

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Thanks to the United Payments Interface (UPI), making payments is now easier than ever. All you need to do is scan a QR or enter a mobile number, input the amount and your PIN, and confirm. The payment will be completed in mere seconds! To add a new level of convenience to UPI payments, you…