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Press ReleaseYearly Archives: 2024
Fixed Deposits (FDs) are a secure way to grow your money with assured returns. Unlike market-linked investments, the appeal of an FD lies in its predictable growth. You know exactly how much you will receive at maturity. Such assurance makes FDs preferred by many, especially those who want to avoid risks. However, it was not…
When it comes to saving money, many in India turn to fixed deposits for their predictability and safety. The Reserve Bank of India’s 2023 report highlights an impressive ₹10.27 trillion committed to bank deposits. This figure speaks volumes about the trust Indians place in FDs. An FD typically offers risk-free returns as it remains unaffected…
Fixed Deposits (FDs) are one of the most popular investment options in India, known for their stability and guaranteed returns. Essentially, an FD is a financial instrument offered by banks and financial institutions where you deposit a lump sum amount for a fixed period at a predetermined interest rate. This tenure can vary from a…
Financial institutions like banks have specific eligibility criteria that must be fulfilled to avail personal loan. One important factor considered is the Fixed Obligation to Income Ratio, commonly referred to as FOIR. FOIR plays a key role in determining how much loan amount an individual can afford to repay based on their income level. This…
For any business, having robust cash flows and optimizing working capital is crucial for smooth operations and growth. However, several businesses struggle with low or negative balances in their current accounts at times, restricting their ability to meet financial obligations and invest for the future. Let’s delve deeper into understanding the key reasons behind the…
