What is the Positive Pay System (PPS)?

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Cheque fraud is a significant risk in financial transactions. Common types of cheque fraud include forgery, where a fraudster forges someone else’s signature; cheque alteration, where legitimate cheque details are changed to benefit the fraudster; and counterfeit cheques, which are entirely fabricated to mimic genuine ones. These types of fraud can have severe financial consequences,…

What is Mobile Banking?

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Imagine being stuck in a long queue at the bank, watching the minutes tick by when you could have been spending that time with family or on your personal projects. It’s a digital world today where convenience and flexibility are highly prioritised by everyone, especially in managing finances. That’s where mobile banking comes in. It…

Enjoy UPI Flexibility with Your RuPay Credit Card

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Thanks to the United Payments Interface (UPI), making payments is now easier than ever. All you need to do is scan a QR or enter a mobile number, input the amount and your PIN, and confirm. The payment will be completed in mere seconds! To add a new level of convenience to UPI payments, you…

5 Reasons Every Modern Wallet Needs a Credit Card

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For those who like convenience and ease of payments, perhaps no other financial tool may be as preferable as a credit card. Thanks to its various benefits, such as rewards for purchases, security of transactions, financial flexibility, and more, a credit card can be a great addition to your financial arsenal in today’s world.  However,…

Understanding Visa Credit Cards: Types, Benefits, and More

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Credit cards are financial instruments that require multiple aspects to do their part for efficient functioning. One such part are the payment networks that credit cards use. Based on these networks, credits cards can be classified into different types. This article will be focusing on Visa credit cards. Banks offer a lot of choices in…