5 Ways To Secure A MSME Loan Without Collateral

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Micro, Small, and Medium Enterprises (MSMEs) form the backbone of India’s economy, driving innovation, creating employment, and contributing significantly to GDP. However, many MSMEs face a common challenge — securing funding without pledging assets as collateral. For business owners without large property or equipment to mortgage, collateral-free MSME loans offer a much-needed financial lifeline. Fortunately,…

Impact of FOIR on Personal Loan

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When applying for a personal loan, several factors come into play — your credit score, income, employment stability, and repayment history. But there’s one crucial metric lenders consider that many borrowers are unaware of — FOIR or Fixed Obligations to Income Ratio. It plays a significant role in determining your personal loan eligibility. In this…

Take Charge of Your Money This Independence Day: Simple Habits for Lasting Impact

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Independence Day is more than a date on the calendar. It’s a moment to pause, reflect, and ask ourselves what freedom truly means, both for our country and for our personal lives. For many of us, real freedom begins with financial independence. It’s the quiet confidence that comes from knowing you’re in control of your…

Independence Day Special: How to Chart Your Path to Financial Freedom

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Every year, as the tricolour flutters in the August breeze, we’re reminded of India’s journey to freedom. But somewhere between the flag hoisting and the patriotic songs, many of us think about a quieter, more personal kind of independence—the kind that isn’t written in history books: financial freedom. It’s not just cold numbers in a…