What is a Personal Loan?

A Personal Loan is an unsecured term loan provided by the bank that an individual can use as per his/her personal need. A personal loan unlike a home or car loan do not require lock in of any collateral by the applicant.

What is the minimum eligibility for a Personal Loan?

The minimum eligibility for an instant Personal Loan is: a) An individual should be 21 years of age at the time of application b) The minimum net monthly income should be at least Rs. 25,000 c) Completed minimum of two years in employment and one year in the current organization. d) Completed minimum one year of stay at the current residence, if rented.

What are the Personal Loan tenure options?

You can choose to avail an instant Personal Loan with tenure from 12 to 60 months.

What is the maximum tenure available for an instant Personal Loan?

A Personal Loan is offered for a maximum of 5 years (60 months).

What is the minimum tenure available for a Personal Loan?

A Personal Loan is offered for a minimum of 1 year (12 months).

What are the steps to apply for an instant Personal Loan?

Follow the steps below to apply for an instant Personal Loan online: Visit https://induseasycredit.indusind.bank.in/customer/personal-loan/lead and provide few basic details like your mobile number, PAN card number etc. to get started Verify your address details Check out your Personal Loan offer and complete your video KYC. Provide your bank account details for disbursement

At what interest rate can I avail an instant Personal Loan online?

At IndusInd Bank, you can avail an instant Personal Loan with rate of interest starting as low as 10.49%. Terms and conditions apply.

Are there any additional charges?

A processing fee of up to 3% of the loan amount and requisite documentation charges are applicable, and the same is deducted from the loan amount at the time of disbursal.

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