Offer 1:-
Open an Indus Select Add-On or Indus Maxima Add-On account & get a COVID-19 cover worth Rs. 20000
Terms & Conditions for the Covid-19 Cover on Add On account Offer

• This offer is valid ONLY for select set of pre-identified customers reached out to by the bank
• By opening an Add-On Indus Select/ Indus Maxima account, the customer is deemed to have expressly read, understood and accepted each and every Term and Condition mentioned herein:
• The offer is valid for Add On Indus Select/ Indus Maxima accounts opened from 21st Oct – 30th Nov 2020.

Offer Eligibility

To be eligible for the offer, the customer must fulfil all of the following conditions:

• Customer must an Add-On Indus Select/ Indus Maxima account between 21st Oct- 30th November 2020
• The customer linked to the group, must be an existing customer of the IndusInd Bank and must be part of the pre-identified base
• Customer must fund his/her Add-on Account with Rs. 25000 or more within 7 days of account opening
• COVID Cover is applicable only for customers between 18-65 years.

How to Avail the Offer

• Eligible customers will receive the Insurance policy from CHOLAMANDALAM MS GENERAL INSURANCE (Chola MS). The policy would be issued within 3 days of funding the account
• A minimum 16 day mandatory waiting period, is required before claims.
• The policy copy will be sent to the customers on their registered Mobile Number & Email with the bank
• In case, mobile number is not registered or registered mobile number is not valid or in case of any technical issue, Bank will not be liable for non-receipt of SMS
• Only one Insurance Cover per add on account, will be given irrespective of number of account holders. In case of joint holders, only the primary holder will be the Policy Holder.

Offer 2:-
Apply for a Premium Debit Card & get a complimentary COVID-19 cover worth Rs.20,000

Terms & Conditions for the complimentary Covid-19 Cover on Premium Debit Cards

• Offer is valid for all Premium Debit Cards issued 1^st August 2020 till 5^thMay 2021, where complete debit card issuance fee has been paid by customer
• Offer is valid for below Premium Debit Card variants:

  40534227	Signature Delite (Signature 7.5K)
  43639311	PlatPlus_1500_Wd_Voucher
  43639314	Premier Card (2.5k)
  40533827	Signature Delite Paywave -7.5K
  40533828	Signature Supreme Paywave -10K
  40534228	Signature Supreme (Signature 10K)
  40534221	Mass sourcing signature (5k)
  40533821	Signature Paywave Debit (5k)

• By applying for a premium debit card, the customer is deemed to have expressly read, understood and accepted each and every Term and Condition mentioned herein:
• The offer is valid till June 15th 2021

T&C Governing Claims of the COVID Insurance Policy

• The Policy shall be issued for a term of One Year only.
• Waiting Period: CHOLAMANDALAM MS GENERAL INSURANCE shall not be liable for any claim arising for Novel Corona Virus(n CoV) (COVID-19) within 16 days from the first policy commencement date.

Claims will NOT be granted in case of any of the following:

• Claim is made within 16 days of Policy issuance.
• Customer has a history of foreign travel in last 90 days
• Customer has a Covid 19 medical history
• The Insurance & claims policy is governed by the T&C for Chola MS Insurance. Click here to know more.
• More details on the Product can be viewed and checked below:FAQ LINK

General Terms & Conditions

• Customer agrees to allow the Bank to share his/her contact details and other information necessary for Policy creation and services for CHOLAMANDALAM MS GENERAL INSURANCE.
• The customer shall be responsible for reviewing the Term and Conditions of the IndusInd Bank & CHOLAMANDALAM MS GENERAL INSURANCE & shall be deemed to have accepted the Terms and Conditions on accepting the offer.
• The offer cannot be clubbed with any other offer already running on website or exchanged against cash or partially redeemed.
• Policy is non-transferable.
• Policy is provided by CHOLAMANDALAM MS GENERAL INSURANCE. Any dispute related to T&C should be raised to CHOLAMANDALAM MS GENERAL INSURANCE on the toll free number and email ID received with Policy.
• The offers are brought to you by IndusInd Bank Limited ("IndusInd Bank") and any participation in the offer is voluntary.
• The offers are applicable to the customers to whom the SMS/mailer is addressed.
• Tax liability, if any, to be borne by the Customer.
• IndusInd Bank shall neither be responsible for nor guarantee delivery of SMS/Emails to the customer and shall not be liable for non-delivery of the same arising due to mobile network issues, DND activation by customers, and personal email settings of customer.
• IndusInd Bank reserves the right to alter any of the terms and conditions of the offer or to withdraw the offer completely at any time without prior notice.
• IndusInd Bank shall neither be responsible for nor guarantee on the quality of Service.
• IndusInd Bank shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered as a result of availing the Offers.
• The offers are subject to force majeure events.
• The participation in the program shall constitute deemed acceptance by the Customer of all the terms and conditions governing the Programme.
• IndusInd Bank does not warrant, represent or guarantee the quality of services availed by the customers.
• IndusInd Bank Debit Customer irrevocably agree and acknowledge that IndusInd Bank makes no guarantee or warranty that the participating Insurance Provider shall honour the offer.
• Accordingly, IndusInd Bank customer shall not make any claim or seek compensation against IndusInd Bank in relation to any loss, damage, expense suffered in relation to nonfulfillment by the CHOLAMANDALAM MS General Insurance under this program.
• Any dispute as regards the Policy and services are to be taken by Customer directly with CHOLAMANDALAM MS  General Insurance.
• IndusInd Bank reserves the right to disqualify any customers from the benefits of this offer inter alia for events like unusual transaction pattern that may indicate collusion between employee and customer OR recycling of funds via wallets/fund transfers
• The Bank at its sole discretion can decide customers who can avail these offers. The decision of IndusInd Bank will be considered as final and binding for rewarding the customers/employees.
• In all matters relating to the Programme, the decision of IndusInd Bank shall be final and binding in all respects.
• The Bank reserves the right at any time without prior notice to add, alter, modify, all or any of these terms and conditions or replace, wholly or in part, this Offer by any other Offer, whether similar to this offer or to withdraw it altogether without giving prior notice.
• The terms and conditions of the programme shall be in addition to and not in substitution/derogation to the primary terms and conditions governing the account and shall at all times be read along with terms of the customer Agreement and such other terms and conditions that the Bank may deem appropriate in its sole discretion. Any irreconcilable contradiction between the terms and conditions contained herein and the customer Agreement, then terms of the customer Agreement to prevail the present conditions.
• Any disputes arising out of this offer shall be subject to the exclusive jurisdiction of competent courts in Mumbai.