Terms and Conditions: Debit Card Upgrade

1. As per RBI guidelines, New Card by default will be enabled on Domestic ATM and Domestic POS only.
2. User hereby authorise IndusInd Bank Ltd to issue the selected Debit Card to user and debit user's bank account with the first-year fee & subsequent annual fee. In the event of insufficient funds in user's account to recover the fee, user hereby authorise the Bank to mark a lien in the account for the full or partial amount of debit card fee and recover the fee on availability of the funds. User acknowledge and understand that till such time the lien continues in the account, user will only be able to utilise the residual balance, if any.
3. User understands that the XtraSmiles Points / vouchers, if applicable on upgraded card, would be issued to the user via SMS on mobile number registered with the Bank, subject to a successful Debit card transaction at a merchant establishment within 30 days of receipt of the card.
4. All general Terms and Conditions hosted at https://www.indusind.bank.in/in/en/personal/terms-and-conditions.html will be applicable apart from the aforementioned Terms.

NOTE: For Schedule of charges applicable on Debit Cards, please click here.