Terms & Conditions for Summer Online Bonanza Offer

• The IndusInd Bank “Summer Online Bonanza Offer” is open to all customers holding a valid IndusInd Bank Debit Card and have been communicated the offer.
• The programme is valid from 1st June 2021 till 31st July 2021. The Offer is brought to you by IndusInd Bank Limited ("IndusInd Bank") and participation in the Offer is voluntary.

Offer Construct:

Offer 1:

• Get iPhone 12 mini (128 Gb, no color specifications) when you become the top spender of the month with IndusInd Bank Debit Card
• Times Prime Subscription worth Rs 999/- for top 30 online spenders everyday with IndusInd Bank Debit Card

Offer 2:

• Get upto Rs 500 voucher on grocery stores, food delivery and medicine stores when you shop online with IndusInd Bank Debit Card. Valid between 1st June – 31st July 2021

Offer 1 T&C:

• Offer Table:

  Week	Dates (2021)	Top Spender of the Month
  Month 1	1st Jun – 30th Jun	iPhone 12 mini (128 Gb)
  Month 2	1st Jul – 31st Jul	iPhone 12 mini (128 Gb)

• Top customer with the highest spends (net of reversals /refunds) every month for the offer period will win a iPhone 12 mini (128 Gb, no color specifications)
• A customer is eligible for only iPhone 12 mini (128 Gb, no color specifications), 1 Times Prime Subscription or 1 voucher during the offer period.
• In case of reversals/ refunds of transactions in a customer account, rendering the customer ineligible as the top spender, where the customer has received a iPhone 12 mini (128 Gb, no color specifications); the price of the mobile phone (Rs. 74,900/-) will be recovered from the customer’s account.
• Mobile Phones and Times Prime Subscription will be sent to the winners within 90 days of offer expiry

Offer 2 T&C:

• Offer Table:

  Offer Table	Total Transactions	Voucher Value (in Rs)	Total Minimum Monthly Online Spends on Categories
  3 Txns on any one category	3	100	Rs 2,000
  3 Txns each on 2 categories	6	250	Rs 4,000
  3 Txns each of all 3 categories	9	500	Rs 6,000

• Offer applicable only on following categories (Merchant Category Codes-MCCs)-
  • Grocery stores MCC (5411)
  • Food delivery MCC (5814)
  • Medicines MCC (5912)
• Minimum Total Monthly Online Spends on the Category- Rs. 2,000/-
• Offer will be applicable only once per debit card in a month during the offer period
• Maximum voucher value is Rs 500/-
• The voucher will be sent to the customers on their registered mobile numbers within 90 days of offer expiry
• Transactions considered for the offer eligibility include only payments made using Debit Card on retail and online merchants. Payments/transactions/withdrawals done using Mobile Banking, Net Banking, UPI and ATM will not be considered for the offer eligibility.

General Terms & Conditions

• The offer is valid only on selected products
• The offers are brought to you by IndusInd Bank Limited ("IndusInd Bank") and any participation in the offer is voluntary.
• The offers are on-going till the specified validity date
• Tax liability, if any, to be borne by the Cardholder.
• IndusInd Bank shall neither be responsible for nor guarantee delivery of SMS/Emails to the customer and shall not be liable for non-delivery of the same arising due to mobile network issues, DND activation by customers, and personal email settings of customer.
• Regular Debit Card Terms and Conditions apply. IndusInd Bank reserves the right to alter any of the terms and conditions of the offer or to withdraw the offer completely at any time without prior notice.
• IndusInd Bank shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered as a result of availing the Offers.
• The offers are subject to force majeure events.
• The participation in the program shall constitute deemed acceptance by the Cardholder of all the terms and conditions governing the Programme.
• IndusInd Bank does not warrant, represent or guarantee the quality of goods / services availed by the customers.
• IndusInd Bank Debit Cardholders irrevocably agree and acknowledge that IndusInd Bank makes no guarantee or warranty that the participating Merchants shall honour the offer.
• Accordingly, IndusInd Bank Debit Cardholders shall not make any claim or seek compensation against IndusInd Bank in relation to any loss, damage, expense suffered in relation to non- fulfilment by the participating Merchants under this program.
• Any dispute as regards the quality of the products and services are to be taken by Cardholder directly with Merchants.
• IndusInd Bank reserves the right to disqualify any customers from the benefits of this offer inter alia for events like unusual transaction pattern that may indicate collusion between merchant and cardholder, recycling of funds via wallets/fund transfers, business expenses solely or any cases of charge back.
• The Bank at its sole discretion can decide cardholders who can avail these offers. The decision of IndusInd Bank will be considered as final and binding for rewarding the customers/employees.
• In all matters relating to the Programme, the decision of IndusInd Bank shall be final and binding in all respects.
• The Bank reserves the right at any time without prior notice to add, alter, modify, all or any of these terms and conditions or replace, wholly or in part, this Offer by any other Offer, whether similar to this offer or to withdraw it altogether without giving prior notice.
• The terms and conditions of the programme shall be in addition to and not in substitution/derogation to the primary terms and conditions governing the card and shall at all times be read along with terms of the Card member Agreement and such other terms and conditions that the Bank may deem appropriate in its sole discretion. Any irreconcilable contradiction between the terms and conditions contained herein and the Card member Agreement, then terms of the Card member Agreement to prevail the present conditions.
• Any disputes arising out of this offer shall be subject to the exclusive jurisdiction of competent courts in Mumbai.