Coverage Amount: ₹25 Lakhs ₹50 Lakhs ₹75 Lakhs ₹1 Crore

Coverage Offered: Coverage from Day 1 + Worldwide Coverage*

Policy Tenure: 2 or 3 years

Quick Claims: 100% digital claims via the IndusInd Insurance App + 3-hour cashless claims*

Discounts: Up to 12%* discount on 3-year plans

24/7 Customer Support: Get support anytime for all your queries and assistance needs.

*Terms & Conditions apply.

Age Limits:

• Adults: 18 to 80 years
• Children: 30 days to 25 years

Coverage Continuity:

• Lifelong renewals

Policy Type:

• Individual / Family (Non-Floater Basis)

Policy Tenure:

• 2, or 3 years, as per your preference

Medical Test:

• Not required unless specifically requested by us

Terms & Conditions apply.

Things to Check When Filing a Claim 

Experience quick claims with the IndusInd Personal Accident 360Shield Plan, designed to support you when it matters most. Ensure these essential steps are completed to ensure a smooth claim settlement process: 

Understand Your Responsibility As the Policyholder 

• Understand and follow the policy terms and conditions 

• Pay the policy premiums on time 

Notify Us on Time 

• When an accident or covered event occurs, notify us within 30 days. 

• Inform us within 24 hours of admission for emergency hospitalisation. 

File a Claim on Time 

File a claim within 30 days of completing the treatment. 

How to File a Claim Under IndusInd Personal Accident 360Shield? 

Register Claim 

Inform us about the accident as soon as possible. You can do this by logging on to the IndusInd Insurance App App or by visiting our website or calling us on (022) 48903009 (Paid Number). 

Claim Process 

Initiate the claim within 30 days from the date of accident and submit all the relevant documents within 15 days. For emergency hospitalisation, inform us within 24 hours of admission to the hospital. 

Claim Approval 

Once we get your claim-related documents, the claims team will start processing them. After they are verified and approved, we will transfer the amount to your registered bank account. 

• Pre-Existing Conditions, Mental Disorders & Maternity: We cover costs for all ailments except for those related to treating pre-existing injuries/physical conditions, psychological illnesses and childbirth.
• Adventure Sports: We cover adventure sports injuries, but you'll need the add-on to get coverage.
• War, Substance Abuse and Self-Harm: You're covered for all accidental injuries except for those due to war or war-like situations, influence of drugs or alcohol or self-harm.