IndusInd Health Gain Insurance

IndusInd Health Gain is a health insurance policy  that helps pay for your planned and emergency medical costs. These can include costs for hospitalisations, surgeries, day care treatments (e.g., chemotherapy, dialysis, etc.), homecare treatments and OPD treatments. It's the newest and most advanced addition to our health insurance lineup.

Overview

IndusInd Health Gain Insurance ( UIN: INIHLIP26040V042526)

With an increased sum insured (SI) of up to ₹5 Crore*, you get more built-in benefits like unlimited SI restoration, a No Claim Discount (NCD), Policy Pause and a Spouse First Cover. What's more? You now get coverage for annual vaccinations (up to ₹3,500) and annual health check-ups (up to ₹3,000) from day 1*.

Another standout feature of the IndusInd Health Gain is the Chronic Shield cover. On choosing this cover, you can get coverage for pre-existing conditions like Asthma, Hypertension (Blood Pressure), Hyperlipidaemia (Cholesterol) and Diabetes Mellitus starting from the 31st day of policy commencement.

Features of IndusInd Health Gain Policy

Sum Insured options available from ₹5 Lakh to ₹5 Crore
Policy Pause Benefit
Spouse First Cover

Add On covers of IndusInd Health Gain Policy

Enhanced Covers - Guaranteed Cumulative Bonus, Consumable Cover
Convenience Cover - Change in Pre-Post Hospitalization Limit, Air Ambulance, Convalescence Cover, Radio Taxi
Smart Covers - Vision Correction, Second Opinion.
Family Care Cover - Home Care Treatment, Companion Cover, Child Care Cover

Disclaimer of IndusInd Health Gain Insurance

The General Insurance product is offered and underwritten by IndusInd General Insurance Co. Ltd. The General Insurance contract is between the Proposer and IndusInd General Insurance Co. Ltd.

IndusInd Bank Limited with its registered office at 2401, Gen Thimmayya Rd. (Cantonment), Pune-411001 is the Corporate Agent of IndusInd General Insurance Limited (Formerly Known as Reliance General Insurance Company Limited) vide corporate agency license CA0001 and does not underwrite the risk or act as an insurer. Participation by the Bank's clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between IndusInd General Insurance Limited (Formerly Known as Reliance General Insurance Company Limited) and the Insured and not between the Bank and the Insured. Servicing of the policy and adjudication of claims is sole responsibility of IndusInd General Insurance Limited (Formerly Known as Reliance General Insurance Company Limited) and IndusInd Bank cannot be held liable for the same.**T&C apply. Advertisement contains only an indication of the cover offered with IndusInd Health Gain Policy. For complete details on the benefits, coverage, terms & conditions and exclusions, do read the sales brochure, prospectus, policy wordings and Terms & conditions carefully before concluding sale. IRDAI Registration No. 103. IndusInd General Insurance Company Limited (Formerly known as Reliance General Insurance Company Limited) Registered & Corporate Office: 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off. Western Express Highway, Goregaon (E), Mumbai- 400063. Corporate Identity Number: U66603MH2000PLC128300. Product - IndusInd Health Gain Policy UIN: INIHLIP26040V042526 www.indusindinsurance.com |022 4890 3009 (Paid) | 74004 22200 (WhatsApp) ).IGI/MCOM/CO/INDUSINDHEALTHGAINWEB/Ver.1.0/250326. IGI/NL/26032026/01654