ICICI Pru Sukh Samruddhi

Overview

ICICI Pru Sukh Samruddhi Plan, A Non-linked Participating Individual Life Insurance Savings Plan

ICICI Pru Sukh Samruddhi, a participating savings oriented life insurance plan that gives you the confidence to keep pace with these goals. It helps to grow your savings through participation in bonus and provides you with the flexibility to decide how you want the benefits – as a one-time lump sum, or as regular Income, so that you’re able to achieve milestones across all stages of life.

Features of ICICI Pru Sukh Samruddhi

Life cover¹ for financial protection of your loved ones
Choice to avail benefits as either Income or Lump sum²
Flexible premium payment terms and policy terms to plan for your future goals
Option to receive income on any date of your choice with ‘Save the Date’³
Option to accumulate income and withdraw it later as per your convenience with ‘Savings wallet’
Tax⁴benefits may be applicable on premiums paid and benefits received as per prevailing tax laws

Disclaimer

# T&C Applied

Life cover is the benefit payable on death of the Life Assured during the policy term
ICICI Pru Sukh Samruddhi offers two plan options namely ‘Lump sum’ and ‘Income’. The customer can choose any of the two available options. Please refer to sales brochure for more details.
Save the date: You can choose to receive guaranteed income on any one date succeeding the due date of first income to coincide with any special date. This option needs to be selected at policy inception and can be changed any time before the completion of premium payment term. This option to receive GIs* on any one date can be availed by both in-force as well as paid-up policies. The last GI* will be paid on the date of maturity of the policy and not on the special date chosen by You. If you have chosen a specific date to receive Guaranteed Income, the income, as applicable, payable from this date will be increased for the deferment period i.e. for completed number of months between the due date of pay-out and the specific date chosen, at an interest rate equal to Reverse Repo Rate, compounded monthly.
Tax Benefits: Tax benefits may be available as per prevailing tax laws. Tax benefits under the policy are subject to conditions under provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.

© ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837. Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Customer helpline number - 1800 2660. Timings – 10:00 A.M. to 7:00 P.M., Monday to Saturday (except national holidays). Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. ICICI Pru Sukh Samruddhi UIN:105N188V03. Advt: . W/II/0960/2025-26

The plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance. INDUSIND Bank Limited (CA Registration No:CA0001) is the Corporate Agent of ICICI Prudential Life Insurance Company Limited and does not underwrite the risk or act as an insurer. INDUSIND Bank Limited, 2401, Gen. Thimmayya Rd., (Cantonment), Pune – 411001. Participation by the Bank’s clients in the insurance products is purely on voluntary basis. Call us on: 1860 267 7777

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS / FRAUDULENT OFFERS IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint