i. Linked insurance products are different from the traditional insurance products and are subject to the risk factors.
ii. The premium paid in linked insurance policies are subject to investment risks associated with capital markets and publicly available index. The NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.
iii. ICICI Prudential Life Insurance Company Limited is only the name of the Life Insurance Company and ICICI Pru Linked Accidental Death and Disability Rider is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
iv. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company. 
v. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

¹Available through Accidental Death and Disability Rider - ‘PROTECT N GAIN - LIFE’. Please refer to the Product brochure for more details. ² Life Cover is the benefit payable on death of the life assured during the policy term. Death Benefit will be highest of: A) Sum Assured, including Top-up Sum Assured, if any B) 105% of the total premiums paid C) Fund Value including the Top-up Fund Value, if any. ³Starting from the 11th policy year, you will receive 2X of return of premium allocation charges (excluding taxes) in Life option, at the beginning of each month, till the end of the policy term. These will be added in the form of units to the Fund Value. ⁴Starting from the 11th policy year, you will receive 2X of return of mortality charges (excluding taxes) in Life option, at the beginning of each month, till the end of the policy term. These will be added in the form of units to the Fund Value. From 26th year onwards, you will receive 4X of return of mortality charges (excluding taxes) in Life option respectively, at the beginning of each month, till the end of the policy term. ⁵At policy maturity, an addition, known as Maturity Booster in the form of extra units (Units mean a specific portion or part of the Unit Linked Fund(s) in which you have saved your money) will be made to boost your Fund Value. This Maturity Booster will be equal to 20% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters. ⁶The onboarding process of ICICI Pru Protect N Gain is on basis of no income documentation with minimum declared income requirement of 3 Lakh upto sum assured 1cr. For higher sum assured, the guidelines would differ. These are the current underwriting guidelines and are subject to change. ⁷Tax benefits under the policy are subject to conditions under Section 80C, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and cesses, if any will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time. 

© ICICI Prudential Life Insurance Company Limited. Registered Office: ICICI Prudential Life Insurance Company Limited, ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025. This product brochure is indicative of the terms, conditions, warranties, and exceptions contained in the insurance policy. For further details, please refer to the policy document. In the event of conflict, if any, between the contents of this brochure and those contained in the policy document, the terms and conditions contained in the policy document shall prevail. ICICI Pru Protect N Gain UIN:105L191V06, ICICI Pru Linked Accidental Death and Disability Rider UIN: 105A043V03

. Advt: . number W/II/1466/2025-26

The plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance. INDUSIND Bank Limited (CA Registration No:CA0001) is the Corporate Agent of ICICI Prudential Life Insurance Company Limited and does not underwrite the risk or act as an insurer. INDUSIND Bank Limited, 2401, Gen. Thimmayya Rd., (Cantonment), Pune – 411001. Participation by the Bank’s clients in the insurance products is purely on voluntary basis. Call us on: 1860 267 7777