Tata AIA Fortune Guarantee Secure

Product Overview

Individual, Non-Linked, Non-participating, Life Insurance Savings Plan
(UIN: 110N206V03)

Imagine having a plan that not only supports you through life’s significant moments but also provides a steady income. Whether it's that second source of income you've always wanted, ensuring your children have access to the best education, or creating lasting memories with your family on vacations, having a solid financial foundation is essential.

Introducing Tata AIA Fortune Guarantee Secure—a savings plan designed to help you achieve your dreams with guaranteed returns^* and comprehensive life coverage throughout the entire policy term.

Depending on your goals and timeframe, you can choose to start receiving your benefits right away or at a later stage in life.

Key Benifits

Flexibility to choose from 3 plan options as per your financial goals
Early income option to get income immediately post 5 years of policy issuance to meet your financial needs effortlessly
Grow your income by choosing sub wallet feature^@ & withdraw as and when required
Special woman discount - 2% on First Year’s Premium specially for women customers
“Premium Offset”^# feature to offset your premium against survival benefit payouts
Enjoy tax benefits⁺⁺ on premiums and benefits, as per applicable Tax Laws

T and C Apply*

Disclaimer

The complete name of Tata AIA Fortune Guarantee Secure is Tata AIA Fortune Guarantee Secure Plan (Individual, Non-Linked, Non-participating, Life Insurance Savings Plan) • UIN: 110N206V03
*Guaranteed income shall be a % of Annualized Premium (before discount). Such Income shall be payable every year during Income Period as per the guaranteed chosen option
Guaranteed returns in this plan depends on Age at Entry of life assured, Premium payment term, policy term, premium amount and plan option chosen.
· ^@The policyholder can choose to receive full or part of his benefits into his ‘Sub-Wallet’. The Sub-wallet will earn a loyalty addition that will accrue daily. This loyalty addition will be at the rate as outlined below:
Lower of (State Bank of India savings bank interest rate + 1.50% p.a AND State Bank of India savings bank interest rate X 1.5 times).
This rate will be reviewed every six months (on 1st April & 1st October every year).
The Company may in future change the reference rate from State Bank of India savings bank interest rate to some other index, subject to prior approval of IRDAI.
The policyholder can withdraw the balance from the Sub-wallet, in part or in full, anytime during the policy term. The balance in the Sub-wallet, if any, will be paid to the policyholder at the time of termination or foreclosure of the policy.
The policyholder can dynamically set/amend the proportion of the benefit receivable into his Sub-wallet any time during the policy term by prior intimation to the Company.
· ^#Under a non-Single Pay policy, the policyholder will be able to adjust the premium payable in the policy to the extent of benefits payable by the company, if any. The frequency and timing of benefit payment must match that of premium payment under this option. If the benefit payout exceeds the premium payable under the policy, the company shall pay such excess to the policyholder. However, if the benefit payable is not sufficient to offset the premium payable under the policy, then, the policyholder will be required to pay the balance premium to the company. The benefit will be deemed as paid when used for ‘Premium Offset’.
⁺⁺Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000 as per old tax regime. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
- Insurance cover is available under the product.
- The products are underwritten by Tata AIA Life Insurance Company Ltd.
- The plans are not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
- For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
- For more details on risk factors, terms and conditions please visit us at: www.tataaia.com

INDUSIND Bank Limited (CA0001) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer. INDUSIND Bank Limited, 2401, Gen Thimmayya Rd. (Cantonment), Pune-411001. Participation by the Bank's clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between Tata AIA Life and the Insured and not between the Bank and the Insured.

Tata AIA Life Insurance Company Limited (IRDAI Regn, No. 110) CIN : U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by at Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 (local charges apply) or write to use customercare@tataaia.com. Visit us at: www.tataaia.com

L&C/Advt/2025/Jul/2616

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.