ICICI PRU Guaranteed Pension Plan Flexi

Key Features

Guaranteed^# annuity for your entire life with an option of return of premiums paid
Choice of Joint Life annuity⁴ options & Waiver of Premium¹ feature to help secure the happiness of your loved ones
Choice of increasing annuity² options that will give you inflation hedged retirement income in your golden years
Wide range of options to give you choice of how long you want to pay premiums and choice of when to start your annuity as per your specific requirements
Option to receive annuity amount on a Monthly, Quarterly, Half-yearly or Yearly basis
“Save the Date⁵” feature to receive your annuity on any date of your choice
Option to “Top-up” your plan as and when you have additional funds to save
Special withdrawal³ feature to provides you with financial flexibility and peace of mind, knowing you have access to funds if needed, while still maintaining a steady income stream

How To Claim

Re-imbursement Claim Process

You can register your claim online by scanning & uploading the claim documents at the Care Health Insurance ‘Self-Help Portal’ Link- https://www.careinsurance.com/self-help-portal.html or download the Care Health-Customer App to be able to do the same.
As per the product you are insured with, download the re-imbursement claim form & submit online- https://www.careinsurance.com/health-insurance-claim-forms.html or download the Care Health-Customer App to be able to do the same.
Upload a personalized name printed cancelled cheque in name of employee for corporate policy and in name of proposer for individual policy.
In event of employee’s/proposer’s demise – cancelled personalized cheque (name printed) of nominee, ID proof of nominee & legal heir certificate.
You are requested to scan & upload the following documents received from your hospital. Also submit additional documents, if any.
- Original discharge summary
- Original final hospital bill with item wise break-up
- Original paid receipt against the final hospital bill
- For Accidental cases
  1. MLC/FIR copy (if applicable)
  2. Alcohol history (if applicable)
- Investigation reports (like X-Ray/MRI/CT Scan etc)
- Attested copy of indoor case papers
- In case of implant surgery, invoice & sticker
- For all claims amounting Rs.1 lakh or above please provide copy of any one of these KYC documents (Aadhaar Card, Passport, Driving Licence Voter ID, etc). Please ensure that the address on KYC documents is matching with the Policy address.

Cashless Claim Process

To locate the nearest cashless network visit https://www.careinsurance.com/health-plan-certified-network-hospitals.html or download the Care Health-Customer App by clicking here https://bit.ly/3iI2ZfJ.
Contact hospital insurance help-desk or billing counter with a copy of patient’s medical ID card, e-health card, pre-authorization form along with valid Govt. ID proof. You can easily access your e-card anytime, anywhere by downloading the Care Health-Customer App.
Submitted documents are shared by the billing counter/TPA desk with us, seeking pre-authorization approval.
In case any information is incomplete/ missing; we may contact hospital for the same.
Pre-authorization decision will be given by us post review as per policy terms and conditions.
Post treatment discharge summary and other related documents are submitted by the hospital/TPA to us for final approval.
We assess the bills basis the sum insured and plan terms & conditions to settle the bill directly with the hospital.

Disclaimer

Disclaimers related to above mentioned benefits:

¹On death of the Primary Annuitant during the premium payment term, the future premiums will be waived off and the applicable benefits will continue to be paid to the Secondary Annuitant. This benefit will be applicable only in case of death of Primary Annuitant while the policy is in-force and premium paying

²Under this option the annuity amount increases every year at a rate of 5% p.a. of the annuity amount payable in the first year after completion of deferment period.

³ For fully paid-up policies, this option can be exercised after the end of the deferment period. For other than fully paid-up policies, this option can be exercised after the end of the deferment period or after completion of revival period from the due date of the first unpaid premium, whichever is later. For a lapsed policy, this feature is not applicable. This feature can be exercised provided there is no outstanding loan amount. The minimum amount of lumpsum withdrawal will be ₹ 5,000 at the time of each exercise. Please refer to policy document for more terms and conditions.

⁴ Joint life can be either the spouse/child/parent or sibling of the primary annuitant.

⁵Save the Date option to be selected at policy inception or before the first annuity payment. The date chosen should be succeeding the due date of first annuity payment.

^#The annuity amount is informed to you at the time of availing the plan and is guaranteed and unchanged for life.

⁷ This option can be chosen anytime during the deferment period only and while the policy is inforce. The additional annuity payable will be calculated as per the then prevailing annuity rates and age of the Annuitant at the time of top-up.

The plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance. INDUSIND Bank Limited (CA Registration No:CA0001) is the Corporate Agent of ICICI Prudential Life Insurance Company Limited and does not underwrite the risk or act as an insurer. INDUSIND Bank Limited, 2401, Gen. Thimmayya Rd., (Cantonment), Pune – 411001. Participation by the Bank’s clients in the insurance products is purely on voluntary basis. Call us on: 1860 267 7777.

© ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837.

Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Customer helpline number - 1860 266 7766. Timings – 10:00 A.M. to 7:00 P.M., Monday to Saturday (except national holidays). Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. Guaranteed Pension Plan Flexi Form No.: I19, UIN: 105N187V09. Advt No.: W/II/1509/2024-25

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS / FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint