Domestic Airport Lounge Program on IndusInd Bank Debit Cards:

Enjoy complimentary lounge access at select domestic airports across India with your IndusInd Bank Debit Card.

Domestic Airport Lounge Access is available on select IndusInd Bank Debit Cards, as per the card-specific features and eligibility criteria, as tabulated below. This benefit allows cardholders to relax and refresh in premium airport lounges before their flight.

Card Type BIN (First 8 Digits of the Card) Lounge Benefit w.e.f. 1st January 2026
VISA Signature Select/Partner/Exclusive 40534223, 40534229, 40533801, 40533822, 40534225 1 complimentary domestic lounge access per quarter (spend based)**
Mastercard World Select/Exclusive 52789802, 52789805, 52789806 1 complimentary domestic lounge access per quarter (spend based)**
VISA Signature Care 40534231 2 complimentary domestic lounge access per quarter
Mastercard World Delights 52789816 2 complimentary domestic lounge access per quarter
Mastercard Grande World 52789817 2 complimentary domestic lounge access per quarter (spend based)*#
VISA Signature Grande 40534230 2 complimentary domestic lounge access per quarter (spend based)*#
Mastercard World Pioneer 52789808, 52789809, 52789810 3 complimentary domestic lounge access per quarter (spend based)*#
VISA Signature Pioneer 40533820 3 complimentary domestic lounge access per quarter (spend based)*#
VISA Infinite Pioneer 40350601, 40350602 3 complimentary domestic lounge access per quarter (spend based)*#
VISA Infinite Solitaire 40350603 4 complimentary domestic lounge access per quarter (along with a companion) and
1 complimentary International lounge access per quarter (only cardholder)
VISA Infinite Pioneer Private 40350605 4 complimentary domestic lounge access per quarter (along with a companion) and
1 complimentary International lounge access per quarter (only cardholder)

 

Important feature updates regarding the airport lounge access benefit on IndusInd Bank Debit Cards 

NRI Customers – Domestic Airport Lounge Access Eligibility

Effective 1 August 2026, NRI customers enrolled under eligible banking programs (Select, Exclusive, Grande & Pioneer) can avail complimentary domestic airport lounge access by meeting either of the following criteria during the previous quarter:

  • Debit Card Spend Criteria applicable to your debit card variant; or

  • Relationship Balance Criteria applicable to your banking program, based on CASA Average Quarterly Balance (AQB) or CASA Average Balance Quarterly (ABQ) plus Fixed Deposit (FD) balance.

Customers meeting either of the above criteria will be eligible for complimentary domestic airport lounge access in the subsequent quarter.

Revised Lounge Eligibility Matrix (Aligned to Existing Program Criteria)

Program Debit Card Spends Savings Account (SA) AQB Current Account (CA) AQB CASA Relationship (SA + CA) AQB SA+CA AQB + FD Balances
Select Rs 5000 ≥ ₹50K (Individual)
/ ₹1L (Group)
≥ ₹1L (Individual/Group) ≥ ₹3L (Individual/Group) ≥ ₹10L (Individual/Group)
Exclusive Rs 5000 ≥ ₹1L (Individual)
/ ₹2L (Group)
≥ ₹5L (Individual/Group) ≥ ₹5L (Individual/Group) ≥ ₹20L (Individual/Group)
Grande Rs 3000 ≥ ₹5L (Individual/Group) ≥ ₹7L (Individual/Group) ≥ ₹7L (Individual/Group) ≥ ₹25L (Individual/Group)
Pioneer Rs 3000 ≥ ₹10L (Individual/Group) ≥ ₹10L (Individual/Group) ≥ ₹10L (Individual/Group) ≥ ₹30L (Individual/Group)

Note:

  1. For NRI customers with linked family/group banking relationships, combined balances across eligible linked accounts will be considered for eligibility assessment across the group.

  2. NRI Customers who hold a Program Debit Card linked to a non-program account may qualify for lounge access based solely on the basis of debit card spend criteria. The account balance eligibility criteria will not apply to non-program account holders.

  3. Balance maintained up to the 25th of the month preceding the quarter will be considered for determining lounge access eligibility for the upcoming quarter. For example: To determine lounge access eligibility for the period 1 October to 31 December, the eligible balance maintained from 1 July to 25 September will be considered.

Illustrative Examples

Program Eligibility Route Example
Select AQB Customer maintains ₹1.2 lakh AQB in Savings Account. Lounge eligible.
Exclusive Group Relationship Customer has ₹3 lakh in own account and spouse has ₹2.5 lakh in linked family account. Combined relationship exceeds ₹5 lakh. Lounge eligible.
Grande CASA + FD Savings AQB ₹3 lakh + FD ₹22 lakh = ₹25 lakh. Lounge eligible.
Pioneer CASA + FD Customer spent Rs 3,500 in the previous quarter. Lounge Eligible

Effective 1st January 2026, complimentary domestic airport lounge access will be available on  Grande and Pioneer Debit Cards  upon meeting a  minimum spend of ₹3,000 in the preceding quarter.  Please refer to the lounge eligibility table for details.

* Effective 15th October 2025, complimentary companion access to domestic airport lounges will be discontinued on Grande and Pioneer Debit Cards. Cardholders will continue to enjoy self-access to lounges at eligible domestic airports, as per the features and limits applicable to their respective debit card variant.

** Effective 1st July 2025, complimentary domestic airport lounge access will be available on Select, Partner, and Exclusive Debit Cards upon meeting a minimum spend of ₹5,000 in the preceding quarter.

Please refer the table below to understand the debit card spend period along with the  Airport Lounge eligibility period:

Lounge Eligibility Table
S. No. Spend Period Airport Lounge Eligibility Period
1 Spend above threshold amount between 26th Mar and 25th June Get Complimentary airport lounge access between 1st Jul and 30th Sep
2 Spend above threshold amount between 26th Jun and 25th Sep Get Complimentary airport lounge access between 1st Oct and 31st Dec
3 Spend above threshold amount between 26th Sep and 25th Dec Get Complimentary airport lounge access between 1st Jan and 31st Mar
4 Spend above threshold amount between 26th Dec and 25th Mar Get Complimentary airport lounge access between 1st Apr and 30th Jun

Notes:

  • For newly on-boarded cardholders, the feature will be available without any condition for the first two calendar quarters of card issuance date. Example: If you’ve got your new debit card on 10th Apr 2025, you are eligible for complimentary lounge access till 30th Sep 2025. However, for the upcoming calendar quarter (Oct - Dec 2025) your complimentary airport lounge benefit will only be valid if you’ve spent a minimum of Rs. 3,000 using Grande/Pioneer debit card or Rs. 5,000 using Select/ Partner/Exclusive debit card from 26th Jun to 25th Sep 2025.
  • Only Point-of-Sale (POS) and E-commerce (ECOM) transactions will be considered for calculating quarterly spends on the debit card. ATM withdrawal(s) will not be counted as eligible spends. 

LIST OF DOMESTIC AIRPORT LOUNGES AS PART OF DEBIT CARD LOUNGE ACCESS PROGRAMME (w.e.f. 1st AUGUST 2025)

Effective 1st August 2025, the list of eligible complimentary Domestic Airport lounges on IndusInd Bank Debit Cards will be revised to the below 62 lounges across India through the Debit Card Airport Lounge Program.

S. No. City Airport Name Lounge Name Terminal Number Terminal Type Gate Type
1 Agartala Maharaja Bir Bikram Airport Primus Lounge Domestic Terminal Domestic Departure
2 Ahmedabad Sardar Vallabhbhai Patel International Airport The Lounge Terminal 1 Domestic Departure
3 Amritsar Sri Guru Ram Dass Jee International Airport Airr Lounge Terminal 1 International Departure
4 Amritsar Sri Guru Ram Dass Jee International Airport Primus Lounge Domestic Terminal Domestic Departure
5 Bagdogra Bagdogra International Airport Take off Bar Terminal 1 Domestic Departure
6 Bengaluru Kempegowda International Airport 080 Lounge Terminal 2 Domestic Departure
7 Bengaluru Kempegowda International Airport 080 Domestic Lounge Terminal 1 Domestic Departure
8 Bengaluru Kempegowda International Airport 080 Domestic Lounge Terminal 1 Domestic Departure
9 Bengaluru Kempegowda International Airport BLR Domestic Terminal 1 Domestic Departure
10 Bengaluru Kempegowda International Airport 080 Arrival Terminal 2 International Arrival
11 Bhopal Bhopal Raja Bhoj Primus Lounge Terminal 1 Domestic Departure
12 Bhubaneswar Biju Patnaik International Airport Bird Lounge Terminal 1 Domestic Departure
13 Chandigarh Shaheed Bhagat Singh International Airport Plaza Premium Lounge Domestic Terminal Domestic Departure
14 Chandigarh Shaheed Bhagat Singh International Airport Plaza Premium Lounge International Terminal International Departure
15 Chennai Chennai International Airport Travel Club Lounge Terminal 1 Domestic Departure
16 Chennai Chennai International Airport Travel Club Lounge Terminal 1 Domestic Departure
17 Chennai Chennai International Airport Travel Club Lounge Terminal 2 International Departure
18 Chennai Chennai International Airport Travel Club Lounge Terminal 4 Domestic Departure
10 Cochin Cochin International Airport Earth Lounge Terminal 3 International Departure
20 Cochin Cochin International Airport Earth Lounge Terminal 1 Domestic Departure
21 Coimbatore Coimbatore International Airport Blackberry Lounge Terminal 1 Domestic Departure
22 Dehradun Dehra Dun Jolly Grant Airport Carnations lounge Terminal 1 Domestic Departure
23 Dibrugarh Dibrugarh Mohanbari Airport Primus Lounge Domestic Terminal Domestic Departure
24 Goa Manohar International Airport Encalm Lounge Terminal 1 Domestic Departure
25 Goa Manohar International Airport Encalm Lounge Terminal 1 International Departure
26 Goa Goa International Airport - Dabolim Travel Club Lounge (New Lounge) Terminal 1 Domestic Departure
27 Guwahati Lokpriya Gopinath Bordoloi International Airport The Lounge GF Terminal 1 Domestic Departure
28 Guwahati Lokpriya Gopinath Bordoloi International Airport The Lounge FF Terminal 1 Domestic Departure
29 Gwalior Rajmata Vijayaraje Scindia Airport Pahun Lounge Terminal 1 Domestic Departure
30 Hyderabad Rajiv Gandhi International Airport Encalm Lounge Terminal 1 International Departure
31 Hyderabad Rajiv Gandhi International Airport Encalm Lounge Terminal 1 Domestic Departure
32 Indore Devi Ahilya Bai Holkar Airport Primus Lounge Terminal 1 Domestic Departure
33 Jaipur Jaipur International Airport Adani Lounge Terminal 1 Domestic Departure
34 Jammu Jammu Airport Pahun Lounge Terminal 1 Domestic Departure
35 Kannur Kannur International Pearl Lounge Terminal 1 International Departure
36 Kannur Kannur International Pearl Lounge Terminal 1 Domestic Departure
37 Kolkata Netaji Subhas Chandra Bose International Airport Travel Club Lounge Terminal 1 Domestic Departure
38 Kolkata Netaji Subhas Chandra Bose International Airport Travel Club Lounge Terminal 1 International Departure
39 Lucknow Chaudhary Charan Singh International Airport Adani Lounge Terminal 3 Domestic Departure
40 Madurai Madurai International Airport Primus Lounge Main Terminal International Departure
41 Mumbai Chhatrapati Shivaji Maharaj International Airport Travel Club Lounge Terminal 1C Domestic Departure
42 Mumbai Chhatrapati Shivaji Maharaj International Airport Adani Lounge (Previously 'Oasis') Terminal 1B Domestic Departure
43 Mumbai Chhatrapati Shivaji Maharaj International Airport Good Times Bar Terminal 1B Domestic Departure
44 Mumbai Chhatrapati Shivaji Maharaj International Airport Travel Club Lounge Terminal 2 Domestic Departure
45 Mumbai Chhatrapati Shivaji Maharaj International Airport Adani East Wing Terminal 2 International Departure
46 Nagpur Dr. Babasaheb Ambedkar International Airport Airr Lounge Terminal 1 Domestic Departure
47 Nagpur Dr. Babasaheb Ambedkar International Airport Mandarin Lounge Terminal 1 Domestic Departure
48 New Delhi Indira Gandhi International Airport Encalm Lounge Terminal 1 (New) Domestic Departure
49 New Delhi Indira Gandhi International Airport Encalm Lounge Terminal 3 International Departure
50 New Delhi Indira Gandhi International Airport Encalm Lounge Terminal 3 International Departure
51 New Delhi Indira Gandhi International Airport Encalm Lounge Terminal 2 Domestic Departure
52 New Delhi Indira Gandhi International Airport Encalm Lounge Terminal 3 Domestic Departure
53 Patna Jayprakash Narayan Airport Uttam Lounge Terminal 1 Domestic Departure
54 Prayagraj Prayagraj Airport Zesto Executive Lounge Terminal 1 Domestic Departure
55 Pune Pune International Airport Earth Lounge Terminal 1 Domestic Departure
56 Pune Pune International Airport Elysian lounge Terminal 2 Domestic Departure
57 Ranchi Birsa Munda Airport Airr Lounge Terminal 1 Domestic Departure
58 Srinagar Sheikh Ul Alam International Airport Pahun Lounge Terminal 1 Domestic Departure
59 Trivandrum Thiruvananthapuram International Airport T2 The Lounge - International T2 Terminal 2 International Departure
60 Vadodara Vadodara International Airport Premium Lounge Domestic Terminal Domestic Departure
61 Varanasi Lal Bahadur Shastri International Airport Take off Bar and Lounge Terminal 1 Domestic Departure

Terms and conditions: 

  • The access to the lounge will be available on a first come first serve basis.  
  • Bypass queue facility is applicable wherever available.  
  • Access to the lounge is subject to availability.  
  • Participating Lounges reserves the right to enforce a maximum stay policy (usually 2 or 3 hours). This is at the discretion of the individual lounge operator who may impose a charge for extended stays.  
  • Before extending Lounge access, lounge will verify the name on the Boarding pass/Ticket. In case of name mismatch, lounge team may deny access.  
  • The entitled benefits for the card members are non-transferable.  
  • The provision of free alcoholic drinks (wherever local law permits) is at the discretion of each  
  • Participating Lounge operator and in some cases may be limited. Eligible customers should make prior inquiries before ordering any separate alcoholic drinks apart from the general free flow offered and will be responsible for paying any charges for additional consumption directly to the participating lounge.  
  • Lounge staff will be responsible for checking customer’s eligibility to extend the lounge access and will record the usage via DreamFolks provided System.  
  • Each lounge follows its food offerings and child policy, Eligible customers should make prior inquiries with the lounge before entry.  
  • Lounge has the right to terminate the lounge visit early or to refuse entry to any Customer who is intoxicated or behaving in a disorderly fashion or is otherwise in violation of the lounge conditions and for any statutory, regulatory, or airport/railways policy reasons including but not limited to health and safety policies or fire safety regulations.  
  • Once the free visits are not available, the visit gets charged as per the walk-in price of the lounge or the charges applicable on web-access portal/EDC machine  
  • By booking/availing the Service, it is deemed that the Service Receiver and/ or Customer has, before availing the Service read, understood, and agreed to be bound by, without limitation and/ or qualification, all terms and conditions associated with the Service.  
  • A non-refundable authorization charge of INR 2/- will be charged to validate all VISA network Debit Cards.  
  • A refundable authorization charge of INR 25/- will be charged to validate all Mastercard network Debit Cards.

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