CRED IndusInd Bank RuPay Credit card

Overview

Get Platinum Visa Credit Card - IndusInd Bank

Overview

5 CRED Points on all Ecommerce transactions*

5 CRED points on spends on CRED

1 CRED Point on CRED Scan and Pay UPI Transactions*

1 CRED Point on offline transactions*

1 CRED point on insurance and utility bills paid via CRED

Credit Card enabled on UPI

*T & C apply

The CRED IndusInd Bank RuPay Credit Card brings together premium privileges and accelerated rewards, designed to enhance your lifestyle. Enjoy seamless transactions, exclusive benefits and value on every spend.

Rewards

Earn big on each spend using your credit card for Travel, Shopping, Bill Payments, UPI and more

Modes		Reward Points
E-commerce		Earn 5 CRED Points per INR 100 on Ecommerce transactions****
CRED	CRED pay, CRED travel and CRED store	Earn 5 CRED Points per INR 100 spent****
	CRED UPI	Earn 5 CRED Points per INR 100 spent
	CRED UPI Scan & Pay	Earn 1 CRED Point per INR 100 spent**
	Utilities and Insurance	Earn 1 CRED Point per INR 100 spent***
Earn 1 CRED point per INR 100 spent on all other transactions

* Terms & Conditions apply

All international transactions will earn 1 CRED point per INR 100 spent

*Select merchant categories will not accrue any CRED points on transactions done on School & Education Services, Govt Institutions, Wallet Load, Rent, Jewellery, Fuel, and Quasi Cash / Cash Withdrawal. Applicable on all transactions.

**Scan and Pay transactions done outside CRED will not earn any CRED Points. Not more than 500 CRED points can be earned in a statement cycle.

***Transactions done on Utility and Insurance outside CRED will not earn any CRED points.

****Not more than 5000 CRED Points can be earned on the accelerated reward run rate of 5 CRED points per INR 100 in a statement cycle.

CRED points will be valid for 24 months.

CRED IndusInd Bank RuPay Credit Card

Benefits of Platinum Master Credit Card - IndusInd Bank

Pay Now with UPI on your CRED IndusInd Bank RuPay Credit Card

Link your RuPay Credit Card to UPI in Few Steps

Step 1: Open your CRED or other UPI applications.

Step 2: Select the option to Add Credit Card/Link Credit Card

Step 3: Select Credit Card Issuer Bank (IndusInd Bank)

Step 4: Select your CRED IndusInd Bank RuPay Credit Card

Step 5: Proceed to generate UPI PIN

Set UPI Pin

Step 1: Select CRED IndusInd Bank RuPay Credit Card

Step 2: Enter RuPay Credit Card Details

Step 3: Enter OTP and Set PIN of your choice

Making UPI Payments with your CRED IndusInd RuPay Credit Card

Scan Merchant QR Code or enter Merchant UPI ID
Enter Amount to be paid or pay auto-fetched amount
Select CRED IndusInd Bank RuPay Credit Card from the list of payment options
Enter UPI PIN of your Credit Card & Click Confirm

Click here for FAQs for UPI on CC.

Total Protect:

Our main aim is to make cashless transactions safe and secure for all our customers. Hence, we have introduced ‘Total Protect' - a first-of-its-kind programme that covers you for an amount equal to the credit limit on your card and is also available on add-on cards.

Total Protect covers you for the following:

Unauthorised transactions in case of loss/theft of card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your card.
Counterfeit fraud: There is a possibility of your card or card details to be stolen and misused to produce counterfeit cards. We offer you insurance to protect you against such incidents.

Click here for T&Cs of the applicable insurance policy.

Enjoy 1% fuel surcharge waiver* across all fuel stations in India.

This waiver is applicable for all fuel transactions between ₹ 500 to ₹ 5000 only.

*Click here for Fuel Surcharge waiver T&C

Click here to view the Most Important Terms and Conditions

Click here to view the Card Holder's Agreement

CRED IndusInd Bank RuPay Credit Card is a co‐branded credit card issued by IndusInd Bank in partnership with Dreamplug Technologies Private Limited widely known as CRED. There is a revenue sharing arrangement between IndusInd Bank & Dreamplug Technologies Private Limited for this co‐branded credit card.

Value Chart

Features	Annual Estimated Savings
Value of rewards earned on E-commerce transactions ( ₹7,000 spends every month)	4200
Value of rewards earned on spends on CRED (₹9,000 spends every month)	5400
Value of rewards earned on CRED Scan & Pay, utility and insurance transactions on CRED (₹2,000 spends every month)	240
Total Savings	9,840

Assumption: CRED points redeemed @ 1 CRED point = INR 1

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Overview

Overview

Rewards

Earn Reward Points

Redeem Reward Points

CRED IndusInd Bank RuPay Credit Card

Value Chart

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