Terms & Conditions for Big Festive Bonanza

• The IndusInd Bank “Big Festive Bonanza” is open to all customers holding a valid IndusInd Bank Mastercard Debit Card and have been communicated the offer through SMS/Email/MPN.
• The programme is valid from 15^th September 2021 to 15^th October 2021. The Offer is brought to you by IndusInd Bank Limited ("IndusInd Bank") and participation in the Offer is voluntary.

Offer:

• Get Iphone 11(128 Gb, no color specifications) by becoming the top spender for the campaign period 1 & 2 using your IndusInd Bank Mastercard Debit Card 
• Get Samsung galaxy Smartphone M31(no color specifications) by being in the next 15 top spenders for the period 1 & 2  using your IndusInd Bank Mastercard  Debit Card 
• Get an Noise Colorfit pro Smart watch (no color specification) by being in the next 75 top spenders for the period 1 & 2  using your IndusInd Bank Mastercard  Debit Card 

Offer T&C:

• Offer Valid between 15^th September 2021 – 15^th October 2021
• Offer will be applicable only once per customer during the offer period.
• Top 5 Customer with the highest spends (net of reversals /refunds) every fortnight (period 1 and period 2) for the offer period will win Iphone 11 (no color specification)
• Next 15 customers with the highest spends (net of reversals /refunds) every fortnight (period 1 and period 2)  for the offer period will win Samsung galaxy Smartphone (no color specification)
• Next 75 customers with the highest spends (net of reversals /refunds) every fortnight (period 1 and period 2)  for the offer period will win an Noise Smart watch (no color specification)
• In case of stock unavailability, equivalent model of same brand will be given to eligible winners.
• A customer is eligible for only 1 Iphone or 1 Samsung Galaxy phone or 1 Noise smart watch during the offer period.
• In case of reversals/ refunds of transactions in a customer account, rendering the customer ineligible as the top spender, where the customer has received an Iphone 11/Samsung Smartphone/Smart watch, the value of the Iphone 11(No color specifications) i.e. Rs. 56,900/- or Samsung Galaxy M31 (No color specifications)  i.e. Rs 16,999 or Noise smart watch Pro (No color specifications) i.e. Rs 4,000 will be recovered from the customer’s account.
• Mobile Phones and Smart watches will be sent to the winners within 90 days of offer expiry
• Transactions considered for the offer eligibility include only payments made using Debit Card on retail and online merchants. Payments/transactions/withdrawals done using Mobile Banking, Net Banking, ATM and Wallet will not be considered for the offer eligibility.

General Terms & Conditions

• The offer is valid only on selected Mastercard products
• The offers are brought to you by IndusInd Bank Limited ("IndusInd Bank") and any participation in the offer is voluntary.
• The offers are applicable to the customers to whom the SMS/mailer is addressed.
• Customers are required to use their IndusInd Bank Mastercard Debit Cards to pay for the services/product under the campaign offer.
• The offers are on-going till the specified validity date
• Tax liability, if any, to be borne by the Cardholder.
• IndusInd Bank shall neither be responsible for nor guarantee delivery of SMS/Emails to the customer and shall not be liable for non-delivery of the same arising due to mobile network issues, DND activation by customers, and personal email settings of customer.
• Regular Debit Card Terms and Conditions apply. IndusInd Bank reserves the right to alter any of the terms and conditions of the offer or to withdraw the offer completely at any time without prior notice.
• IndusInd Bank shall neither be responsible for nor guarantee the quality of products bought through the vouchers.
• IndusInd Bank shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered as a result of availing the Offers.
• The offers are subject to force majeure events.
• The participation in the program shall constitute deemed acceptance by the Cardholder of all the terms and conditions governing the Programme.
• IndusInd Bank does not warrant, represent or guarantee the quality of goods / services availed by the customers.
• IndusInd Bank Debit Cardholders irrevocably agree and acknowledge that IndusInd Bank makes no guarantee or warranty that the participating Merchants shall honour the offer.
• Accordingly, IndusInd Bank Debit Cardholders shall not make any claim or seek compensation against IndusInd Bank in relation to any loss, damage, expense suffered in relation to non-fulfilment by the participating Merchants under this program.
• Any dispute as regards the quality of the products and services are to be taken by Cardholder directly with Merchants.
• IndusInd Bank reserves the right to disqualify any customers from the benefits of this offer inter alia for events like unusual transaction pattern that may indicate collusion between merchant and cardholder, recycling of funds via wallets/fund transfers, business expenses solely or any cases of charge back.
• The Bank at its sole discretion can decide cardholders who can avail these offers. The decision of IndusInd Bank will be considered as final and binding for rewarding the customers/employees.
• In all matters relating to the Programme, the decision of IndusInd Bank shall be final and binding in all respects.
• The Bank reserves the right at any time without prior notice to add, alter, modify, all or any of these terms and conditions or replace, wholly or in part, this Offer by any other Offer, whether similar to this offer or to withdraw it altogether without giving prior notice.
• The terms and conditions of the programme shall be in addition to and not in substitution/derogation to the primary terms and conditions governing the card and shall at all times be read along with terms of the Card member Agreement and such other terms and conditions that the Bank may deem appropriate in its sole discretion. Any irreconcilable contradiction between the terms and conditions contained herein and the Card member Agreement, then terms of the Card member Agreement to prevail the present conditions.
• Any disputes arising out of this offer shall be subject to the exclusive jurisdiction of competent courts in Mumbai.