Open an Online Savings Account Instantly with INDIE by IndusInd Bank

Best-in-class Online Savings Account with no maintenance fee

Say goodbye to maintenance fees and hello to high returns on your savings with IndusInd Bank INDIE Savings Account. Enjoy seamless banking with zero charges on essential services like IMPS, NEFT, RTGS, and UPI payments. Unlock exclusive rewards on debit card transactions and benefit from unlimited free cash withdrawals at all IndusInd Bank ATMs countrywide. Manage your money effortlessly while making every rupee count!

Borrow Anytime, Multiple Times with Credit Line!

Get the funds you need exactly when you need them. That's what Credit Line is all about. With this financial cushion, you are always prepared to tackle any of life's surprises or opportunities without the stress of a tight budget. What's more, you only pay interest on the amount you use. So, dream big and do not let financial barriers hold you back from achieving your dreams. 
 
Features 

Credit Line is packed with features to provide you with financial freedom and ultimate control 
1.  Get instant approval and quick access to funds up to ₹5 lakh 
2.  Withdraw funds any time, multiple times 
3. Pay interest only on the amount you withdraw 
4. Choose a flexible loan tenure and pay through convenient EMIs ranging from 1 to 36 months.

Eligibility Criteria to avail Credit Line

Credit Line offers easy-to-meet eligibility criteria. The essential requirement is to have an active IndusInd Bank INDIE Savings Account with good credit score.

Our numberless debit card keeps your card details safe, even if you lose it or use it in public.

Features

• Travel the world with just 0% to 2% forex mark up on international transactions, accepted in 150+ countries.
• Forget about delayed OTP by staying connected to the internet and generating Super OTP in the IndusInd Bank Mobile Banking app.
• Bad at remembering PINs? Generate a dynamic PIN in  the IndusInd Bank Mobile Banking  app every time you use your card.

Switch to a convenient way to pay, with the  IndusInd Bank Mobile Banking app. It allows you to make payments instantly from any bank account, using just a Virtual Payment Address, and without the need to remember any beneficiary details.

Activation of UPI  

Activation of IndusInd Bank INDIE UPI handle can be done in 3 easy steps:

1. Go to Dashboard' in the IndusInd Bank Mobile Banking app & click on ‘Create UPI’
2. Select the sim with the mobile number linked to your account 
3. Select Bank account & you’re all set!

Key Features  

• No need for cash
• 24/7 service
• Instant money transfers
• Use any Bank Account

Keep a tab on your monthly expenses with MoneyMate. It helps you stick to your budget goals by sending alerts when you're close to reaching your budget limit or when you've overspent.

• Create monthly budget goals and ensure you never overspend
• Set up spending limits across categories like groceries, entertainment, and travel etc.
• Track & explore your spending across categories.
• Get notified when you overspend.

From best-in-class interest rates to customized payout options, every feature of INDIE FD is designed to empower you financially.  Whether you are planning for a trip, securing your child's education, or simply building a safety net, INDIE Fixed Deposit ensures your hard-earned money works as hard as you do.

Any IndusInd Bank customer with a valid full KYC account can book any of the following deposit products:

• Fixed Deposit (FD)
• Recurring Deposit (RD)
• Tax Saver Deposit
• Auto Sweep FD

Features and Benefits

• Open FD online in just a few  minutes,  anytime, from anywhere.
• Enjoy competitive fixed deposit interest rates for a growth-oriented financial future.
• Book a term deposit with an amount as low as ₹1,000 and choose how you wish to receive your funds through multiple payout options.
• Link your fixed deposit to savings account and make payments via FD whenever the savings account balance runs low.
• Leverage the auto-sweep feature which automatically transfers any surplus funds in the savings account to an FD account tooffer high returns.

With IndusInd Bank Mobile Banking app, managing your finances has never been easier. Here’s what makes it outstanding 

• 100% Online Registration: Get started effortlessly with just a few taps—no lengthy forms or paperwork.
• Explore collections of large cap/mid cap/small cap or tax saver funds
• Compare Mutual Funds: Side-by-side comparisons of fund performance to help you make smarter investment choices.
• Investment Portfolio Management: Track and manage all your investments and performance in one place.
• Risk Assessment: Get fund recommendations tailored to your risk appetite and financial goals.
• Instant Transactions: Buy or sell funds in just 1 click.

We are committed to fair and transparent pricing. There are no hidden charges. You can compare plans and choose the one that works best for you.

Please refer to this link for charges: https://indie.indusind.bank.in/indie/plan-and-charges.html