Top Spender Campaign

Offer TnC: 

• Eligibility: The top 4 highest spenders during the offer period will each receive 2 complimentary Postcard Hotel vouchers for a 2-night stay
• Offer Period: Validity dates are as specified in the communication received via Email, SMS, WhatsApp, or RCS
• Registration Requirement: Cardholders must register (opt-in) during the offer period to be eligible
• How to Register: Send an SMS with the word JOIN to 5676757 from your registered mobile number with IndusInd Bank
• Voluntary Participation: Taking part in this offer is completely voluntary, and by registering, cardholders are considered to have willingly opted in. 

Generic Terms & Conditions:

• ‘Top Spender Campaign (“Program”) is open to Select Credit Cardholders of IndusInd Bank Limited, who have a valid and active IndusInd Bank Credit Card and who have received the communication from the Bank
• Fulfillment of the offer will be done within 90 days of the end of the Program Period
• Exclusion to Spend: Cash Withdrawals, Fees, Interest Charges, any other charges, EMI, Loan taken on the Credit Card and any transaction other than a Purchase Transaction will not be considered for the purpose of calculating achievement towards the Spend Levels.
• Tie Breaker Criteria for Winner Selection: If two or more customers have spent the exact same amount during the offer period, the final winner will be selected based on the following criteria, in order of priority:
  • Earliest Spending: The customer who made the qualifying spend earlier (based on the date) will be given preference. If the spend occurred on the same day, the customer with the higher number of transactions on that day will be prioritized
  • Number of Transactions: If the tie still persists, the customer with the highest number of eligible transactions during the offer period will be selected
  • Lifetime Spending: If a tie still remains, the customer with the highest cumulative lifetime spends on their IndusInd Bank account will be chosen
• This Program is only valid for transactions done and settled between Offer Validity date as mentioned in the communication received by the customer (Start Date and End Date both days included). Here, “settled” means, transactions which are successfully posted to bank server. If for any transaction for which settlement is done at a later date (outside offer period) due to delayed settlement by merchant or what so ever reason, bank will not be obliged to pay any benefit for that and the same transaction will not be counted as eligible spend.
• For the purpose of this Program, spends would mean the sum of all Purchase Transactions done using the IndusInd Bank Credit Card through Point of Sale (Card Present) Purchase, Online or E-Commerce/M-Commerce Internet Transaction, IVR Transaction, Mail Order/Telephone Order Transaction. All Purchase transactions will be considered for the purpose of calculating achievement towards the Spend Levels.
• Spends made using Add-on cards will accrue in the account of the Primary Cardholder under this Program.
• Purchase Reversal Transaction Amount posted on Cardholder’s Card Account during the Program Period + 7 (Seven) Calendar Days will be deducted from the eligible Spends for the Purpose of calculating Spends Achievement irrespective of whether the Original Transaction corresponding to this Reversal was done during the Program Period or before the Program Period.
• IndusInd Bank employees & contractual employees are not eligible for this offer.
• To be eligible for participating in the Program, the Cardholder must maintain a clean payment record in respect of his/her Card; i.e. the Cardholder should not have failed to pay the minimum amount due on his/her Card during the Offer Period or at the time of evaluation of the winners.
• In case a Cardholder, is holding two or more Eligible Credit Cards from IndusInd Bank, the Spends done on one Card account will not be added/clubbed with Spends done on the other Card account. Each Credit Card account will be considered separately
• IndusInd Bank shall not be liable or responsible for non-receipt or delivery of any SMS/other communication relating to this Program due to any reason beyond the control of IndusInd Bank. IndusInd Bank reserves the right to modify/amend any communication/SMS related to the Program at any later date during the Program Period.
• All applicable taxes, duties, levies of whatsoever nature in connection with the Program shall be borne solely by the Cardholder
• The participation in the Program shall constitute deemed acceptance by the Card member of all the terms and conditions governing the Program
• The Bank at its sole discretion can decide Cardholders who can avail this Program. Delinquent Credit Card members will not be eligible for the benefits of this offer. "Delinquent Credit Card Account" means an account of a Cardholder which has outstanding which is past due or which, in the sole opinion of the Bank, has unsatisfactory credit standing. Cardholders, whose Credit Card accounts are currently delinquent or become delinquent at any time before the Fulfillment Date, will be ineligible for the benefits of this Program.
• If the Cardholder ceases to be a Cardholder at any time during the Program Period or before the Fulfillment Date, all benefits under the Program shall lapse. This includes any relationship terminated either by the Bank or the Cardholder.
• In all matters relating to the Program, the decision of IndusInd Bank shall be final and binding in all respects.
• The Bank reserves the right at any time without prior notice to add, alter, modify, all or any of these terms and conditions or replace, wholly or in part, this Program by any other Program, whether similar or different to this Program or to withdraw it altogether without giving prior notice.
• The terms and conditions of the Program shall be in addition to and not in substitution/derogation to the Primary Terms and Conditions governing the Card and shall at all times be read along with the terms of the Cardholders’ Agreement and such other terms and conditions that the Bank may deem appropriate in its sole discretion. Any irreconcilable contradiction between the terms and conditions contained herein and the Cardholders’ Agreement, then the terms of the Cardholders’ Agreement to prevail the present conditions.
• In case the Cardholder has any issues/disputes regarding the Offer, he/she must raise his or her concerns before 3 months of the offer end date.
• Any disputes raised post this date will not be entertained by the Bank. Any disputes arising out of this Program shall be subject to the exclusive jurisdiction of competent courts in Mumbai only.

TnC for Postcard Hotel Vouchers:

• Each Postcard Hotel voucher is valued at ₹25,000 and can be applied towards a booking regardless of the listed price of the property on the Postcard Hotel platform.
• Each Gift Voucher shall be valid for six (6) months from the date of issue

• A Customer can redeem a maximum of two (2) Gift Vouchers in one Go for two (2) nights
• Customer will have to call the Postcard Hotel reservation desk: Phone: +91 7999555222 or Email: sales@postcardresorts.com to book their room nights
• The bookings will be based on the availability of the rooms
• Each voucher can be redeemed against 1 room night as per the category of the hotel mentioned in the TnC for Postcard hotels
• For detailed TnC, refer: https://www.indusind.bank.in/in/en/personal/tnc-postcard-hotels.html