Terms & Conditions of Mega Digital Customer Offer

Offer Construct:

• The offer and the requisite will be communicated by the representative on a recorded call
• The amount of cashback will be confirmed by the representative on the recorded call
• Minimum transaction value – Rs. 100
• The programme is valid from 10th December 2020. The Offer is brought to you by IndusInd Bank Limited ("IndusInd Bank") and participation in the Offer is voluntary.

Debit Card Offer T&C:

• The IndusInd Bank “Mega Digital Customer Offer” is open to all customers holding a valid IndusInd Bank Debit Card and and have been communicated the offer by the bank’s representative.
• Offer validity will be conveyed on the recorded call to the customer
• The offers will be applicable only for select customers who are communicated about the same by the Bank’s representative through phone call from Bank’s registered mobile number.
• Offer will be applicable only once per customer during the offer period.
• Client to do the requisite activity, as communicated in the “offer”, before the expiry to qualify for the All in One Store Cashback
• All in One Store Cashback will be credited within 30 days of the offer expiry.
• Transactions considered for the offer eligibility include only payments made using Debit Card on retail and online merchants. Payments/transactions/withdrawals done using Mobile Banking, Net Banking, ATM and Wallet will not be considered for the offer eligibility.

Mobile App/Netbanking Offer T&C:

• The IndusInd Bank “Mega Digital Customer Offer” is open to all customers who have been reached out by the bank via bank’s representative
• Offer validity will be conveyed on the recorded call to the customer
• The offers will be applicable only for select customers who are communicated about the same by the Bank’s representative through phone call from Bank’s registered mobile number.
• Offer will be applicable only once per customer during the offer period.
• Client to do the requisite activity, as communicated in the “offer”, before the expiry to qualify for the All in One Store Cashback
• All in One Store Cashback will be credited within 30 days of the offer expiry.
• Only financial transactions made via mobile app/net banking will be considered for the offer. (debit transactions)

General Terms & Conditions

• IndusInd reserves  the right to expire the cashback as per policy
• The cashback can be 100% utilized on the AIOS store on the IndusMobile app
• The cashback cannot be clubbed with any other offer already running on website or exchanged against cash or partially redeemed.
• The offer is valid only on selected products
• The offers are brought to you by IndusInd Bank Limited ("IndusInd Bank") and any participation in the offer is voluntary.
• The offers are applicable to the customers to whom the SMS/mailer is addressed.
• Customers are required to use their IndusInd Bank Debit Cards to pay for the services/product under the offers to avail the vouchers
• The offers are on-going till the specified validity date
• Tax liability, if any, to be borne by the Cardholder.
• IndusInd Bank shall neither be responsible for nor guarantee delivery of SMS/Emails to the customer and shall not be liable for non-delivery of the same arising due to mobile network issues, DND activation by customers, and personal email settings of customer.
• Regular Debit Card Terms and Conditions apply. IndusInd Bank reserves the right to alter any of the terms and conditions of the offer or to withdraw the offer completely at any time without prior notice.
• IndusInd Bank shall neither be responsible for nor guarantee the quality of products bought through the vouchers.
• IndusInd Bank shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered as a result of availing the Offers.
• The offers are subject to force majeure events.
• The participation in the program shall constitute deemed acceptance by the Cardholder of all the terms and conditions governing the Programme.
• IndusInd Bank does not warrant, represent or guarantee the quality of goods / services availed by the customers.
• IndusInd Bank Debit Cardholders irrevocably agree and acknowledge that IndusInd Bank makes no guarantee or warranty that the participating Merchants shall honour the offer.
• Accordingly, IndusInd Bank Debit Cardholders shall not make any claim or seek compensation against IndusInd Bank in relation to any loss, damage, expense suffered in relation to non-fulfilment by the participating Merchants under this program.
• Any dispute as regards the quality of the products and services are to be taken by Cardholder directly with Merchants.
• IndusInd Bank reserves the right to disqualify any customers from the benefits of this offer inter alia for events like unusual transaction pattern that may indicate collusion between merchant and cardholder, recycling of funds via wallets/fund transfers, business expenses solely or any cases of charge back.
• The Bank at its sole discretion can decide cardholders who can avail these offers. The decision of IndusInd Bank will be considered as final and binding for rewarding the customers/employees.
• In all matters relating to the Programme, the decision of IndusInd Bank shall be final and binding in all respects.
• The Bank reserves the right at any time without prior notice to add, alter, modify, all or any of these terms and conditions or replace, wholly or in part, this Offer by any other Offer, whether similar to this offer or to withdraw it altogether without giving prior notice.
• The terms and conditions of the programme shall be in addition to and not in substitution/derogation to the primary terms and conditions governing the card and shall at all times be read along with terms of the Card member Agreement and such other terms and conditions that the Bank may deem appropriate in its sole discretion. Any irreconcilable contradiction between the terms and conditions contained herein and the Card member Agreement, then terms of the Card member Agreement to prevail the present conditions.
• Any disputes arising out of this offer shall be subject to the exclusive jurisdiction of competent courts in Mumbai.