5 Pointers to Consider When Opening a Current Account

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Whether you run a small firm or a big business, a current account is necessary for carrying out seamless business transactions. Often small business owners  feel that they can  manage without one  and use their personal savings account for work-related transactions. But sooner than later, they realise that they require a current account to streamline …

How to Choose the Best FD Scheme with High Returns

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If you’re here, you already know the benefits of investing in a fixed deposit – stable, guaranteed returns, minimal risk, and unparalleled safety. Plus, almost all banks now offer FD schemes, providing you with a range of schemes to choose from according to your financial goals. However, such rich variety may also present itself as…

Understanding the Working of a Contactless Debit Card

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Debit cards have made day-to-day dealing with money easier. You can withdraw cash anytime from an ATM, pay the bill at a merchant outlet and shop online with a debit card. All you need to do is enter a PIN or OTP to confirm the transaction. Nowadays, contactless cards are ruling the debit card market….

3 Reasons that Can Lead to Cancellation of Your Personal Loan Application

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You may have an important occasion coming up (say, a wedding) and need a huge amount of money upfront. In such a case, a personal loan is an effective way to sort out your long and short-term cash needs. The reason is a personal loan comes with a number of benefits such as low interest…

How Does a Swift Money Transfer Work?

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Need to transfer money abroad? Today, most of us can do that online or by simply walking into the bank. But have you ever wondered what happens behind the scenes? Well, most international transactions worldwide are facilitated by SWIFT or the Society for Worldwide Interbank Financial Telecommunications. It’s a massive messaging network that banks use…