Tata AIA Sampoorna Care – Cancer

Product Overview

The health cost is rising year on year and having a strong health insurance plan is essential to tackle the rising medical inflation. Introducing Tata AIA Health SIP, a comprehensive health insurance solution designed to safeguard you and your loved ones from life’s unexpected health challenges.
It provides fixed benefit payouts and extensive coverage, ensuring peace of mind and financial protection with insurance cover to building a dedicated health fund1, this plan gives you lifelong health protection and attractive tax4 benefits.

Key Benefits of Tata AIA Health SIP

  • Pays benefit on occurrence of either of below covered contingencies:
    • Accident Total and Permanent Disability (ATPD)

      In the event of a total Permanent disability caused by an accident, you will receive a lump-sum benefit payout to cover essential expenses and maintain your quality of life.

    • Term with Terminal Illness (TTI)

      Get an accelerated lump sum payment upon death or diagnosis of a terminal illness, whichever occurs first.

  • Financial Protection

    Ensure your family’s financial security even when you’re not around. In case of any unfortunate event during the policy term, your nominee gets the applicable benefit.

  • Smart Lady Benefit

    Women policyholders will receive an extra allocation of 0.5% for Limited/Regular pay policies or 0.25% of Single Premium on their first-year premium.

  • Choice of Whole Life Cover

    Get whole life coverage under the policy until 100 years of age.

  • Health Fund1

    Use your fund value after 5 years lock-in period to pay for regular medical expenses such as medicine bills, doctor visit fee etc.

  • Wealth Boosters5

    Regular addition to fund to boost investment till end of the policy coverage term along with return of premium allocation charges.

  • Enhanced SMART

    Create a structured portfolio with this strategy to enter a volatile equity market and start investing in funds of your choice.

Tata AIA Life Insurance Health SIP

  • The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
  • 1  Health fund provides Market-linked returns that are subject to market risks and terms & conditions of the product. The assumed rate of returns or illustrated amount may not be guaranteed and depends on market fluctuations.
  • All funds open for new business which have completed 5 years since inception are rated 4 star or 5 star by Morningstar3 as of December 2025
  • 3©2025 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
  • 4 Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
  • 5 Wealth Boosters will be credited only if Policy is in-force and all due premiums have been paid. Additions starting with 1.50% in the form of fund addition in units increases by 0.25%, every 5 years till policy year 20 and every 10 years thereafter, of units in each of the funds under Regular Premium Account will be credited (post deduction of applicable charges) to the respective funds at Policy Anniversary starting from tenth(10th) Policy Anniversary till end of Policy Term. For More details, please refer to product brochure.The policy holder will not be able to surrender/ withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
  • For more details on benefits, premiums, and exclusions under the inbuilt benefits, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch. Health insurance cover is available under the plan. For details on products, associated risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
  • Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/ withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
  • Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Health SIP is only the name of the Unit Linked health Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
  • The fund is managed by Tata AIA Life Insurance Company Ltd.
  • For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
  • Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).
  • All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.
  • Please make your own independent decision after consulting your financial or other professional advisor.
  • Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges, from your Insurance Agent or Intermediary or Policy Document issued by the Insurance Company.
  • Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund's NAV will be affected by interest rates and the performance of the underlying stocks.
  • The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.
  • Premium paid in the Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Insured is responsible for his/her decisions.
  • Insurance cover is available under the product.
  • The products are underwritten by Tata AIA Life Insurance Company Ltd.
  • The plans are not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

INDUSIND Bank Limited (CA0001) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer. INDUSIND Bank Limited, 2401, Gen Thimmayya Rd. (Cantonment), Pune-411001. Participation by the Bank's clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between Tata AIA Life and the Insured and not between the Bank and the Insured.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 • CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com

L&C/Advt/2026/Aug/4892

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

FD Rate FD Rate
FD Rate
Regular Fixed Deposit

up to 7%* interest p.a

Senior Citizen

up to 7.75%* interest p.a

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