Offers
Rates
V-KYC
Debit Card Related
Credit Card Related
SA Welcome Kit 
Manage Mandate(s)
Get Mini Statement
categories
Bloggers
Blog collection
Press ReleaseYearly Archives: 2026
Summary A safe deposit locker is a secure storage facility provided by banks for safeguarding valuables and important documents. Lockers are available in different sizes to accommodate varying storage requirements. Safe deposit lockers can store jewellery, property documents, insurance papers, wills and other important records. Linking a locker facility with a savings account often simplifies…
Summary A reserve fund is money set aside to meet future or unexpected financial needs. It helps individuals, businesses and organisations manage emergencies and other planned expenses. Regular contributions to a reserve fund help build financial security over time. Maintaining a reserve fund alongside a savings account improves financial preparedness. Managing money effectively is not…
Summary Estate planning helps protect family interests, reduce disputes and ensure smoother financial transitions, and savings accounts form an important part of an individual’s estate. Nomination facilities linked to savings accounts can help simplify the claims process for legal heirs. Properly managed savings accounts can improve liquidity and provide easier access to funds during asset…
Summary A personal loan can fund an AC purchase even when the buyer does not have a credit card. The borrower pays the seller after the loan is approved and the funds are disbursed; EMIs are then paid to the lender. Compare the total repayment, fees and tenure with any consumer-durable loan or cardless EMI…
Summary Ask the lender whether it allows an EMI date change and what steps apply to your loan. Keep paying on the existing due date until the lender confirms the change in writing. Check whether the new date affects interest, the auto-debit mandate, the repayment schedule or any charge. Managing a personal loan efficiently goes…
