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Press ReleaseYearly Archives: 2026
Summary The full form of ASBA is Application Supported by Blocked Amount. ASBA allows you to apply for IPOs, FPOs and rights issues without transferring funds from your savings account at the time of application. The application amount is actually temporarily blocked in your savings account and debited only if you receive an allotment. What…
An NRI can invest in Indian shares and mutual funds, but the resident account setup cannot continue after the status change. The bank account, KYC, demat category, and route used for repatriation all need to match non-resident status. Getting those pieces right at the start makes every later NRI investment easier to track. Step-by-Step Guide…
The process of an NRI to get a credit card in India is slightly different from a regular resident application. This is because the bank has to verify overseas residence, income, tax status, and the source from which the bill will be paid. A strong Indian credit history can support an unsecured application. If that…
Summary Understanding FD rules around tenure, premature withdrawal, interest rates and auto-renewal can help investors maximise returns and avoid unnecessary penalties. FD interest is taxable, and investors should be aware of TDS rules, available tax-saving options and the use of Form 15G/15H where applicable. Additional features such as nomination facilities, loans against FDs and deposit…
Summary Opening a fixed deposit without a savings account is now easier than ever, thanks to digital banking solutions. The process is simple: submit your personal details, choose your preferred FD tenure and investment amount, and fund the deposit. Whether you are a first-time investor, salaried professional, senior citizen, or someone looking for a safe…
