IndusInd Personal Loan—Easy Money at Your Fingertips

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As inflation continues to grow relentlessly, the rising cost of living has become an unavoidable fact for all Indians, regardless of the socioeconomic status. As a result, the demand for personal loans has gone up significantly in the last couple of years. Despite the availability of numerous borrowing options, personal loan continues to be the…

Top 10 problems faced by MSME in India

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The MSME, or the micro, small and medium enterprises are vital constituents of the Indian industrial sector. They contribute significantly to the GDP and export earnings besides meeting the social objectives of developing backward areas, reducing regional disparities, and providing employment opportunities to millions of people across the country.  Despite this, MSMEs in India suffer…

When to Avail a Personal Loan?

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What credit option is unsecured, comes with a flexible tenure, features instant disbursal, and is highly recommended whenever facing a financial crisis? That’s right! A personal loan. Personal loans are one of the most versatile financial tools available for times when you’re running low on funds. They can be used for almost any purpose, from…

Do MSMEs need a GST number for Udyam certificate?

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For any business to be legally recognized as a supplier of goods and services, registration in the tax system is the most fundamental requirement. Without registration, you can neither collect tax from your customers, nor claim any input tax credit of the tax paid by your enterprise.  As the name suggests, GST Registration is the…

How to Calculate Credit Card Interest Rates

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Neha just got a new credit card for the first time. Being a novice, she didn’t fully understand what the interest rate is, how it is calculated on her transactions, and how she can avail of the interest-free period on her new credit card. Luckily for Neha, her close friend worked at a bank and…