Insurance for NRI
- Protect what really matters. Avail of insurance for your whole family
Disclaimer
IndusInd Bank Ltd is registered with Insurance Regulatory & Development Authority of India ("IRDAI") as a Corporate Agent (Composite), IRDAI Registration No. CA0001 (Valid till 31-Mar-2028) for distribution of Insurance Products. Indusind Bank Limited is a Composite Corporate Insurance Agent of Tata AIA Life Insurance Company Ltd.( https://www.tataaia.com/), ICICI Prudential Life Insurance Company Ltd.( https://www.iciciprulife.com/), HDFC Life Insurance Company Ltd. (https://www.hdfclife.com/), Bajaj Life Insurance Company Limited (https://www.bajajlifeinsurance.com/), SBI Life Insurance Company Ltd.( https://www.sbilife.co.in/), Tata AIG General Insurance Company Ltd.( https://www.tataaig.com/), Cholamandalam MS General Insurance Company Ltd(https://www.cholainsurance.com/), Reliance General Insurance Ltd(https://www.reliancegeneral.co.in/). and Care Health Insurance Company Ltd.( https://www.careinsurance.com/)
The Insurance Contract will be between the Insurers and the Insured and not between the corporate agent and the Insured. IndusInd Bank Ltd (IBL) is a registered Corporate Agent and there is no direct or indirect linkage between the Banking Services offered by IBL and the usage of the insurance product offered by Insurers. Customer's Participation in insurance product is purely on voluntary basis and IBL is not responsible for any claim, dispute, liability, loss or shortfall resulting from the products offered by Insurers. Indusind Bank doesn’t underwrite the risk or act as an insurer.
IndusInd Bank Ltd. is not responsible or liable for performance of any obligations under the contract of insurance. Insurance is sold as a stand-alone product and not linked to any of the Banking products. Participation in Insurance is purely on a voluntary basis. Purchase of Insurance is not a pre-condition of availing any of the banking products/services.
TATA AIA Param Raksha Life pro
TATA AIA Param Raksha Life Advantage + solution comprises of TATA AIA Smart Sampoorna Raksha Supreme, A Non-participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L179V021) and TATA AIA Vitality Protect Advance, Individual, Non-linked, Non-participating, Health Insurance (UIN: 110N178V01). TATA AIA Smart Sampoorna Raksha Supreme is also available individually for sale.
Key Feature and Benefits
- Get Financial Protection
- Get Total Fund Value + Tata AIA Vitality Protect Advance Premiums Back
- Terminal Illness Cover with Term Booster4
- Wellness Program
TATA AIA Param Raksha Life Maxima Plus
TATA AIA Param Raksha Life Maxima + solution comprises of Tata AIA Smart Sampoorna Raksha Supreme, A Non-participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L179V021) and Tata AIA Vitality Protect Advance, Individual, Non-linked, Non-participating, Health Insurance (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme is also available individually for sale.
Key Feature and Benefits
- Market-linked returns
- Get Life Insurance Cover
- Get Whole Life Coverage
- Return on Maturity at the end of Policy Term
- Get Tax^ Benefits
- Wellness program with Tata AIA Vitality@
TATA AIA Param Raksha Life Advantage Plus
TATA AIA Param Raksha Life Advantage + solution comprises of Tata AIA Smart Sampoorna Raksha Supreme, A Non-participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L179V021) and Tata AIA Vitality Protect Advance, Individual, Non-linked, Non-participating, Health Insurance (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme is also available individually for sale.
Key Feature and Benefits
- Get Financial Protection
- Get Total Fund Value + Tata AIA Vitality Protect Advance Premiums Back
- Terminal Illness Cover with Term Booster4
- Wellness Program
TATA AIA Param Raksha Life pro Plus
TATA AIA Param Raksha Life Pro + combination comprises of Tata AIA Smart Sampoorna Raksha Supreme, A Non-participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L179V02) and Tata AIA Vitality Protect Advance, Individual, Non-linked, Non-participating, Health Insurance (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme is also available individually for sale.
Key Feature and Benefits
- Top Rated Funds
- Get Financial Protection
- Comprehensive Coverage
- Affordable Premiums
- Terminal Illness Cover with Term Booster1
- Get Total Fund Value + Tata AIA Vitality Protect Advance Premiums Back
- Accidental Total & Permanent Disability
- Accidental Death
- Avail Wellness Program
- Get Income Tax Benefits
TATA AIA PR Life Growth Plus
TATA AIA Param Raksha Life Growth + solution comprises of Tata AIA Smart Sampoorna Raksha Supreme, A Non-participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L179V021) and Tata AIA Vitality Protect Advance, Individual, Non-linked, Non-participating, Health Insurance (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme is also available individually for sale.
Key Feature and Benefits
- Get Financial Protection
- Get Total Fund Value + Tata AIA Vitality Protect Advance Premiums Back
- Accidental Total & Permanent Disability
- Accidental Death
- Terminal Illness Cover with Term Booster1
- Wellness Program
Tata AIA Life Insurance Sampoorna Raksha Promise
A Non-Linked Non-Participating, Pure Risk Individual Life Insurance Plan Providing a quality life to our loved ones is important. Their dreams & aspirations need to be fulfilled under all circumstances. Presenting Tata AIA's flagship protection plan, Sampoorna Raksha Promise is the ultimate solution for comprehensive financial protection and security to your family
Key Feature and Benefits
- Flexibility to choose from 4 unique Death Benefit options
- Whole of life cover available1.
- Special discount for salaried customers on first year premium
- Additional first year premium discount on achieving important life milestones
- Option to defer premiums by up to 12 months with FlexiPay Benefit2
- Instant payout on claim intimation3
- Enhance your protection through our comprehensive riders4 with unique health and wellness benefits.5
- Acceleration of 50% of base sum assured on diagnosis of terminal illness.
- Inbuilt waiver of premium on terminal illness
- Flexibility to cover spouse under joint life option.
- Choice to increase cover for a specific period or throughout the policy term.
- Option to receive death benefit as lumpsum and/or instalments.
- 15% lower premium for Female lives
ICICI Pru GIFT Select
ICICI Pru GIFT Select offers – a life insurance savings product designed to support your goals every step of the way, A life insurance plan which provides you a life cover1 along with the unique Instant CashBack Benefit3 - giving you the advantage of enjoying your policy benefits without delay
Key Feature and Benefits
- Instant CashBack3: A percentage of the first year premium4 is paid upon policy issuance
- Increasing Income5: 5% growth in income every year (compounded)
- Level Income5: Consistent income throughout the income period
- Maturity Benefit6: Select up to 200% of total annualised premiums
- Low Cover Income Booster7: Additional income by choosing a lower life cover option
- Flexi Save option8: Option to postpone and accumulate income(s)
- Flexible Options: Customise premium payments and policy terms to suit your needs.
TATA AIA Life Insurance Fortune Guarantee Plus
A Non-Linked, Non-Participating, Annuity Plan
Key Feature and Benefits
- Flexibility to choose Plan Option
- Flexibility to choose Income Period from 20 to 45 years
- Get return of premium at the end of Income Period
- Choice to receive Income – Monthly/Annually
- Option of Joint Life under Single Premium payment option
- Choice of Premium Payment Term
- Enhance your protection with optional Riders^
- Tax benefits++ as per applicable Tax Laws
Tata AIA Life Insurance Wealth Maxima
Unit Linked Whole Life Individual Savings Plan
Key Feature and Benefits
- Pay premiums once or for a limited period and get Insurance protection for the entire life
- Regular Loyalty Additions* to boost investments
- Flexibility to choose from 18 Fund options for enhanced investment opportunities
- Option to customize your plan with three additional unit deducting riders^
- Option to customize your plan with three additional unit deducting riders^
FG Pension
A Non-Linked, Non-Participating, Annuity Plan Like everything else, you would also want your retirement life to be planned out properly. Since finances are one of the most important aspects of any life stage, you will need to opt for a suitable annuity Pension plan that gives you complete peace of mind during your second innings!
Key Feature and Benefits
- Multiple annuity options to suit your needs
- High purchase price benefi¬t to encourage you to save more
- Option to increase annuity through Top-up premiums
- Tax bene¬fits# may be applicable on premiums paid and benefi¬ts received as per applicable tax laws
Fortune Pro
A Non-Participating Unit Linked Endowment Assurance Plan
Key Feature and Benefits
- Pay premiums once or for a limited period and get Insurance protection throughout policy term
- Regular Loyalty Additions are credited to the policy to boost your investments
TATA AIA Life Insurance Fortune Guarantee Supreme
Non-Linked, Non-Participating, Individual Life Insurance Savings Plan. Every individual has their own aspirations in life. Buying that dream home, providing your children the education they deserve or taking your family for a dream vacation. To achieve these aspirations during your lifetime, you need a plan that will deliver without fail.
Key Feature and Benefits
- Flexibility to choose guaranteed* benefits in the form of lump sum and/or income to meet your financial goals
- Grow your income by choosing sub wallet~ feature & withdraw as and when required
- Women Special discount - 2% on First Year’s Premium specially for women customers
- “Premium Offset” feature to offset your premium against survival benefit payouts
- Enjoy tax benefits on premiums and benefits, as per applicable Tax Laws#
ICICI PRU SIGNATURE
ICICI Pru Signature - A Unit Linked Life Individual Product ICICI Pru Signature - a savings and protection oriented unit linked insurance plan, designed for the preferred customer like you. Along with a life cover to secure your family in case you are not around, this plan offers flexible savings options to help you achieve your goals.
Key Feature and Benefits
- Life cover1 throughout the policy term
- Return of all Premium Allocation Charges2 throughout the policy term
- Wealth Boosters3 for staying invested
- Value benefits to reward higher4 contributions
- Systematic withdrawal plan5 for regular payouts
- Whole Life policy term option to enjoy benefits till the age of 99
ICICI Pru Assured Savings Insurance Plan
ICICI Pru Assured Savings Insurance Plan - A Non-Participating Non-Linked Life Individual Savings Product ICICI Pru Assured Savings Insurance Plan, a plan which gives you guaranteed savings benefits to meet your non-negotiable goals. It also provides you life insurance cover to take care of your family in case of your unfortunate demise.
Key Feature and Benefits
- Guaranteed# Additions^: Every year either 9%, 10% or 11% of total premiums paid will be added to your policy benefits depending on your policy term
- Guaranteed# Maturity Benefit (GMB)1: A guaranteed# lump sum payable at the end of the policy term
- Flexibility: Choose premium payment term and policy term as per your need3 for staying invested
- Protection: Get life cover2 for the entire policy term
- The product is also available for purchase online
- Tax3 benefits: Tax benefits apply to premiums paid and benefits received as per the prevailing tax laws
Tata AIA Life Insurance Wealth Pro
Non-Participating, Unit Linked, Individual Life Insurance Savings Plan
Key Feature and Benefits
- Flexibility to pay premium one time or for a limited period as per your choice
- Regular Loyalty Additions## to boost investments
- Flexibility to choose from 24 Fund options for enhanced investment opportunities
- Option to customize your plan with range of riders^
- Choice of Enhanced Systematic Money Allocation & Regular Transfer Investment Portfolio Strategy
ICICI Pru iProtect Smart Plus
ICICI Pru iProtect Smart Plus Plan, A Non-Participating Non-Linked Life Individual pure risk insurance product
Key Feature and Benefits
- High Life Cover1
- Option to choose benefit amount as lump sum or monthly income2 for 10 years or a combination of both
- Flexible policy term and premium payment term
- Flexible policy term and premium payment term
- Option to choose Accidental Death Benefit3
- Premium4 Break option
- Rs.3 lakh5 instantly – when your family needs it the most
- Special first year discount6 for salaried customers
- 15% discount on premiums for women7
- Tax8 benefits on premiums paid
ICICI PRU Guaranteed Pension Plan Flexi
Non-Participating Non-Linked Individual Savings Deferred Annuity Product
Key Feature and Benefits
- Guaranteed# annuity for your entire life with an option of return of premiums paid
- Choice of Joint Life annuity4 options & Waiver of Premium1 feature to help secure the happiness of your loved ones
- Choice of increasing annuity2 options that will give you inflation hedged retirement income in your golden years
- Option to receive annuity amount on a Monthly, Quarterly, Half-yearly or Yearly basis
- “Save the Date5” feature to receive your annuity on any date of your choice
- Option to “Top-up” your plan as and when you have additional funds to save
- Special withdrawal3 feature to provides you with financial flexibility and peace of mind, knowing you have access to funds if needed, while still maintaining a steady income stream